NEW YORK, February 10, 2023 (Newswire.com) - iQuanti: With the holidays coming to a close, it's time to look ahead and make sure you're paying off those leftover debts from last year. The APR for personal loans is typically lower than that of credit cards, making this an attractive option for consolidating debt: it will cost less interest overall and can reduce your monthly payments considerably. That said, it's also crucial to remember that repaying debt responsibly requires discipline: you'll need to stay organized with budgeting, use proper money-management skills, set short- and long-term goals - and yes, commit to them! Successfully taking control of your finances in this way benefits both your financial health and your peace of mind.

In addition to consolidating debt, this article will discuss how to get rid of your debt from last year. Several options exist. All you have to figure out is which of them makes the most sense for your unique situation.

1. Take Out a Personal Loan

You might consider personal loans if you have several outstanding debts from 2022. Credit unions and banks offer personal loans. Either of these can be reputable entities.

You can take the money from a personal loan and pay off all your outstanding debts. By doing so, you make your repayment schedule less complicated. 

You can go from owing several different entities to only owing money to a single one. Many times, it's that simplification of your repayment schedule that will assist you in becoming debt-free during the new year. 

2. Hunt for a Job that Pays More

Looking for a job that pays more in the new year can also get you out from under the debts you accumulated in 2022. Maybe you feel that you've reached the limit of what you can achieve in your current position. You don't see a path to a promotion and a raise that can accompany it.

If that's true, you can update your resume and look for jobs online. You can use sites like Monster, Indeed, and LinkedIn. If you don't have a LinkedIn profile yet, you should create one.

Getting a job that pays more will free up more money that you can use to pay off your debts from 2022 quicker. Don't rest until you find a new position that pays you a salary that matches your skill set. Being complacent at your current job isn't going to help you if you're sure there's no raise or promotion in your immediate future.

3. Don't Accumulate Any More Debt

You can also work on paying off what you owe from last year without accumulating any new debt. Often, debt piles up because you keep accruing new debts before you can pay off your existing ones. If that's happening, it's a sure sign you need to curb your spending.

Don't live an extravagant lifestyle. Limit the number of times you go out to dinner. Instead, buy bulk food items and use them to make low-cost meals. Purchase clothing at second-hand stores like Goodwill instead of buying them brand new. If you can put off shopping for new clothes, do that.

If you need a new vehicle, get a used or certified pre-owned one instead of buying the latest model. Only spend money on home improvements if they're unavoidable. 

Conserving money in all these ways will let you put the cash you've saved toward paying off your 2022 debts. If you're determined and don't mind living this way for a while, you should see positive results.

You Can Get Rid of Last Year's Debt

Getting rid of last year's debt can be challenging, but you can do it if you're determined. You can save money to put toward debt from 2022 by living frugally. Eating in restaurants less often, shopping for second-hand clothing, and taking similar measures leaves you more money to put toward your outstanding debts.

Hunting for a new job that pays more is another viable option. Spruce up your resume and look for jobs on sites like Indeed, LinkedIn, and Monster. You may also consider taking out a personal loan and using the money from it to pay off all your other outstanding debts. Having one creditor to pay back will simplify the process.

These tips should help you get rid of last year's debt. It may not be easy, but it's always possible. 

Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125


Original Source: How to Get Rid of Your Debt From Last Year

NEW YORK, February 10, 2023 (Newswire.com) - iQuanti: Getting married is an exciting time, but it also means taking on new financial responsibilities. Here are seven important steps to take once you're married in 2023:

1. Discuss personal finances first

The most critical piece to ensuring your marriage is successful is to start with open communication about your finances. Talk with your partner about your current financial situation and your finance-related goals for the future. Ask them to do the same and ensure you're both on the same page.

Some questions to consider:

• Do we want kids? How will we pay for their education?
• Do we want to own a home or rent for the foreseeable future?
• How much debt do we each have? How critical is it for us to get out of debt quickly?
• How much savings do we feel we need? Is there an amount we'd consider "too low" to be comfortable? How will we each contribute to the savings?
• What are our retirement goals? 
• What investments do we have, and how comfortable are we with taking risks in the stock market?
• What are our credit scores? Do we need to make it a priority for one or both of us to improve it? (This is especially critical as your goals for marriage and credit scores can either work in harmony or make your home life stressful very quickly.)

2. Decide if you'll open joint accounts or keep your finances separate

Traditionally married couples would combine their finances into joint accounts. This is changing as more couples earn dual incomes to save for their individual and combined goals. Joint accounts can be beneficial, but only if both partners are comfortable with the arrangement. If you're one of these couples, it's important to have open and honest conversations about the arrangement.

If you choose to separate your finances, create a budget for each person and discuss spending regularly. This way, you'll stay accountable and avoid any financial surprises down the road.

3. Change over your beneficiary information

If you have any life insurance, retirement plans, or other assets that will benefit your partner after you die, it's important to change these beneficiary designations as soon as possible. By doing this, your partner will be the primary beneficiary of these assets, and they'll be able to access them without legal complications.

4. Create a budget and stick to it

A budget is essential for anyone looking to live a financially successful life. Whether married or not, creating and sticking to a budget is vital for your short-term and long-term goals. Creating a budget can be simple - just take a look at your expenses over the past three months and divide them into categories (food, housing, transportation, etc.). Once you have a good idea of where your money is going each month, you can start making adjustments to ensure you're always spending within your means.

5. Discuss asset ownership and make the necessary changes

If you and your spouse own assets, such as a home or car, you should consider how ownership will be handled once you're legally married. Some couples will add their spouse as a co-owner, while others opt to keep assets separate. Whichever you decide to do, it's essential you and your spouse are on the same page so that there aren't any feelings of resentment that come up later.

6. Update your tax withholding

If you're a W-2 employee, consider updating your tax withholding status with your payroll department now that you'll be filing jointly.

7. Get a financial review

Sitting down together and getting a thorough financial review will help you identify areas where you may be overspending or under-investing and make necessary changes so you two are on track for your long-term goals. A financial advisor can also help you create a budget and assess your credit score, so you know where you and your partner stand.

The bottom line

By following these simple tips, you and your spouse will be better positioned to achieve your goals together and ensure your marriage is long and happy.

Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125


Original Source: Financial Steps to Take Once You're Married in 2023

PHILADELPHIA, February 10, 2023 (Newswire.com) - Kane Kalas, son of Hall of Fame Philadelphia Phillies sportscaster Harry Kalas, has released his rendition of the "Eagles' Victory Song" to commemorate the team's place in the big game.

The "Eagles' Victory Song," commonly referred to as "Fly, Eagles Fly," has played a major part in Philadelphia sports culture since the 1950s. While several artists have covered the piece, Kane's version is unique, with a marching band feel and operatic vocals delivered by the classically-trained recording artist. Kane's "Eagles' Victory Song" evokes excitement and suspense; think John Philip Sousa, with maybe a splash of Mendelssohn.

The cover opens with a touchdown monologue voiced by legendary Philadelphia Eagles sportscaster—and the longest-tenured announcer in the NFL—Merrill Reese.

"The 'Eagles' Victory Song' is not only the fight song of the Philadelphia Eagles; in many ways, it is the fight song of the city of Philadelphia itself," says Kane.

"If you're ever in Philly when the Eagles are playing—it doesn't matter where—you're sure to know whenever the Eagles score a touchdown by the rumbling of 'E-A-G-L-E-S EAGLES' from a chorus of fans throughout the city. There's nothing more electric than being among a sea of fans at the Linc during a game and joining them in the chant after the Eagles score."

In addition to his role as the Phillies play-by-play broadcaster, Kane's father, Harry Kalas, frequently broadcasted Eagles games for Westwood One. Kane vividly remembers watching the games with his father growing up and cheering on the Eagles. "I must've been four years old the first time I watched an Eagles game with my dad—the Eagles scored a touchdown, and he began to bellow the 'Eagles' Victory Song.' It was the first time I had heard it," Kane recalls. "He was a true homer. Dad often said there were no sports fans in the world as enthusiastic as Philadelphia fans; that's why he pledged to spend his entire broadcasting career in Philly."

Kane's forthcoming album High Hopes is lovingly dedicated to his father and the city of Philadelphia.

Listen to his cover of the "Eagles' Victory Song" here.

Connect with Kane Kalas
Website // Instagram // Facebook // Twitter // YouTube // TikTok

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Contact Information:
Ariel Hyatt
CEO and Publicity, Cyber PR
[email protected]


Original Source: Kane Kalas, Son of Hall of Fame Sportscaster Harry Kalas, Releases His Rendition of the 'Eagles' Victory Song' as the Philadelphia Eagles Advance to the Big Game

Meetings in Savannah offer memorable experiences through ETHOS' vision of purposeful planning for meaningful results.

SAVANNAH, Ga., February 10, 2023 (Newswire.com) - ETHOS Event Collective, a growing destination and event management firm with offices across the country, has officially opened a new location in Savannah, Georgia. The ETHOS team hopes to play a critical role in bridging the gap between meeting and incentive planners and Savannah's offerings. 

The expansion to Georgia allows ETHOS to work with existing relationships and resources within the city while developing destination offerings that grow the local economy and create opportunities for hotel, supplier and client partners. These relationships and resources help to enhance the quality of event experiences while simultaneously retaining a true sense of Savannah's meaningful past. Attendees can relax and maximize their time away in the city that has been a stalwart of American tradition since its formation in 1788.

Having established itself as a mainstay of experiential adventure, this expansion is nothing new to the ETHOS team. The ETHOS creative methodology and strategic boots-on-the-ground philosophy are why ETHOS has been able to host remarkable events in cities such as Las Vegas, San Francisco, Chicago, Miami, and Orlando, as well as many others.

The ETHOS Event Collective creative process and operational excellence have already produced meaningful connections, experiences, and results for its clients. Businesses that have partnered with ETHOS have already attributed increased employee retention, sales, and brand loyalty to ETHOS-managed events, and local tourism experts have begun to notice the positive impact the events have had on the local Savannah community.

"The Savannah office will continue to serve our mission of purposeful planning with meaningful results," said Maura O'Donnell, ETHOS Business Development Manager. "We have been able to make a significant impact in cities where ETHOS has already been established. With the newly opened Savannah office full-steam ahead, we are ready to enhance our offerings in the southern region of the U.S."  

Learn more about ETHOS Event Collective and its new office in Savannah, Georgia, by visiting https://www.ethoseventcollective.com. 

About ETHOS Event Collective

ETHOS Event Collective is a Destination & Event Management Company that helps meeting and event planners stay ahead of increasing demands while supporting the people and places that make the experiences we create possible. ETHOS approaches every client's event with the intention of positively influencing the aftereffect, starting with the big picture, then working through each multifaceted element. They are in pursuit of creative ideas that become grounded in a company's strategy, driving results long after an event has ended.

Contact Information:
Lexi Matias
Marketing Manager
[email protected]


Original Source: ETHOS Event Collective Opens New Office Location in Savannah, Georgia

Request aims to reassure the Jewish community

PORTO, Portugal, February 10, 2023 (Newswire.com) - The Jewish Community of Porto (CIP/CJP) has called on the European Union to instigate an impartial international investigation into "an antisemitic action that took place in Portugal using robbers, murderers and convicts who intended to defame the country's strongest Jewish community, destroy Jewish leadership, halt the influx of Israeli citizens and end the law that granted Portuguese citizenship to Jews of Portuguese and Spanish origin. In March 2022, police raided the synagogue and arrested its rabbi, and in September the High Court said that criminal indictments against the community were 'based on nothing,'" says the community's president, Gabriel Senderowicz. 

Deborah Elijah, president of Keren Hayesod Portugal, explains that the basis for the Soviet-style antisemitism was "primarily the use of criminals and the press to defame the most important Jewish communities, to associate them with immoral businesses and then to try to link the rabbis for fictitious corruption. Weak communities linked to existing powers were used to serve as propaganda, like a musical instrument, as my father was forced to play the violin in the Theresienstadt concentration camp."

A community council member for legal affairs, attorney David Garrett, says that the EU investigation is necessary. "If the anonymous, slanderous complaints were not made by convicts at the request of state agents; if the attempt to eliminate the first signer of a petition to the parliament was authored by someone who chose his target at random; if there is no relationship between the professional burglars who stole the server from a community lawyer [in Porto] and the computers of the president of SIRESP [in Lisbon] - so everything was nothing more than a miraculous coincidence and the community should not remain alarmed. If, on the contrary, the investigation concludes that state agents used criminals and all the press against a religious and cultural organization [the Jewish community of Porto], then we can say that they wanted mostly to destroy a Jewish nascent elite, and that the aim was not merely to initiate proceedings against suspects for the practice of illegalities. Against these, legal means of obtaining evidence would be used, the police would not be used as an instrument, much less whether they would use burglars, murderers and manufacturers of anonymous complaints."

Contact Information:
Shelly Paz
PR Manager
[email protected]
972-50-240-9757


Original Source: Porto Jewish Community Asks European Union to Investigate Case of Soviet-Style Antisemitism in Portugal

Sports wagering operator that offers traditional sports book plus peer-to-peer wagering submits Tennessee application.

MIAMI, February 10, 2023 (Newswire.com) - KeyStar Corp^® (OTC: KEYR) has announced the official submission of its sports wagering license application for ZenSports in the State of Tennessee.

ZenSports mobile platform offers a traditional sports book where customers can bet against the house, as well as a peer-to-peer sports betting marketplace. With ZenSports' peer-to-peer marketplace, customers can create their own bets with their own odds and terms. Peer-to-peer bets can be shared with friends or via the app's mobile two-sided marketplace, right from their phone.

KeyStar hopes to be approved for both its traditional sports book and its peer-to-peer wagering features, pursuant to the Tennessee Sports Gaming Act and the Sports Wagering Advisory Council rules.

"Tennessee is the perfect first state for us to launch ZenSports in," according to KeyStar CEO Mark Thomas. "Tennessee has demonstrated significant technology innovation and is one of the fastest-growing states for sports wagering." 

Tennessee processed $440.4M in sports betting handle and generated over $49M in revenue in December 2022 alone, putting Tennessee once again in the top 10 sports betting markets in the US.

ZenSports is available for download in the App Store (iOS) and the ZenSports website (Android or Mobile Web). 

Forward-Looking Statements

This press release contains "forward-looking statements" within the meaning of the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements can be identified by words such as: "anticipate," "intend," "plan," "seek," "believe," "estimate," "expect," "strategy," "likely," "may," "should" and similar references to future events or periods. 

Forward-looking statements are neither historical facts nor assurances of future performance. Instead, they are based only on our current beliefs, expectations and assumptions regarding the future of our business, future plans and strategies, projections, anticipated events and trends, the economy and other future conditions. Because forward-looking statements relate to the future, they are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict and many of which are outside of our control. Our actual results and financial condition may differ materially from those indicated in the forward-looking statements. Therefore, you should not rely on any of these forward-looking statements.

Any forward-looking statement made by us in this press release is based only on information currently available to us and speaks only as of the date on which it is made. We undertake no obligation to publicly update any forward-looking statement, whether written or oral, that may be made from time to time, whether as a result of new information, future developments or otherwise.

Contact Information:
Mark Thomas
Chief Executive Officer
[email protected]


Original Source: KeyStar Corp. Officially Submits Tennessee Sports Wagering License Application for ZenSports

COCONUT CREEK, Fla., February 9, 2023 (Newswire.com) - North Broward Preparatory (NBP), part of the Nord Anglia family of premium schools worldwide, has raised more than $200,000 in donations to the American Heart Association - achieving a record for the largest donation ever made by a school to the Association. 

On Friday, Feb. 10 at 8:00 a.m., we will host our Kids Heart Challenge Celebration with fun activities and important guests at the NBP Campus. 

One of the top fundraisers is NBP student and survivor named Ethan; he is an 8-year-old in 1^st grade. He was born with a congenital heart defect called Partial Anomalous Pulmonary Venous Return. The defect required Ethan to have open-heart surgery on June 13, 2022, in Miami. Ethan is very active and loves to play all sports, especially lacrosse. 

Kathleen Malanowski, Head of Lower School Principal said, "Our school has a long-standing tradition of supporting the American Heart Association through the Kids Heart Challenge. Reaching this level of collaborative donation is truly remarkable. It speaks to the caring and compassionate community that North Broward Preparatory School embodies. We are very proud of this collective effort." 

The North Broward Preparatory School offers a college-style campus of early 80 acres of grounds. Our rigorous curriculum is enhanced through collaborations with The Juilliard School, MIT, and UNICEF giving our students the opportunity to explore and discover new interests. With residential students from 20 countries, our students are immersed in a multicultural community and become global citizens with a worldview and the confidence to influence beyond borders.

Contact Information:
Alejandra Gutierrez
Communications Manager, NAE The Americas
[email protected]

Kaitlin Alexander
Communications Manager, North Broward Preparatory School
[email protected]
(954) 397 2160


Original Source: North Broward Prep Reaches the Largest Donation Ever Made by a School to the American Heart Association

Hiring an interior designer isn't a luxury everyone can afford but online interior design services come at a fraction of the cost.

MELBOURNE, Australia, February 10, 2023 (Newswire.com) - According to leading online interior design company, FURNISHD., hiring an interior design consultant used to be a luxury only affordable by a select few. But with online interior designers, more people can enjoy professional design at a fraction of the cost.

The online interior decorator service offered by FURNISHD. simplifies the process, making it accessible and effortless. After an initial consultation, the designers set to work, translating the client's ideas into a tangible design. Sifting through countless options for furniture, accessories and paint colours, the designers present the choices in a clear and concise manner. The final design is sent to the customer, giving them the power to bring the vision to life and make as many or as few changes as they like.

FURNISHD. says this allows the client to envision the finished product, with information on where to purchase each item and the associated costs. Different packages are available to accommodate varying levels of support and room sizes, all at a flat fee with no hidden costs.

By delivering services online, overhead costs are reduced, resulting in lower fees for clients. Hiring FURNISHD. also presents several opportunities for cost savings. Through trade accounts, significant savings can be realised, potentially resulting in a return on the fee paid. For example, a 10% discount on a $3,000 sofa results in a $300 savings for the client. FURNISHD. points out that these savings can quickly accumulate with multiple purchases made for different rooms.

Video call appointments are the primary method of consultation with FURNISHD., enabling them to view the room and have a conversation to gain a thorough understanding of the desired outcome. This allows for interaction with a dedicated personal designer. Detailed questions are asked to comprehend the client's lifestyle, design preferences and any concerns. Photos and measurements are requested to further refine the design and ensure informed decisions.

FURNISHD. says although it can be challenging working within tight budgets, the online decorator knows exactly where to look to find the best bargains and because they operate independently, they can shop from anywhere to find the perfect pieces for their clients' homes.

To learn more about one of the leading online interior design firms, contact FURNISHD.   

Contact Information:
FURNISHD AU
Marketing Manager
(+61) 451-990-319


Original Source: Online Interior Designers Make It More Affordable to Create Dream Home