NEW YORK - October 13, 2022 - (Newswire.com)

iQuanti: Installment loans are a versatile option for many borrowers. They offer large loan amounts and fixed payments. This suits them for many purposes, from emergencies to refinancing and more. But if you have a credit score under 580, you may wonder if you can still qualify for an installment loan for poor credit. The good news is you can, and in this article, you'll learn how to do so.

How do installment loans work?

An installment loan is a lump sum of money you can borrow. You can then repay this loan in fixed monthly payments of principal and interest. The interest rate itself is also fixed. This makes installment loans easy to budget for. You can look at your monthly payment before signing the paperwork, helping you get a loan that fits within your budget.

Installment loans are used for various purposes, such as:

• Emergency funds
• Large purchases
• Unexpected medical bills
• Refinancing and consolidating

How to get an installment loan

Borrowers with credit under 580 may have to look a little harder for installment loans they qualify for, but they still have plenty of options. Here are the steps you can take to get an installment loan:

1. Know the amount you need

Start by determining how large of a loan you need. You want to get enough to meet your loan needs without taking out extra principal that increases your monthly payment and interest rate.

For example, if you're consolidating and refinancing debt, know exactly how much existing debt you want to consolidate and refinance. That way, you can take out the exact loan amount needed.

2. Shop around for lenders and loans

Borrowers with credit scores under 580 should do some research online to find the right lender for their needs. You can do this by visiting individual lender websites. However, using a loan marketplace can be faster, since you can enter in your information once and the marketplace will pull in loan options from across the web.

Looking for secured loans at this stage can be a great choice for borrowers with lower credit. They require collateral, which offsets the lender's risk and allows them to loosen their credit requirements.

3. Apply with a lender

Once you've chosen a lender, apply on their website, over the phone, or in person, depending on your preferences. The lender will likely want personal and financial information, such as:

• Name
• Date of birth
• Social Security number
• Proof of income (pay stubs, Form W2s, tax returns)
• Proof of employment (Employment verification letter)
• Proof of collateral's value (if getting a secured loan)

4. Accept the terms and sign the paperwork

If approved, the lender will provide you with paperwork containing the loan amount, rate, and terms. If you agree with the terms, sign the paperwork and provide your bank information so the lender can transfer you the loan funds.

5. Begin repaying

Now, you start repaying the loan in fixed monthly payments. Make sure you have the money set aside each month for this payment. Many lenders offer an autopay feature. This automatically draws the payment from your linked payment method. As a result, you don't have to worry about missing a payment. Plus, some lenders may offer a small discount for autopay.

In either case, make sure you have the funds set aside for each month's payment. Otherwise, you could be charged late fees and suffer credit damage. If you use autopay, you may also overdraw your account and be charged overdraft fees.

The bottom line:

A credit score under 580 doesn't have to stop you from getting an installment loan. Start by knowing how large of a loan you need, then shop with multiple lenders to find good rates and terms. Apply with your chosen lender and, if approved, sign the paperwork and provide your bank information. Finally, begin repaying the loan and consider autopay so you don't forget to pay. Follow these steps, and you'll be well on your way to getting the installment loan you need.

Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125

Carolina Darbelles
Senior Public Relations Specialist
[email protected]
(201) 633-2125


Press Release Service by Newswire.com

Original Source: Can I Get an Installment Loan With a Credit Score Under 580?

The Oct. 2 transaction is part of a new venture to support the strategic expansion of Discovery Senior Living's national portfolio.

BONITA SPRINGS, Fla. - October 13, 2022 - (Newswire.com)

Funds advised by Lee Equity Partners, LLC ("Lee Equity") and Coastwood Senior Housing Partners, LLC ("Coastwood"), two specialized investment firms, announced the signing of an agreement to invest in Discovery Senior Living ("Discovery"), one of the nation's largest and most innovative senior housing operators. The recapitalization will fund Discovery's continued expansion and operational platform enhancements as it positions itself to meet the evolving needs of all industry stakeholders and take advantage of the myriad of opportunities in the maturing industry.

This partnership will usher in the next stage in Discovery's journey to expand its proprietary National and Regional Brand Management structure, enhance its Experiential Living Operating Programs, as well as continue the evolution of its state-of-the-art business processes focused on delivering a modernized platform producing more transparent and predictable outcomes.

"This strategic recapitalization purposefully combines the strengths and successful experiences of three companies and the resultant innovation-focused efforts will allow the acceleration of Discovery's ability to execute its vision of creating a scaled company that outperforms the marketplace, addresses some of the legacy industry paradigms and of course focuses on delivering a customized and holistic resident and team member experience," said Richard J. Hutchinson, CEO, Discovery Senior Living.

"Discovery Senior Living represents the ideal platform to build a leading national senior living operator due to the strength of its team, centralized services, and national and regional brand operating structure. The secular growth tailwinds and consolidation opportunity within senior housing management are very similar to those we observed in the third-party hotel management sector with our Aimbridge Hospitality investment. We seek to replicate that success in partnership with Richard Hutchinson and the Discovery team, as well as Dan Decker and the Coastwood team," said Yoo Jin Kim, Partner, Lee Equity Partners.

"We believe the partnership among Discovery, Coastwood and Lee Equity will be unique in the senior living industry. Discovery contributes its highly scalable platform and best-in-class senior living operations. Coastwood contributes decades of senior living investment and operating experience. Lee Equity contributes its expertise in business and healthcare services along with its buy-and-build experience. We are excited to combine our capabilities to lead the industry with improved quality of care, technology innovation, and data-driven outcomes," said Dan Decker, Chairman, Coastwood Senior Housing Partners, LLC. Mr. Decker will assume the role of Chairman of the Board of Directors of Discovery Senior Living upon closing.

Hutchinson also added, "After nearly 30 years of working in this industry, I could not be more enthusiastic about pushing forward with the natural evolution of our company and industry and believe we will continue to attract the absolute most forward-thinking owners, capital partners and individuals who want to be a part of our dynamic culture and the future of our industry."

The family of companies in the agreement include Discovery Management Group, Morada Senior Living, TerraBella Senior Living, Discovery Development Group, Discovery Design Concepts, Discovery Marketing Group, and Discovery At Home, a Medicare-certified home healthcare company. The transaction, which is subject to customary closing conditions and regulatory approvals, is expected to close in Q4 of 2022.

With headquarters in Southwest Florida, Discovery Senior Living currently owns and operates a national, multi-branded portfolio of more than 110 communities in 19 states.

About Discovery Senior Living

Discovery Senior Living is a family of companies that includes Discovery Management Group, Morada Senior Living, TerraBella Senior Living, Discovery Development Group, Discovery Design Concepts, Discovery Marketing Group, and Discovery At Home, a Medicare-certified home healthcare company. With almost three decades of experience, the award-winning management group has been developing, building, marketing, and operating upscale senior-living communities across the United States. By leveraging its innovative "Experiential Living" philosophy across a growing portfolio of more than 15,000 existing homes or homes under development, Discovery Senior Living is a recognized industry leader for lifestyle customization and, today, ranks among the 10 largest U.S. senior living operators and providers.

About Lee Equity Partners

Lee Equity Partners, LLC is a New York-based private equity firm that partners with successful management teams to build companies with strong growth potential. Lee Equity targets equity investments of $50 million to $150 million in middle-market control buyouts and growth capital financings in companies with enterprise values of $100 million to $500 million that are located primarily in the United States. The firm invests in a range of industries where the team has deep relationships developed over decades, including business services, financial services, and healthcare services. 

About Coastwood Senior Housing Partners, LLC

Coastwood Senior Housing Partners, LLC is an investment firm led by Daniel A. Decker that specializes in seniors housing and related services. The Coastwood partners have extensive investment experience in the senior housing and healthcare services industries, including investments in Omega Healthcare Investors (OHI), Sunrise Senior Living, and Sentio, as well as board experience in a variety of publicly owned and private healthcare service companies.

Contact Information:
Heidi LaVanway
Vice President of Marketing
[email protected]
239.301.5330
Related Files
DSL_PressRelease_LeeEquity_CoastWood_Partnership.pdf

Related Images


Press Release Service by Newswire.com

Original Source: Lee Equity Partners and Coastwood Senior Housing Partners Announce Agreement to Invest in Discovery Senior Living

Events to Celebrate Local Faith Institution's Efforts to Promote Strong Voter Participation and Educate Voters on the Anti-Voting Law - SB 202

ATLANTA - October 13, 2022 - (Newswire.com)

Faith Works, Georgia's unified body of faith leaders fighting against the anti-voting law SB 202, announced today that it would crisscross Georgia during the month of October for a series of local rallies to highlight early voting opportunities and showcase the work of local faith institutions who are promoting the democratic ideal of voter participation. Earlier this month, Faith Works announced a massive effort to ensure that over 1,000 local churches, synagogues, mosques, and other faith institutions create their own customized voter engagement campaigns to ensure every person within their local congregations has the information and ability to vote this Fall.   

In Faith Works' view, after a record turnout by African-American voters in the 2020 election, extremists in Georgia constructed and spent millions of dollars on a campaign designed to minimize and invalidate various communities throughout the state from voting, most specifically voters of color, for this year's election. The anchor of this effort was Georgia's new anti-voting law, SB 202, which passed without debate or discourse. SB 202 significantly diminishes the ability to request and submit absentee ballots, minimizes voting opportunities across the state, makes it a crime to offer food or water to people waiting in long lines to vote, and places the politically controlled legislature in control of the State Election Board, rather than the elected Secretary of State. To learn more about Faith Works, please go to FaithWork.Vote.

"In 2020, African Americans in Georgia made voting history, and we are clearly on the verge of doing it once again," stated AME Bishop Reginald T. Jackson, the Presiding Prelate of the Sixth Episcopal District and a founding member of Faith Works. "Despite every effort by extremists to minimize black turnout this voting cycle, our communities are responding like never before with urgency and enthusiasm. With early voting finally rolling out next week, Georgia will see that our communities are organized and determined. People of faith will not be intimidated or marginalized, and I am so proud that it is the state's faith institutions who are supporting and promoting the ideals of our democracy."

FAITH WORKS TOUR LOGISTICS

The following regional rallies are scheduled throughout the month of October. Please note that in addition to the participation of Faith Works' statewide faith leadership, guest speakers are showcased for each event. The event will be open, and local multi-denominational congregations have been invited to each event. Each event will also be live-streamed on YouTube, Facebook, and the Sixth Episcopal District AME Church's website.

In addition to the planned rallies listed below, Faith Works' statewide leadership will meet with local clergy for strategic planning purposes, and onsite GOTV activities will be organized during each stop along the tour.   

Media wishing to cover the tour or travel with the Faith Works' leadership may contact Matthew Frankel at (917) 617-7914.

FAITH WORKS GET-OUT-THE-VOTE RALLIES

Macon - Tuesday, October 18 at 7:00 pm

New Fellowship Missionary Baptist Church -- Dr. James L. Bumpus, Lead Pastor

475 Church St, Macon, GA 31217

Guest Speaker: Rev. Thurmond Tillman, First African Baptist Church, Savannah, Georgia=

Columbus - Wednesday, October 19 at 7:00 pm

St. James AME Church -- Rev. Joseph Baker, Lead Pastor

1002 6th Ave, Columbus, GA 31901

Guest Speaker: Dr. Anthony Corbett, President, General Baptist Convention of Georgia and Pastor, Lundy Baptist Church, Macon

Augusta - Thursday, October 20 at 7:00 pm

Bethel AME Church - Rev. Augusta Hall, Pastor

623 Crawford Avenue, Augusta, GA 30901

Guest Speaker: Dr. Jamal Bryant, New Birth Baptist Church, Atlanta

Savannah - Monday, October 24 at 7:00 pm

St. Philip AME Church -- Dr. Jai Haithco, Lead Pastor

613 Martin Luther King Jr Blvd, Savannah, GA 31401

Guest Speaker: Dr. Da'Henri Thurmond, St. Paul CME Church, Savannah

Valdosta - Tuesday, October 25 at 7:00 pm

New Life Ministries -- J. Bernard Braswell II, Lead Pastor

5651 Inner Perimeter Rd, Valdosta, GA 31601

Guest Speaker: Rev. Paul Little, Mt. Zion Baptist Church, Macon

Albany - Wednesday, October 26 at 7:00 pm

Shiloh Baptist Church, Rev. Perry Simmons

325 W. Whitney Avenue, Albany, GA 31701

Guest Speaker: Rev. Lorenzo Heard, Second Mt. Olive Baptist Church and Chair-Elect Dougherty County Commission

Atlanta - Thursday, October 27 at 7:00 pm

St. Philip AME Church, Rev. William D. Watley, Ph. D., Lead Senior Pastor

240 Candler Rd., Atlanta, GA 30317

Guest Speaker: Dr. Charles Goodman, Lead Pastor, Tabernacle Baptist Church, Augusta

#.    #.    #

Contact Information:
Matthew Frankel
MDF Strategies
[email protected]
917-617-7914
Related Files
Faith Works Tour -Standalone.pdf



Press Release Service by Newswire.com

Original Source: Faith Works Crisscrosses Georgia for Series of Get-Out-the-Vote Rallies to Promote Early Voting

San Antonio-based Le Sauce & Co. helps consumers elevate their plate

NEW YORK - October 13, 2022 - (Newswire.com)

The New York City Wine and Food Festival is widely known as the largest food and wine festival in NYC. Le Sauce & Co. is excited to be featured in this festival from Oct. 13th through the 16th. The Food Network, along with a host of top chefs such as Duff Goldman, will be there to try and love Le Sauce & Co. gourmet finishing sauces. Le Sauce & Co.'s full line of finishing sauces can be found at www.lesaucecompany.com  

Le Sauce & Co is a women-owned business and is quickly expanding to online and grocery stores across the USA. The innovative gourmet finishing sauces include White Wine Lemon Garlic, Classic Green Peppercorn and Roasted Poblano & Garlic, Mole de Puebla as well as Tomato Beurre Blanc and have become a consumer favorite to elevate dinnertime. Le Sauce & Co. gourmet finishing sauces are designed to create a gourmet meal in 10 minutes or less in the comfort of home. 

The CEO of Le Sauce & Co, Lori Kirl, says that "This will be a great opportunity for growing family businesses to showcase their products and drive distribution so consumers can elevate their plates at home and not just at fancy restaurants." 

Come see Le Sauce & Co. at the Fairway Tent to look at the delicious food they have created over the years with every finishing sauce. 

Le Sauce & Co is a family-run business started in Boerne, Texas. The Kirl Family is filled with foodies, and their dream of having their own business in food came true.

https://nycwff.org/

Contact Information:
Maya Kirl
Marketing Manager
[email protected]
6303606548


Press Release Service by Newswire.com

Original Source: Women-Owned Entrepreneurial Food Innovators at New York City Wine and Food Festival

Travel industry veteran Dr. Christopher Cokley and his team are on a mission to help travelers discover where travel meets humanity on their next trip

WOOD RIVER, Ill. - October 13, 2022 - (Newswire.com)

TravManity, a host travel agency, announced today a new booking engine and platform designed to help individuals make the most of their vacation days. TravManity, where travel meets humanity, offers a team of independent agents across the world to help travelers find the perfect experience. Gone are the days of the impersonal booking engine. TravManity combines the ease of use of online booking with the personal touch of a trained independent agent, providing just the right experience for the traveler. 

Travel industry veteran Dr. Christopher Cokley and his investment group saw enormous potential in acquiring the assets of an existing travel company that experienced rapid growth in the early days of the host agency boom. Cokley, an innovative entrepreneur with experience serving in executive leadership positions at several publicly traded travel companies, will serve as TravManity's CEO. He understands the market and has surrounded himself with a team of industry veterans to build the next great travel company. 

Shelly Coppersmith, COO of TravManity, has been solely focused on travel since 2001 and was instrumental in bringing about the processes and systems to support tens of thousands of home-based travel agents entering the digital world for the first time. She helped to reshape how travel is booked around the world. 

Syreeta Grose, VP of Training and Compliance, has a similar pedigree and has been a top earning travel advisor since 2006. Concentrating on building and shaping future travel agents through robust training and learning opportunities, she's focused on building an updated training experience to help those new to the field excel in travel while ensuring agents remain compliant with various industry standards and regulations. She is certified in over 200 resorts, destinations, and tourism boards, and is a member of multiple travel associations.

"TravManity represents the best the world has to offer. People need new experiences and the opportunity to discover more about themselves, other cultures, and environments," said Dr. Christopher Cokley, CEO of TravManity. "Travel has a way of opening us up in ways that nothing else can. Studies have shown travel makes you healthier, it can relieve stress, enhance your creativity, and make you happier and more satisfied. I don't know of a more important mission than to help people lead healthier, happier lives, and that's exactly our goal and reason for launching TravManity." 

To learn more about TravManity, please visit https://www.travmanity.fun. 

About TravManity 

TravManity is all about helping individuals make the most of their vacation days. With an incredible team of independent agents across the world, TravManity is redefining how travel is booked, effectively putting humanity back into travel. By empowering its agents with robust training and opportunities, this host agency is leaning into its diverse team of experts in cruises, groups, land tours and niche experiences to help travelers find exactly what they're looking for on their next trip.  

Media Contact: 
Syreeta Grose
VP, Training and Compliance
618-655-9477
[email protected]

Contact Information:
Syreeta Grose
VP, Training and Compliance
[email protected]
618-655-9477


Press Release Service by Newswire.com

Original Source: Travel Industry Veterans Launch TravManity, a Travel Booking Experience

EON is the first touchless, robotic device in the State of Washington advancing body contouring.

EVERETT, Wash. - October 13, 2022 - (Newswire.com)

Renew ND is pleased to announce that they will be featuring EON treatments using autonomous robotic technology, a first of its kind in Washington state. This will allow them to offer their patients a non-invasive body contouring treatment that permanently eliminates fat cells without the downtime of a surgical procedure. EON treatments have a high patient satisfaction and are ideal for patients trying to target those stubborn areas of fat that diet and exercise cannot improve.

"Here at my practice, Renew ND in Everett, WA, my customers are always looking for one-and-done treatment with instant results," said Dr. Luba Evmeshkina, the owner and provider of Renew ND. "I'm happy to offer EON, which is touchless, robotic fat reduction first in the Pacific Northwest Seattle area." Currently, EON is FDA cleared for flanks and full abdomen, which is backed by years of research and industry-leading scientist and doctors; EON leverages innovative touchless technology that targets unwanted stubborn fat. With its state-of-the-art robotic precision, EON can simultaneously deliver laser energy and cooling for a more comfortable treatment experience without post-treatment care or downtime.

EON is an FDA-cleared 1064nm laser used for non-invasive fat reduction of the abdomen and flanks. The device is designed with touchless, autonomous technology that maps the patient's topography for personalized treatments. The device utilizes over 40 safety sensors for advanced patient safety, including skin proximity and temperature detection. EON heats adipose tissue to a temperature of approximately 123.8° F, inducing cell death or apoptosis. The state-of-the-art jet impingement cooling system maintains the external skin temperature to around 103.1°F for a comfortable patient experience. 

Provider studies show that patients experienced a 21.6 - 25 percent average fat reduction after a single 60-minute abdominal treatment, while some patients lost as much as 40 percent. According to Dr. Luba, "With EON, customers begin noticing results a few weeks after their initial treatment with full results achieved after three months."

To find more information about Renew ND and book an EON consultation, visit their website at renewnd.com. To learn more about EON Smarter Body Contouring, please visit www.eonlaser.com.  

#END#

ABOUT RENEW ND: 

Renew ND prides itself on providing individualized, superior services using only the latest state-of-the-art technologies. However, their passion for helping people and an unwavering commitment to their clients distinguished them as a leader in the Pacific Northwest area. With years of experience and advanced training, you will leave their practice feeling brand new.

ABOUT DOMINION AESTHETIC TECHNOLOGIES: 

Founded in 2016, Dominion Aesthetic Technologies, Inc. is a laser platform aesthetic device company with corporate headquarters in Texas and R&D labs in Florida. Dominion Aesthetic Technologies created EON - Smarter Body Contouring to exceed the unmet needs of aesthetic physicians by leveraging innovative touchless robotic technology to advance the aesthetic body contouring industry. 

Contact Information:
Sarah Ramsey
Director of Marketing and Comm - Dominion Aesthetic Technologies
[email protected]

Dr. Luba Evmeshkina
Owner/Medical Provider
[email protected]
Related Files
IMG_0920 (1).jpeg
EonGradientBottom (1).png



Press Release Service by Newswire.com

Original Source: Renew ND Introduces EON: A Smarter Body Contouring Experience

The true story of a young teenager's struggle with a mental health condition as his mom risks everything to save him

SILVER SPRING, Md. - October 13, 2022 - (Newswire.com)

The Youth Mental Health Project (YMHP), a national nonprofit dedicated to addressing the mental health crisis among young people, will offer a free online screening of NO LETTING GO on Oct. 26, 2022 at 7 pm (ET). The screening is part of a year-long campaign to raise awareness of the youth mental health crisis and the importance of early intervention. Registration to attend the screening is available here.

The viewing event will also include a talk with screenwriter and The Youth Mental Health Founder, Randi Silverman, whose family story is highlighted in the film, along with Emmy-nominated actress Cheryl Allison, who portrays Silverman in the film.

Earlier this year, Surgeon General Dr. Vivek Murthy declared a national advisory on the youth mental health crisis, while in 2021 the CDC reported that 37% of high school students struggled with their mental health and 44% felt persistently sad and hopeless.

No Letting Go shines a very personal light on the devastating impacts of the childhood mental health crisis in an effort to create community conversations, end the silence caused by blame and shame, build awareness and understanding, and let families know they are not alone.

"The film is about one family's experience raising a child with a mental health condition, but it is the story of millions of families across the country," said Reggie Williams, Co-Chair of The Youth Mental Health Project Board. "We hope that audiences will gain an understanding of what individuals with mental health conditions and their families experience as they navigate school and work in their communities."

The Youth Mental Health's Project's mission is to educate, empower and support families and communities to better understand and care for the mental health of our youth. YMHP is the only national organization devoted solely to the needs of parents of children ages 0 to 25 with the full range of concerns about their child's mental health, from a sense that their child might be struggling to serious mental health diagnoses (e.g., bipolar disorder, schizophrenia) and suicidal ideation. To learn more, visit their website http://ymhproject.org. 

Contact Information:
Heather Harter
Development Director
[email protected]
4849298735


Press Release Service by Newswire.com

Original Source: The Youth Mental Health Project, in an Effort to Bring Awareness to the Youth Mental Health Crisis, Offers Its First Free Screening of the Award-Winning Film, NO LETTING GO

MIRAMAR, Fla. - October 13, 2022 - (Newswire.com)

Highly acclaimed U.S.-based Trinidad and Tobago born Gospel singer Royanne Mitchell has expanded her frontiers. Mitchell has now added the title of author to her range of multidimensional creative and gifted talents and the development of her book launch is underway. 

The book specifically aims to assist individuals in overcoming anxiety issues: mental conditions plaguing humanity exponentially worldwide. This problem is engaging the attention of psychologists, psychiatrists and social workers who come together to gain a clearer understanding of the root causes and unique intricacies and to provide the most appropriate remedial advice to those who are challenged by the experiences and idiosyncrasies that accompany the condition.

Mitchell's book "Breaking Through" is birthed from a place where life demands so much more from us, causing us to develop compulsive tendencies, striving relentlessly to keep up with the myriad levels of responsibility and accountability imposed upon us to make things work. As a consequence, the pressures of modern living affect us to the point of our becoming extraordinarily overwhelmed and subjected to episodes of anxiety amidst life's inescapable and increasing twists and turns.  

In her book, Mitchell cites a multitude of situations where stress affects us all so differently and creeps up upon us subconsciously to the point where it eventually pierces the barriers of resistance even among those with the most enduring and stubborn levels of physiological and mental tolerance. 

Readers of Breaking Through will benefit from Mitchell's own experiences, gain a better understanding of how chronic anxiety and fear really operates, how she dealt with the condition along the way and continues to do so in order to stay firmly grounded. She does not compromise the fact that the experience was undoubtedly challenging, and gives an account of how she was able to overcome the most challenging season of it by God's grace and maintains the breakthrough, filled with confidence and assurance.

"Breaking Through: A Christian's Perspective on a Journey to Freedom from Anxiety and Fear" is now available in Kindle and paperback format via Amazon.

Click here to purchase a copy today!

Contact Information:
Royanne Mitchell
[email protected]


Press Release Service by Newswire.com

Original Source: TT US-Based Gospel Singer Authors Experience-Based Advice on Anxiety Issues