SOUTHLAKE, Texas - December 9, 2022 - (Newswire.com)

The DFW-area's KeyCity Capital has confirmed full deployment of its recent real estate equity fund - KCAP RE Fund III -- with 11 multi-family housing investments now acquired by the fund. On the heels of the acquisitions, the company's next equity offering is its $100 million KCAP RE Fund XI. Four targeted assets have already been acquired via this latest opportunity, with three additional assets currently under contract*.

Featured on the Inc. 500 list of America's fastest-growing private companies for 2022, KeyCity Capital is ranked by Inc. as #1 in Texas in the financial services category and #13 in Texas across all businesses. The company's mission of connecting capital to wealth is accomplished via a focus on single- and multi-family income-producing, affordable housing in target-specific, landlord-friendly markets, combined with diversification offered in alternative asset-backed investments intended to generate cash flow and attractive risk-adjusted returns. These asset classes are selected to offer consistency, as well as risk-adjusted long-term growth across diverse economic environments. The firm has 2,000-plus properties and $500 million in assets under management.

KeyCity Capital founder and CEO, Tie Lasater, was recently included on this year's "40 Under 40" leadership list, as published by the Dallas Business Journal, and the same publication has named KeyCity Capital as a "Best Place to Work" among DFW-area companies. Tie Lasater is also a member of the International Investing Hall of Fame 

For details on participation in the KCAP RE Fund XI, accredited investors may contact Stephen Patterson at KeyCity Capital, 817-601-5905. https://www.keycitycapital.com/

Contact Information:
Bonnie Crail
President, Crail Communications
[email protected]


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Original Source: KeyCity Capital Fully Deploys Latest Multi-Family Fund, Acquiring 11 Cash-Flowing Assets Across U.S. Southeast. $100 Million KCAP RE FUND XI Announced*.

LOS ANGELES - December 9, 2022 - (Newswire.com)

iQuanti: As the end of the year approaches, people start looking forward to their tax refunds. Many use these refunds to restock their emergency savings, invest, make big purchases, and travel. But the IRS can take a long time to get your refund to you, even if you sign up for direct deposit. If you need the money faster, you may have considered a tax refund loan. This article will explain how tax refund loans work and their benefits and drawbacks. Then, we'll dive into a few tax refund loan alternatives for your consideration.

How does a tax refund loan work?

Tax refund loans let taxpayers who qualify for a tax refund borrow against that refund. After filing your taxes with a tax preparer, you can apply for one of these loans with no credit check. If approved, they're typically disbursed to you via prepaid card or check within 24 hours of filing your return. 

You don't repay these — instead, the lender opens a temporary bank account and tells the IRS to deposit the refund into it. They then take the loan amount plus fees and tax prep costs out of the refund before paying you the remainder. These loans are often interest-free. However, you may owe a fee, depending on the lender or tax filing service you work with.

Tax refund loan alternatives

Tax refund loans can be hard to compare since you can often only get one from your tax preparer. They're also fairly costly in some cases. Plus, there's always the chance your tax return has an error that, when corrected, reduces your refund. You may owe money if you borrowed more than your correct refund. So, if you need your refund fast but don't want a tax refund loan, consider these alternatives:

1. Cash advances

Cash advances are fast, small-dollar loans that you can use to cover expenses until your next payday. Many lenders have less strict requirements and will consider factors like your income and current debts in addition to your credit score. This means you can still get this type of loan with poor or fair credit. 

If approved for a cash advance, you can often get the funds as soon as the same day you apply. Then, you'll repay what you owe plus interest in two to four weeks. You can also roll over the loan for an additional fee if you can't repay.

2. Installment loans

Installment loans let you borrow large lump sums and repay them in fixed monthly principal and interest payments. These tend to offer better interest rates and are easy to budget for, thanks to their predictable payments.

Plus, installment loans have longer timelines. This lets you borrow more and spread it out over a longer amount of time in case you need more than your tax refund amount. There are installment loans available to borrowers with a wide variety of credit scores and histories.

3. Title loans

If you own your car outright, a title loan lets you borrow against your vehicle's title for a quick loan. Lenders appraise your vehicle, verify your income, and then offer you a loan worth 25% to 50% of your car's value. You can then get your funds that same day and continue driving your vehicle during repayment.

Consider a loan while you wait for your tax refund

Tax refund loans make it easy to access your money ASAP if you need it quickly. However, they can come with fees, and it's hard to compare options. Luckily, if you don't want a tax refund loan, there are plenty of alternatives. 

Cash advances are one of the fastest short-term options for anyone, whereas title loans could be more suited for people who own vehicles outright. Installment loans may work well for people with larger refunds or who need to borrow more and want fixed payments. Whichever option you choose, make sure you budget for the loan. This will help you minimize costs and financial stress while allowing you to take advantage of the extra funds. 

Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125


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Original Source: How Fast Can I Get a Tax Refund Loan?

Moore is the first-ever surfer to win this prestigious award

HONOLULU - December 9, 2022 - (Newswire.com)

Olympic gold medalist Carissa Moore is the winner of the 92nd AAU James E. Sullivan Award. She's the first surfer and first Hawaii native to ever take home the prestigious award, which has been presented annually since 1930 to the most outstanding athlete at the collegiate or Olympic level in the United States.

Moore was presented with the AAU Sullivan Award during the Hawaii Waterman Hall of Fame ceremony at the historic Outrigger Canoe Club in Honolulu on Thursday, Dec. 8.

"To the AAU, thank you so much for this incredible honor," she said. "When I first heard I was nominated, I was already blown away. Wow, this is really cool. I really appreciate it. Thank you."

Moore is a five-time World Champion and two-time Triple Crown of Surfing champion, but may be best remembered as the first Olympic gold medalist in the women's short board event at the 2020 Tokyo Games. 

The Honolulu, Hawaii native grew up surfing in the same bay as the legendary "father of surfing" Duke Kahanamoku. Duke has a history with AAU himself -- he won the AAU's first swim race in Hawaii in 1911, shattering the world record in the 100-yard freestyle. He competed in the 1912, 1920, and 1924 Olympic Games for the AAU; at that time, the AAU organization acted as the governing body of U.S. Olympic athletes. 

Moore was inducted into the Surfers' Hall of Fame in 2014, into the Hawaii Waterman Hall of Fame in 2021, and is the first surfer in history to win a World Surf League title and Olympic gold medal in the same year.

 "I'm extremely proud of our recipient this year. Carissa Moore is a perfect example of what this award represents - athletic excellence, leadership, character, and sportsmanship," said J.B. (Jo) Mirza, AAU President. "She will forever be remembered as the first-ever surfer to win the AAU Sullivan Award, and first from Hawaii, which is a remarkable milestone in the award's storied history."

Moore joins a renowned list of recipients. Last year, Olympians Simone Biles and Caeleb Dressel were crowned co-winners. Other prior winners include Carl Lewis (track and field), Wilma Rudolph (track and field), Bill Bradley (basketball), Mark Spitz (swimming), Bill Walton (basketball), Jackie Joyner-Kersee (track and field), Rulon Gardner (wrestling), Michael Phelps (swimming), Michelle Kwan (figure skating), Shawn Johnson (gymnastics), Peyton Manning (football), J.J. Redick (basketball), and Tim Tebow (football). 

The other finalists for the 92nd AAU James E. Sullivan Award included Jocelyn Alo (softball), Jordan Burroughs (wrestling), Ivan Melendez (baseball), and Bryce Young (football). 

Trophy presentation and acceptance speech (video, photo) available here:

https://vimeo.com/779540190

Contact Information:
Kelsey Burr
Public Relations Coordinator, AAU
[email protected]
407-828-8323


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Original Source: Olympic Gold Medalist Carissa Moore Wins the 92nd AAU James E. Sullivan Award

LOS ANGELES - December 9, 2022 - (Newswire.com)

iQuanti: If there's anything we'll remember about 2022, it's unfortunately the fact that inflation spiraled out of control. Consumers saw the price of nearly everything increase, and inflation is currently at a 40-year high. 

While inflation is typically considered to be a bad thing, did you know there might actually be an upside to rising prices? In this article, we'll explain what that is and how it could work to your benefit.

How does inflation work?

Simply put, inflation is when the price of goods and services rises. This normally happens at a modest rate of approximately 2 to 4 percent per year. But when there's a major disruption in the economic forces of supply and demand like we recently experienced with the COVID pandemic, it can upset the balance between them.

The most widely used indicator of inflation is the Consumer Price Index or CPI. The CPI is defined as the average change in the price of consumer goods and services paid by consumers such as food, energy, and rent.

When the U.S. Bureau of Labor and Statistics (BLS) releases its latest inflation report, what they're sharing is the 12-month change in the CPI. In other words, it's the average of how much the price of the things we need has increased over the year.

How can inflation benefit borrowers?

While most people will see the cost increases as a negative thing, it cold actually have some positive impacts on consumers with fixed debt. For instance, suppose you have a 30-year fixed-rate mortgage that costs $1,000 per month. If inflation for that year was 4 percent, then next year that $1,000 will "feel" like $960. Why? Because all your other bills will most likely have gone up by the rate of inflation. At the same time, however, you may have gotten a raise at work to keep up with the rate of inflation, frequently referred to as a "cost-of-living-adjustment." Either way, even though you're still paying the same exact $1,000, it now only has $960 of relative purchasing power because $40 was effectively destroyed by inflation. Now continue this trend 18 years into the future. You'll still be making that same $1,000 payment. However, by this point, it will effectively be like paying $500 in today's money. Essentially, half of your payment has been erased by inflation. 

The bottom line

Inflation is defined as the 12-month change in the CPI or the price of a typical basket of goods and services. While cost increases are generally regarded negatively, borrowers may find some relief through the steady decline in the effective cost of any fixed debt.

Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125


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Original Source: Does Inflation Benefit Borrowers?

ATLANTA - December 9, 2022 - (Newswire.com)

Middle Aged Fitness is a fitness company founded by a Certified Nutrition Coach who saw a huge gap in workout programs based on age.

"You'll find a bunch of information these days that describe the best ways to exercise, but they are often written by younger people for younger people. Some of that advice is actually dangerous for older adults, especially those in their middle-aged years. I wanted to create a fitness plan for those who are older," said creator Dennis Hodges.

Hodges, age 51, decided to take action after his daughter got engaged. He didn't want to be remembered for being overweight on his daughter's special day. At the time, he weighed over 250 pounds. All of that triggered his first self-experiment to see what works for the population of his age group. 

After seven months, he got his weight down to 182 pounds with body fat under 10%. By following a specific workout and meal plan, Hodges actually gained more muscle mass than he has ever had before in his life. He used all this knowledge and information to create a custom-tailored fitness plan for those in their middle-aged years.

"I knew that after much success in this regard, if I could maintain good health for the rest of my days, I had something worth sharing. I believe that oftentimes, this age group is frequently overlooked in the health and fitness industry. I believe that at this stage in our lives, it's the most imperative thing that we should be focused on. This program is entirely holistic, which is what I believe is warranted at this age. I will be sharing with you the things that I did in my journey as a guide, supported by science, but my main objective is for you to come out of this program understanding your own body and what works best for you," said Hodges.

Older adults who strength trained at least twice a week had a 46 percent lower chance of death for any reason than those who did not, according to researchers at Penn State and Columbia University. They also had 41 percent lower odds of cardiac death and 19 percent lower odds of dying from cancer.

"I think the research is clear. Fitness is the key to longevity," said Hodges.

Middle Aged Fitness includes a full workout plan, meal plan and community. It's available for purchase on the website middleagedfitness.com.

Contact Information:
Dennis Hodges
Founder
[email protected]


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Original Source: Middle Aged Fitness Releases Promising Workout Plan for Those in Middle-Aged Years

Ultra is the newest evolution of Rerouted. Rerouted is a second-hand gear platform that is leveraging contemporary technology to make second-hand painless and crazy easy for buyers and sellers. Ultra is a year-long program designed to reduce every pain point people face using existing marketplaces.

ALBUQUERQUE, N.M. - December 9, 2022 - (Newswire.com)

Rerouted Co. is rolling out Rerouted Ultra. Rerouted Ultra is the newest way to support the circular economy. Ultra is the easiest and cheapest way to buy and sell second-hand outdoor gear. No shipping costs, no commission fees and unlimited support when people want to buy and sell gear for the entirety of 2023. This program launched with 500 seats on Monday, Dec. 5 and will be available through Dec. 31 12:00 a.m. PST.  

Ultra is the newest evolution of Rerouted. Rerouted is a second-hand gear platform that is leveraging contemporary technology to make second-hand painless and crazy easy for buyers and sellers. This is a year-long program designed to reduce every pain point people face using existing marketplaces. 

Rerouted is excited to highlight six key features of their Ultra program:

• Zero Commissions - sell any piece of outdoor gear, get 100% of the asking price
• Free Shipping - buy any gear you want and Rerouted covers the shipping fees
• Monthly Seller Tips, Tricks and Workshops - get support to make as much money as possible selling gear on Rerouted
• Early Access to Gear Tracker - a new feature Rerouted is releasing early next year to help you find exactly the right gear for you, and get notified immediately when it arrives on the site
• Partner Perks - include a $65 WFA course w/ Base Medical, and many more are in the works.
• Limited time upcycled Rerouted swag

Chap Grubb, Rerouted's CEO and Founder, said this about the mission behind Ultra:

"Recycling, upcycling and reselling are key to a sustainable future. Our team believes deeply that the reason gear collects dust in people's garages is because it is too difficult to buy & sell online. Choosing second-hand first should be an easy choice for people that care about the environment. We are psyched to make it easier than ever to save gear from the landfill and help people create their own wilderness adventures. Plus, free shipping and zero commissions are unheard of in online second hand shopping. We love being the first to offer this."

To join Rerouted in their mission is to embrace the Circular Economy. Ultra is the newest and best community to buy and sell outdoor gear online. All Rerouted Ultra perks will start immediately upon purchase and run through 2023. Check it out today. www.rerouted.co/rerouted-ultra

Rerouted is an online platform that is developing tools & software that will empower people, local gear stores and marketplaces to get gear back out to the next generation of wilderness advocates.

Contact Information:
Chap Grubb
Founder and CEO
[email protected]
575-741-6153

Lodie Moore
Head of Customer Care
[email protected]
425-785-5983
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Original Source: Rerouted Announces Rerouted Ultra: A Year of Gear and Perks

Customers can now experience unmatched comfort with Costway's new massage chair and get a better shopping experience with AR 360 integration.

MONMOUTH JUNCTION, N.J. - December 8, 2022 - (Newswire.com)

Costway, the leading online household supplier brand, has recently revamped its website by embedding AR-based features and detailed product information. It has also extended its catalog by adding a wide range of products to provide a better shopping experience.

The revamped Costway website has introduced tons of improved features, including the following:

• AR Gallery: With the advanced AR 360-degree feature, customers can now check how any furniture would look in their space before ordering it. They can use the Costway app and select the AR feature for a product to project it in their room.
• Improved UX: The overall user experience of the Costway website has also been improved and customers can get to know about the latest activities and upcoming discounts quickly.
• Live-streaming: Costway customers can also enjoy the live-streaming shopping experience by watching live broadcasts provided by Costway's professional shopping guides.

Furthermore, Costway has also introduced tons of new products, including relaxing massage chairs, for this season.

Costway Massage Chair with Thai Stretch ($3999)
The 3D massage chair offers 12 automatic massage programs, including a Thai stretch. The zero-gravity massage chair lets its users experience three weightless positions while enjoying a five-gear 3D massage and full body air massage, all at once. For immersive squeezing and better blood circulation, it features 44 airbags, a 131°F waist heater, and a three-speed foot roller.

Costway Full Body Zero Gravity Massage Chair ($2899)
The zero-gravity full-body massage recliner features a space-saving design with a total of 28 airbags. It is packed with tons of customizable features, like 12 automatic massage modes, 5 massage techniques, 5 adjustable speeds, 3 adjustable widths, and 3 adjustable air pressure intensities. For a full-body relaxing experience, it also provides an SL track and yoga stretching feature with a retractable calf frame to make it suitable for people of different heights.
Customers can experience the comfort of these massage chairs by visiting the brick-and-mortar Costway stores in New York and New Jersey.

Costway takes pride in providing best-in-class customer service. The hassle-free return and exchange policy feature a 30-day guaranteed refund. The company also provides free exchange, and 24/7 customer support, and speedy delivery within 5-7 days.

About Costway 

The story of Costway began in 2008 when the brand started as a household supplier retailer on Amazon and eBay. Costway became one of the most well-known online shopping websites for household supplies by providing high-quality products and thoughtful services in 2016. Costway aims to inspire people to build their best homes irrespective of their budget, taste, or requirements. The brand offers a wide range of high-quality and stylish home products at affordable rates and a promise of exceptional after-sales services.

For more information, visit www.costway.com 

Contact Information:
Jerry Xia
Marketing Manager
[email protected]
8613738826559


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Original Source: Costway Releases New Massage Chairs and Upgrades Its Website With AR Features

LOS ANGELES - December 8, 2022 - (Newswire.com)

iQuanti:  Sometimes, you may find yourself short on funds when bills are coming due — especially as prices increase. You may have considered borrowing money to make up for the shortfall. If so, a personal loan can be a good option.

This loan can get you a lump sum of money that you repay in fixed monthly principal and interest payments, making it easy to budget for. Personal loans can be used for many expenses, including your bills. With that in mind, this article will cover six types of bills you could cover by getting a personal loan.

1. Electric bills

The cost of electricity has gone up recently. If you need help with electric bills, a personal loan might be a good option. By taking out a loan, you will have a lump sum for your electric bill and a more predictable monthly payment. Using a personal loan, you may be able to spread a few particularly high monthly electric bills across several months when your bills are lower, to ensure your monthly payment is lower.

2. Rent

Rent is often the biggest expense for people who don't own their homes. Sometimes, people are short on cash when the rent is due. Fortunately, many lenders offer to approve and fund loans within one to two days, and sometimes the same day. This can make rent temporarily affordable when money is tight.

3. Medical bills

Medical bills can be pretty large and take you by surprise, so it's hard to save money for them. If you don't have funds set aside, consider getting a personal loan. Some are available in large amounts, so you might be able to pay the entire bill with the loan.

4. Home repairs

Home maintenance can add up. Even if you're setting money aside for repairs, you might need some help paying for them. You can get a large amount from a personal loan relatively quickly to cover these costs. 

5. Moving expenses

Moving can cost a substantial amount of money. In fact, the national average cost of a move is $1,400. Saving that amount of money alongside all your other financial goals can take too long. Many people instead get a personal loan to cover moving expenses. The fixed payment and lower rate make it easier to move affordably.

6. Credit card debt

Credit cards tend to have high APRs, making it hard to get out of debt. A personal loan can be an excellent tool, allowing you to consolidate and refinance your cards. This will likely score you a lower interest rate and make your payment fixed. It may also help your credit score by lowering overall credit balances.

Consider a personal loan if you need help with bills

As you can see, personal loans can be versatile financial tools. You can use them to cover electric bills, medical bills, rent, home repairs, moving expenses, and more. You can even refinance and consolidate high-interest debt with personal loans to save money.

If you need a personal loan for any of these bills, shop with multiple lenders and get prequalified. This will help you get rates and terms that work for your financial situation and needs.

Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125


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Original Source: 6 Types of Bills a Personal Loan Can Help Cover