Comedian and TikTok star @TheWadeEmpire is giving back in a big way

LANSING, Mich. - October 17, 2022 - (Newswire.com)

Lansing, Michigan, influencer Terrell Wade, who goes by TheWadeEmpire on social media, is giving back in a big way by donating $10,000 dollars to the Boys and Girls Club of Lansing. "Giving back is an important and essential aspect of growth," says Terrell Wade, and his growth is imminent. Wade, a Michigan native and Michigan State alumni, has quite the online presence. He grew his social media to over 1 million followers on TikTok and over 320K followers on Instagram by primarily creating hilarious and relatable workplace videos under the name @TheWadeEmpire. "It's been an extremely successful career move for me becoming a content creator and seeing the rise in popularity for my brand."

Wade is no stranger to the Boys and Girls club either. "I grew up in the Boys and Girls Club (of Troy). When I was younger, summer after summer my brother and I would ride our bikes two miles to our nearest club and back home. It was a big part of my childhood and where I spent most of my time during the summer. I enjoyed my time so much that I ended up becoming a staff member for a few years when I got older. Definitely a full circle experience to say the least."

"Without the Boys and Girls Club I don't know what my summers would be like as a young teen, and I could be a completely different person now. I want to be able to help make sure that this program continues to grow and provide other young children and teens with a SAFE space to learn, grow, make friends, and ultimately have fun. So that is why I am donating $10,000 to this organization because it has meant a great deal to me, and I want it to continue so that the next kid can have a similar or even better experience than I did. It is a blessing to be a blessing."

With no intentions of slowing down on social media, Wade hopes that his success as The Wade Empire continues to grow. He hopes that it will help him to join the infamous Boys and Girls Club Alumni Hall of Fame, which includes pro-athletes, business leaders and award-winning actors, such as Denzel Washington and Shaquille O'Neal. Only time will tell.

Contact Information:
Terrell Wade
Influencer TheWadeEmpire
[email protected]
248-396-2186


Press Release Service by Newswire.com

Original Source: Michigan Influencer Donates $10,000 to Boys and Girls Club

NEW YORK - October 17, 2022 - (Newswire.com)

iQuanti: Saving money is a relative term. You can look at it from a short-term perspective. Can I lower my monthly payments? You could also view it with a more long-term outlook. Can I decrease the total amount I pay with a refinanced car loan? Both scenarios could fall into the category of "saving money." The question is whether one of them is the right choice for you.

Refinancing to lower your monthly payments

Increasing cash flow is important. It lowers the financial burden of day-to-day living and frees you up to do more of what you enjoy in life. Lowering your monthly car payment by $50 or $100 can make a big difference in this area. Think of it as another night out with your partner, an extra round of golf, or just being able to fill your gas tank one more time.

Are any of these good reasons to refinance your auto loan? Getting a lower interest rate or lengthening the term of the loan will lower your monthly payments. That certainly fits the criteria for "saving money," but that's a temporary fix. 

Of course, you could invest that extra money into something that will earn you a return, like a CD, bond, money market account, or even a good stock. In that scenario, you're both saving and earning at the same time, but does it cover the cost of those extra interest payments you'll make by stretching out the loan term? If you do the math, you may not be saving anything.

Refinancing to decrease the total amount paid on the loan

Your monthly payment on a car loan doesn't all go to the principal. Loans work on an amortization schedule that applies a larger percentage of your loan payment to interest in the early stages of repayment. For instance, a payment of $500 could be split into $250 towards interest and $250 towards the principal. The interest portion decreases over time as you reduce the principal.

To clarify this further, when you refinance to stretch the loan term, you're paying down your principal even slower. By the end of the loan term, you may have paid less per month, but you end up paying more in interest on the amount that you borrowed. That does not classify as "saving" money. There's a better way to do that.

Refinancing for a shorter term, and obviously lowering your interest rate, are the only true ways to save money in the long run. A shorter term could mean higher monthly payments, but the overall amount you pay on the loan will go down and it will be paid off sooner. From a financial perspective, this is real long-term savings.

The Bottom Line: Saving Money is a Relative Term

Yes, we already said this, but it's an important point. You can look at saving money as a short-term exercise or a long-term plan. Refinancing your auto loan to stretch the loan term and lower monthly payments may save money in the present but costs you more over time. Extending your loan term for a longer period could end up costing more money since you'll pay more in interest. Shortening the loan term and increasing payments create long-term savings.

Be wary of origination fees as well. These are the fees the lender charges for their initial services, similar to most commission-based payments. While these are necessary for the lender, they can stack up if you ever refinance your car multiple times and could cost you a lot of money in the long run.

A third option is to just refinance for a lower interest rate. That will both lower your monthly payment and save you money on the overall payout for the loan. This is the ideal situation and one that may work if your credit score and income have gone up since you took out the original loan. If that's your situation, shop around for a lender that can offer this.   

Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125

Carolina Darbelles
Senior Public Relations Specialist
[email protected]
(201) 633-2125


Press Release Service by Newswire.com

Original Source: Will Refinancing a Car Save You Money?

NEW YORK - October 17, 2022 - (Newswire.com)

iQuanti: Is money getting tight? With inflation at 40-year highs, many people who were already living paycheck to paycheck are wondering how they'll be able to get by financially now that the price of nearly everything has gone up. Fortunately, you don't have to stress. There's always the option to borrow money or earn a few quick bucks taking on side hustles. Here are five practical ways to get fast cash this fall:

1. Sell unwanted items

What do you have lying around your house that you no longer use? Here are some examples:

• Clothes that you don't wear
• Small kitchen appliances that you haven't tried in years
• Sports gear that you no longer use

Don't let those things sit around and collect dust. List them on a site like Facebook Marketplace or eBay, and turn them into cash. 

2. Take up a side hustle

Are you willing to work a few extra hours to earn some extra cash? If so, there are thousands of great money-making opportunities that are easy to do and won't take up too much of your time. Some of the most popular side hustles include:

• Freelancing, such as managing other people's social media accounts.
• Grocery shopping for other people.
• Picking up food from restaurants and delivering it.

The great thing about many side hustles is that you get paid almost immediately. On top of that, you can work as much or as little as you want, so you're in control at all times.

3. Apply for a personal loan

If you need money relatively quickly and don't have the time to earn it or sell your old items, then you could always take out a personal loan. Personal loans are when a lender gives you a certain amount of money and you agree to pay them back in fixed intervals, usually with a specific amount of interest.

Many personal loans are secured, meaning that they'll require you to offer some form of collateral like your house or car. You can also apply for what's called an unsecured loan, where no collateral is required. These types of loans are usually for smaller amounts and often carry higher interest rates, but you won't risk losing an item you own if you can't repay what you owe. 

4. Take out a title loan

If your credit score is an issue that may prevent you from taking out a personal loan, another avenue to try is a title loan. Title loans are short-term loans where borrowers put up their vehicles as collateral in return for up to 50% of the vehicle's value.

Many title lenders have less strict credit score requirements, so nearly anyone can be approved and walk away with thousands of dollars within a few minutes. But keep in mind that the lender can repossess your car if you don't pay back the loan, so make sure you have a good repayment plan in place before applying.

5. Borrow money from family and friends

Finally, if all else fails, you've always got the option to borrow money from your family and friends. Many may be willing to help if you're truly struggling and can formally commit to some agreeable payback terms.

If you use this option, just be sure to make paying them back a top priority. Unlike a bank, the lenders are people who love you and would do anything to help. Failure to pay them back would be a violation of that trust and could cause permanent damage to the relationship.

The bottom line

Cash might be tight, but you've got options for getting the funding you need. Actions like selling your old items or taking up a side hustle are a few ways to get fast cash. You could also always borrow money from a bank, title lender, or family and friends.

Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125

Carolina Darbelles
Senior Public Relations Specialist
[email protected]
(201) 633-2125


Press Release Service by Newswire.com

Original Source: 5 Easy Ways to Get Fast Cash This Fall 2022

Discover authentic Iraqi pastries from Shehed Bakery, created from family recipes using nutritious ingredients and rich flavors.

CHICAGO - October 17, 2022 - (Newswire.com)

Shehed Bakery allows everyone to experience Iraqi flavors with authentic pastries no matter where their customers live. Iraqi culture is known for its rich history and unique cuisine, but it can be hard to find bakeries that serve authentic pastries, especially in the United States. Shehed Bakery is changing that by bringing the flavors of Iraq to customers' doorsteps one pastry at a time.

Shehed Bakery was founded by Iraqi native Asel Abu-Alshaeer, who was determined to share her heritage and family recipes with the world. Since then, she has been making delicious treats that unique flavors with various exciting and nutritious ingredients. Shehed Bakery offers a curated variety of pastries, including baklava, Madgooga Energy Bites, Khfefy (Savory cookies), and more.

The bakery's mission is simple: "We want everyone in America to know about our culture and our food," says Asel, founder of Shehed Bakery. "We want our customers to be able to indulge in healthier, tasty snacks that are full of both flavor and culture."

Shehed Bakery recently catered the TEDx Chicago show and is set to attend the Chicago Artesian Market. Want to know which local events Shehed Bakery will be at next? Sign up for their newsletters to stay in the know. Customers who are looking to nourish their minds and bodies can check out https://www.shehedbakery.com to learn more about the Iraqi culture and enjoy a delicious treat.

Contact Information:
Asel Abu-Alshaeer
Founder
[email protected]


Press Release Service by Newswire.com

Original Source: Shehed Bakery Offers the Experience of Authentic Iraqi Pastries in the Comfort of One's Home