iQuanti: You've achieved what every parent longs for: you raised your children into independent, self-sufficient adults. It's time to congratulate yourself and settle into the next phase of life. Big changes in the household are bound to require some reorganizing, though, so here are a few things you might want to think about after your kids leave home:
Downsizing
With fewer people in the household, you may want to consider downsizing to a more practically-sized space. After all, this will likely be where you spend your retirement, so it's vital to plan for when you'll be living with a fixed budget.
Downsizing can be more than just a financially-prudent move. As you age, it becomes increasingly important to stay connected to the larger community around you. When you're open to a smaller home, you have more flexibility in where to look. You can be closer to facilities and resources you need, like groceries, doctors, and community spaces. With your kids out of the home, this can be a good time to move closer to the rest of your family or get a place closer to the friends you've been meaning to spend more time with. Think of this as an opportunity to save money and connect with your community.
Their legacy
With children out of the house, many parents have the free time to think about what they'll leave behind. This may be a good opportunity to talk to a lawyer and update your estate plan. If you have a permanent life insurance policy like whole life insurance or a universal life policy, a big change can be a good time to update your beneficiaries and their information.
Travel
When your kids move out of the house for good, that usually means fewer expenses—consider using some of those funds to travel. Are there still places on your bucket list you haven't visited? Take some trips out into the world, explore new places, and give yourself some time away from your empty nest.
Hobbies and activities
Fewer people in the house also means more time to pursue the interests you've been putting off. Have you always wanted to take up crocheting? Were you part of a hockey league before you had children? This is the perfect time to restart old hobbies or take up new ones.
Their growth
An empty nest can leave an emotional vacuum that may feel impossible to fill, and for good reason: your children are irreplaceable. That's why it's so important to make the most of the years after they leave the house. As you work on yourself and your projects and grow more involved with the friends and people around you, your children will have the comfort of knowing their parents have also spread their wings.
Millennials aren't immune from conversations surrounding life insurance, though they tend to steer clear of it. In reality, life insurance is a powerful tool that can make a huge difference in anyone's life, from the point of purchase to the day they die. Not only can life insurance be a valuable financial tool helping to round out a portfolio for the policyholder, but it also protects those they love long after they're gone.
Finding and securing life insurance as a millennial should be relatively easy, but inconveniences like medical exams can quickly get in the way. Read on for a breakdown of life insurance, including life insurance with no medical exam, and to better understand why 45% of millennials are aiming to purchase life insurance.
How Life Insurance Works for Millennials
For the most part, life insurance for millennials works the same as it does for other generations. Best of all, it usually only requires a few steps.
Determine the necessary policy amount
Find a life insurance company
Submit an application and relevant paperwork
After approval, policyholders will receive all the necessary information to maintain their policy and should keep it handy for when their beneficiaries may need to access it.
One area where life insurance can differ for millennials, or young adults in general, from older generations is the ease of applying.
The Benefits of Getting Life Insurance as a Millennial
Smoother Applications
The older one gets, the more challenging it can be to secure life insurance coverage. Usually, life insurance companies are hesitant to issue policies to unhealthy individuals as it increases the likelihood of early payout. However, it's a fact that as people age, they are more likely to experience health issues, which is why many life insurance companies require older applicants to take a medical exam before approval. To avoid this, apply when young and healthy.
Better Rates and Coverage
Not only does being young help with the application and approval odds for life insurance, but it can also provide access to better rates and coverage. The less risk a person poses, the better they can expect their life insurance terms to be. Lower premium amounts with higher benefit payouts are always preferable and, luckily for millennials - more likely.
Policy Types
With a general understanding of how life insurance works and the benefits of purchasing young, it's also important to know the types of life insurance available. Term life insurance is one option that can be a great choice for millennials.
Term Life Insurance
Term life insurance is a policy that is only valid for a specific amount of time. For example, if a person purchases a 10-year term policy, their policy will expire 10 years from the date of implementation. In some cases, they may be eligible to extend the policy. However, this depends on the insurer and is not always possible for every scenario. While term life insurance is typically flexible and affordable, especially for younger generations, it does not last forever.
Why millennials should consider life insurance
Just because you're young and healthy right now doesn't mean you should ignore the benefits of life insurance. Many millennials are waiting later to enter the workforce, buy homes and have children, so it stands to reason that many are also waiting longer to buy life insurance. In addition, studies have shown they also overestimate life insurance costs and don't think it's as important as other monthly expenses. However, there are plenty of reasons to prioritize life insurance sooner rather than later.
Fidelity Life offers policies including no medical exam life insurance, making it faster and easier for people to get coverage. First, an applicant provides information to help match them with a life insurance policy that meets their needs. Then the applicant can select the policy and get a quote online or with the help of a licensed agent. Fidelity Life will then guide the applicant through the application and purchasing process.
iQuanti: Pawn shops offer some of the fastest and easiest secured loans. You can use nearly any item as collateral and get a loan that same day with no credit checks. However, borrowers who have never gotten this type of loan and need one now may be confused about how it works. Understanding the process will make things go as smoothly as possible so you can get the funds you need without any hassle. This guide will walk you through how to get a pawn shop loan in five steps:
1. Select your collateral
First, pick an item you want to use as collateral. You want something valuable enough to get you the loan amount you need but not so valuable that you're not willing to lose it. That's because the pawn shop could seize your item if you fail to repay. Before you bring in the item, make any repairs needed and ensure it's nice and clean. The quality of the item can help you get a larger loan.
2. Find a pawn shop
Once you have your collateral, you'll need to find a pawn shop to get a loan from. Pawn shops differ in the items they specialize in. For example, some may specialize in jewelry, while others may lean toward musical instruments and equipment. Additionally, you'll want to find pawn shops' reviews, if possible, to ensure they're legitimate. So, it's smart to research and find a pawn shop that specializes in your collateral. This could help you get a more accurate appraisal and, potentially, a larger loan amount and better terms.
3. Get the item appraised
Next, bring your item to the pawn shop. The pawnbroker will spend some appraising the item to approximate its value. There are no credit checks for pawn loans, so no need to authorize one. When finished, they'll bring the item back and offer you a loan amount and terms. You may be able to negotiate a bit, depending on the pawnbroker and your willingness to haggle.
4. Accept the loan and begin repayment
Once you and the pawnbroker arrive at an agreement, and you've read the terms of the loan, you'll accept the loan and sign the paperwork. The pawnbroker will take possession of your collateral for the time being. They'll then disburse the loan to you as either a check or direct deposit. The pawnbroker will also give you a pawn ticket so you can prove you're the owner of the item when you come back later to repay your loan.
5. Reclaim your item upon payoff
Pawn shop loans can last from 30 days to a few months. In order to get your item back, you'll have to pay off the loan plus finance charges within the term length you agreed to. Then, you can show your pawn ticket to the pawnbroker to reclaim your item.
If you're unable to repay by the due date, you may be able to extend the loan for some fees. If you're unable to repay in general, the pawn shop will take the item from you and sells it to recoup losses. But luckily, there are no other consequences, such as credit damage or collections calls.
The bottom line
Pawn shop loans are extremely fast and easy to get if you know the process. Start by choosing your collateral and researching pawn shops to find a reputable pawnbroker specializing in your item. Then, just bring that item in for appraisal and accept the loan terms if they work for you. Repay the loan on time, and you'll get your item back. The worst that happens is you lose your item if you're unable to repay. Follow this process and you'll have a pawn shop loan before you know it.
Braunschweiger Jewelers' Diamond Dash Returns to Morristown This Saturday
1-Carat Diamond Engagement Ring Photo of a woman's hand with a diamond engagement ring in front of Braunschweiger Jewelers' storefront.
MORRISTOWN, N.J. - November 2, 2022 - (Newswire.com)
Braunschweiger Jewelers, a fifth-generation family-owned jewelry store and landmark in the downtown Morristown community for more than 50 years, is holding their second Diamond Dash this Saturday, Nov. 5, in Morristown, where one lucky couple will win a 1-carat diamond engagement ring.
"We're so excited to bring back the Diamond Dash this year," says Robin Braunschweiger Silva, Braunschweiger's Marketing and Events Manager. "After not being able to have it for a few years, we can't wait to see which lucky couple will get to the ring first."
The participants in Braunschweiger's Diamond Dash will be tasked with a series of clues as they race across Morristown. In 2019, couples visited other local businesses to participate in nearly a dozen challenges, ranging from guessing the type of wine in a blind tasting, a pasta eating challenge and dressing up in bridal gowns. This year, even more Morristown businesses have joined in on the fun and have offered great second- and third-place prizes, along with free gifts in the 'swag bag' that each competitor will receive.
The first couple to solve all the clues, finish the tasks and find where the ring is hidden will claim the ultimate prize - a solitaire 1-carat diamond engagement ring. But there's a twist - the winning couple must get engaged on the spot.
Braunschweiger Jewelers, located in Morristown for more than 50 years and in New Providence for 60-plus years, is known for featuring styles with modern yet timeless design, and for its impeccable use of exquisite-colored gemstones and diamonds and distinctive details. Its elite collections cater to a savvy clientele that seeks pieces from renowned designers like Marco Bicego and John Hardy, premier bridal selections, and unique estate pieces. The Braunschweiger philosophy guarantees the highest quality pieces that are born of superior craftsmanship and are consistently up to date with the newest trends. Braunschweiger Jewelers has been providing unparalleled service and selection since the 1930s. In 2021, Braunschweiger Jewelers won the NJ Family Business of Year award, coordinated by the Rothman Institute, part of Fairleigh Dickinson University. The company is regularly featured in top magazines and has received "best of" awards from NJ Bride, New Jersey Monthly, The Knot, Morris/Essex Health & Life Best of Morris Essex, and The Daily Record. Braunschweiger Jewelers recently earned distinction during the WeddingWire Couples' Choice Awards.®
Dissent II: Inspired by Ruth Bader Ginsburg Crafted from 14K gold, 14K rose gold and sterling silver, this striking piece invokes the iconic dissent collar worn by RBG when delivering her dissenting opinion and honors those who continue to fight for reproductive freedom. Photos by Cindy Trinh
Gaby Moss Designs unveils the Dissent II: a limited-edition statement necklace in precious metals inspired by Ruth Bader Ginsburg, benefiting Abortion Funds.
Crafted from 14K gold, 14K rose gold and sterling silver, this striking piece invokes the iconic dissent collar worn by RBG when delivering her dissenting opinion and honors those who continue to fight for reproductive freedom. Each necklace is meticulously handcrafted by the artist in her home studio.
The Dissent II is modeled by actor and activist Alysia Reiner (OITNB, Better Things, Ms. Marvel). Moss and Reiner met singing together in the Resistance Revival Chorus (www.resistancerevivalchorus.com) where they lift their voices as an act of protest, and bonded over the belief that joy is an act of resistance.
The Dissent II weighs 50 grams and features texturized 14K gold and sterling silver pendants. A timeless classic, the Dissent II is a symbol of strength and a beacon of hope in the fight for reproductive justice.
This piece retails for $3,600, with 20% of profits going to the National Network of Abortion Funds.
A limited run of 20 Dissent II necklaces will be released this holiday season.
In addition to designing spectacular jewelry, this year Moss had a magical new take on recycling. She spun her metal scraps into stop motion animation for Grammy-nominated artist Valerie June: https://www.instagram.com/reel/ChIJNz5LTUf/?igshid=YmMyMTA2M2Y=.
Gaby Moss Designs is a black woman-owned small business based in New York. Gaby was born and raised in Manhattan, attended the Ethical Culture Fieldston Schools and went on to study cultural anthropology at Wesleyan University. She founded her brand in 2020 with the launch of the original Dissent Necklace. Her designs feature mixed metals, recycled materials, hand-stamped textures and striking patterns of balanced asymmetry.
Reference website Listophile analyzed data from the Social Security Administration (SSA) to discover the most popular tech-inspired baby names in the United States.
Reference website Listophile has conducted a study into the latest baby naming trends inspired by technology. More than 3 million instances of baby names were analyzed to reveal the most popular gadgets, computer programs, and tech brands that are inspiring baby names.
In today's never-ending quest for new and creative baby names, the study suggests some techie parents are turning to their love of technology for inspiration.
People's everyday lives are dominated by smartphones, tablets, and other electronic devices. Therefore, in unprecedented times of rapid technological advancement, it is no surprise their choice of baby names reflects today's digital age.
The team at Listophile analyzed the latest official data from the SSA to find the most popular baby names in the United States inspired by technology.
The study's findings include a mix of names paying tribute to computer programs, programming languages, virtual assistants, and some of Silicon Valley's most successful tech powerhouses.
These baby names pay tribute to the collective love of technology, past and present.
Top 10 Tech-Inspired Boy Names: 1. Mac: Apple Mac 2. Daemon: A background computer program 3. Chip: Microchip 4. Pascal: Pascal programming language 5. Cache: Data cache 6. Cloud: Cloud server 7. Ram: Random Access Memory 8. Lotus: Lotus Software 9. Ajax: Asynchronous JavaScript and XML 10. Cisco: Cisco Systems, Inc.
Top 10 Tech-Inspired Girl Names: 1. Ruby: Ruby programming language 2. Alexa: Amazon's virtual assistant 3. Lisa: Local Integrated System Architecture 4. Lotus: Lotus Software 5. Perl: Perl Programming language 6. Memory: Computer memory 7. Apple: Apple Inc. 8. Vi: vi Editor 9. Ai: Artificial Intelligence =10. Siri: Apple's virtual assistant =10. Oracle: Oracle Corporation
More Information: To read the complete study, click here.
Clutch Exotics, a luxury car and yacht rental service, has officially begun offering exotic rental experiences for South Florida locals and visitors. Serving communities in Miami, Boca Raton, Aventura, Delray Beach and surrounding areas, Clutch Exotics specializes in providing its clients with the most luxurious vehicles and motorized toys in the Sunshine State.
Currently, Clutch Exotics offers a wide variety of luxury and exotic cars ranging from coupes, sedans and SUVs. With models from renowned brands such as Lamborghini, McLaren, Bentley, Mercedes, Rolls Royce, Ferrari, Cadillac and BMW among others, Clutch Exotics' customers never have to worry about a lack of selection when scanning through vehicle catalogs.
Clients can be picked up in or have their Clutch Exotic supercars delivered to the airport, hotel, or destination of their choice. Those seeking the VIP Clutch Exotics lifestyle can also take advantage of the Clutch Exotic chauffeur services. Clients can be driven in luxury by an experienced chauffeur, ensuring they arrive at their destination in style with every ride.
For those interested in enjoying unforgettable experiences at sea, Clutch Exotics offers an assortment of high-end yachts and watercraft. Book dream yachts that are perfect for parties, corporate events, and those spontaneous "just because" moments that can occur out of the blue. Clutch Exotics yachts sail from 40-foot to 120-foot long. "Sail with us today," said Rob Kotelsky, founder and current CEO of Clutch Exotics.
At Clutch Exotics, our jet ski club offers 72 hours of luxurious jet ski use for a period of one year. Daily rentals are available as well.
"Our message to South Florida locals and visitors is 'Dare to Dream with Clutch Exotics with unforgettable experiences,'" said Rob Kotelsky, the founder and current CEO of Clutch Exotics. "When our clients want to seize dream-like experiences through our selection of high-octane vehicles, yachts, and watercraft, we make sure we come in clutch to make those dreams a reality."
To learn more about Clutch Exotics and the Clutch Club Exclusive Membership in which clients can drive a new supercar daily, please visit https://clutchexotics.com or call 305-744-5104.
About Clutch Exotics
Exotic cars and fabulous yachts are not just for the rich and famous. Clutch Exotics will change your perspective of what luxury really is with one of the models from a current selection, which includes sports models to luxury SUVs. Whether you're looking in Miami or Aventura (or both), we have something that surely impresses even the most selective drivers as well as 5-star service with a crewed charter exclusive yachting experience.
We specialize in providing our clients with luxurious toys for their excitement while visiting the Sunshine State.
Explore the rest of our website to see all the services we have to offer to you. Get in touch with us today by either clicking our Book Now or simply by giving us a call or even our email. Our experienced staff is always here to answer any question of yours. "We come in Clutch" at Clutch Exotics.
Contact Information:
Christine Fiorenza
CEO of Christine Fiorenza Advertising & Marketing [email protected]
347-581-5022
Rob Kotelsky
Founder and CEO of Clutch Exotics [email protected]
305-744-5104 Related Images
Represents one of the largest private forest carbon investments in the United States and provides opportunity to sequester hundreds of millions of tonnes of atmospheric CO2 over the next century through sustainable management for biodiversity and tree growth.
Anew Climate, LLC ("Anew") announced today the acquisition of entities managed by The Forestland Group ("TFG"), which includes a 1.7-million-acre timberland portfolio. The acquisition was completed by Blue Source Sustainable Forests Company ("BSFC"), a joint venture with Oak Hill Advisors, L.P. ("OHA") focused on forest acquisitions and sustainable forest management. BSFC has also entered into definitive agreements to acquire additional TFG-managed entities holding an additional 200,000 timberland acres. The transactions are valued at approximately $1.8 billion, representing one of the largest private conservation-focused forest investments in U.S. history.
At a time when 4.2 million acres of U.S. forest cover continues to be lost annually from industrial logging practices,1 Anew is transitioning the newly acquired lands into sustainably managed forestland for climate mitigation. With 110,000 acres previously purchased for carbon sequestration in New York, Michigan, Tennessee, Alabama, and Mississippi, BSFC's portfolio will exceed 1.9 million acres upon completion of all TFG-related acquisitions, making it the seventh largest private forestland owner in the United States.2 This acquisition also expands the nature-based and agricultural portion of Anew's carbon development portfolio, which includes numerous private, indigenous, and public lands, to over 5.6 million acres primarily in North America.
"Forests, sustainably managed, are and will be a major climate mitigation tool with substantial benefits to local ecosystems and communities," stated Bill Townsend, Chief Strategy Officer, Anew. "Change at this scale requires equal dedication from buyers seeking the highest quality carbon credits. With the help of several significant global investment firms, led by OHA, and the shared commitment to the climate by carbon market participants, environmental finance has made a significant stride in furthering climate action through nature-based solutions," Townsend said.
BSFC is the first of the industry's ten largest forestland owners to commit to prioritizing climate mitigation practices. BSFC management will maintain the lands as working forestlands under carbon development requirements which are the strictest in the industry, exceeding that of FSC certification. Selective harvest, significantly below annual tree growth levels, will prioritize the restoration of native biodiversity, bolster the forests' natural defenses against disasters such as fire or disease, and produce high-value timber products. Conservative calculations, based upon decades of expertise and Registry-approved carbon quantification methodologies, estimate that the acquired properties have the capacity to absorb hundreds of million tonnes of atmospheric carbon dioxide over the next century through tree growth resulting from improved management.
"BSFC's ownership of these properties will bring the highest degree of care and focus on creating real, additional, and measurable environmental benefit for decades to come," stated Jamie Houston, Chief Executive Officer, BSFC. "We are thrilled to shift the management strategy to a model that enables the trees to be valued for their carbon permanence and global ecological benefit. We are creating older, more resilient, more biodiverse forests with long-lasting benefits to plants, wildlife, and communities."
Communities near BSFC forestlands are expected to see increased sustainable forestry job opportunities as well as quality of life and public health benefits through recreation and ecological restoration, preservation, and resilience. The newly acquired lands include 4,528 miles (about 7287 km) of rivers and streams, which will directly benefit from improvements in forest health and contribute to healthier habitats within the watersheds, as well as downstream. Additionally, in honor of TFG's Founder Chris Zinkhan, BSFC is forming the TFG Foundation with a $4 million initial contribution to create sustainable forestry education opportunities to increase pathways into the growing green economy.
Prior to the advent of environmental finance, pathways for long-term forest conservation were limited and not available at the scale required for substantive climate change mitigation. The climate benefit from the sustainable management of these forests will be realized in full through multi-decade carbon credit generation and sale to organizations investing in offsets, insets, and carbon reduction practices to meet sustainability and net zero goals.
"OHA is pleased to lead this landmark conservation transaction along with support from a global consortium of like-minded investors with a shared commitment to climate solutions," said Adam Kertzner, Senior Partner of OHA. "We believe this acquisition will be transformational, enabling BSFC to fulfill its mission to be a leader in sustainable forestry, a scale partner for market participants seeking the highest-quality forest carbon credits and to produce measurable outcomes for the climate."
1World Resources Institute, Global Forest Watch - United States Dashboard. Annual Tree Cover Loss by Dominant Driver.
2 Forisk 2022 North American Timberland Owner and Manager List
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About Anew
Anew Climate, LLC ("Anew") is accelerating the fight against climate change by enabling companies and organizations to align their goals for conservation and impact with actionable next steps. With a comprehensive solutions portfolio that includes advisory services, carbon credits, renewable natural gas, renewable energy credits, EV credits, plastic credits, and emission reduction credits, we lower barriers to participation in environmental markets for clients across the private and public sectors. As a leading marketer and originator of environmental products, we bring together strategic finance, regulatory expertise, scientific knowledge, and impact focus to make it possible for businesses to thrive while building a sustainable future. Anew is majority owned by TPG Rise, TPG's global impact investing platform, and emerged from the February 2022 combination of durational industry leaders Element Markets, LLC and Blue Source, LLC. The company has offices in the U.S., Canada, and Europe, and an environmental commodities portfolio that extends across five continents.
OHA is a leading alternative investment firm with $57 billion of capital under management across its private, distressed, special situations, liquid, structured credit and real asset strategies. OHA has generated attractive risk-adjusted returns over its more than 30-year history by specializing in performing and distressed credit-related investments in North America, Europe, and other geographies. OHA employs more than 350 people globally and is headquartered in New York, with primary offices in London, Sydney, Hong Kong, Luxembourg, and Fort Worth. Oak Hill Advisors is a subsidiary of T. Rowe Price.
Kirkland & Ellis and Eversheds Sutherland served as counsel to Anew and BSFC. Paul Hastings served as counsel to Oak Hill Advisors. Womble Bond Dickinson served as counsel to TFG.
Fragrance Creators Association announced today the addition of nearly 150 ingredients to its award-winning FragranceConservatory.com—the go-to resource for world-class science and information to enhance understanding and appreciation for fragrance. Now including 448 fragrance ingredient profiles, the site exists to provide information on ingredients in scented home and fabric care, beauty and personal care products, and fine fragrances. Alongside dedicated pages on fragrance safety, well-being benefits, history and more, the website's Ingredient Directory features profiles on the scent, origins, safety, and more of individual fragrance ingredients.
"FragranceConservatory.com operationalizes our members' commitment to empowering consumers with high-quality information about the fragrances contained in the products they use every day," said Farah K. Ahmed, president & CEO, Fragrance Creators. "We encourage all companies along the fragrance value chain to link to the site so, together, we can advance consumer knowledge and understanding about the safety and important well-being benefits fragrance delivers. We are proud of the continued growth of this essential resource to ensure that fragrance facts and insights remain accessible to everyone."
Fragrance Creators Association is the trade association representing the majority of fragrance manufacturing in North America. We also represent fragrance-related interests along the value chain. Fragrance Creators' 60+ member companies are diverse, including large, medium, and small-sized companies that create, manufacture and use fragrances and scents for home care, personal care, home design, fine fragrance and industrial and institutional products. In addition, our members include companies that supply fragrance ingredients, including natural extracts and other raw materials that are used in perfumery and fragrance mixtures. Fragrance Creators established and administers the Congressional Fragrance Caucus, ensuring ongoing dialogue with members of Congress and staff. We are an active participant in IFRA and have a designated representative on the IFRA Board to help ensure the association's membership is represented in global discussions and the North American perspective is considered in global fragrance positions and policies. Fragrance Creators also produces The Fragrance Conservatory, the comprehensive digital resource for high-quality information about fragrance—www.fragranceconservatory.com. Learn more about our work for people, perfume and the planet at fragrancecreators.org.
First-year graduate students at Merrimack College taking Therapeutic Modalities will learn about the effects and benefits of long-duration, sustained acoustic medicine (sam®) on soft-tissue healing.
Corey Carmody is hard at work; as a representative for ZetrOZ Systems, he's returned home, tasked with educating the next generation of trainers at his alma mater — Merrimack College in North Andover, Massachusetts — about the latest innovations in sustained acoustic medicine (sam®). In numerous studies, the wearable, low-intensity ultrasound device has demonstrated the ability to accelerate the healing of soft-tissue injuries and restore function in patients who have sustained such injuries.
Carmody, who also holds a Master's Degree in Biomechanics from Auburn University, is partnering with Dr. Rod Walters, former head athletic trainer for the Atlanta Falcons, author and sports medicine expert. Together, they will host educational sessions at local colleges and universities in Massachusetts to share more about the benefits of wearable ultrasound technology and its positive effects on tissue healing. This fall, first- and second-year master's students in Merrimack's athletic training program will have the opportunity to learn firsthand how they can integrate the technology into patient treatment options.
"Our technology is impacting thousands of lives each day, and we want to continue providing education to students and providers so more patients can benefit," said Dr. George Lewis, founder and CEO of ZetrOZ Systems. "Not only is sam®a cost-effective treatment option, but it also offers results without the need for opioids or other drugs while treating and healing patients up to 40% faster than standard methodologies."
Dr. Rod Walters is a nationally recognized leader in the field of athletic training, with decades of experience working in higher education, as well as a consultant for clients, including the National Football League, the Big 12 Athletic Conference, and Cirque du Soleil. Walters was inducted into the National Athletic Trainers Association Hall of Fame in 2005.
sam® is the only home-use bioregenerative medical device cleared by the U.S. Food & Drug Administration (FDA) for the treatment of select medical indications, most commonly for chronic joint pain of the shoulder, knee and elbow, and the treatment of overuse injuries. More than 50 clinical and scientific studies support its effectiveness in healing injuries, restoring function and returning patients to work and everyday activities.
ZetrOZ Systems is leading healing innovations in sports medicine and developing wearable bioelectronic devices for the delivery of sustained acoustic medicine (sam®). Researched and funded by the federal government, ZetrOZ is built on proprietary medical technology of +46 patents and is the exclusive manufacturer and developer of sam®, a product line designed for the treatment of acute and chronic musculoskeletal conditions.
