With so many things to do in Lake City, Co. and so many ways to create lasting memories, no wonder Lake City, Co. is a popular repeat vacation destination. Lake City is a hub for enthusiasts of all kinds because one can hike, bike, fish, camp, RV, kayak, SUP and ATV from one central location. Lake City Loopers ATV Rentals supports the Lake City community including the Uncorked Wine and Music Festival.

On September 17, Lake City, Co. hosts the Uncorked Wine and Music Festival. The lineup includes seven musical acts, artisan food vendors, and various wines, it's a great way to meet people and relax in style. All proceeds from the festival support local community projects.

To enjoy the outdoors and experience the changing colors of fall, explore the Alpine Loop on an all-terrain vehicle from Lake City Loopers ATV Rentals. The Alpine Loop is a 75-mile+ trail system that traverses 13,000' passes and offers sights of waterfalls and well-preserved old-west mining towns, mills, and mines.

Lake City offers several restaurants, lodging, camping and entertainment options including the following:

• In the morning, fuel up with breakfast at Chillin', a local favorite for their tasty breakfast burritos.
• Spend a day on the loop with an ATV Rental from popular Lake City Loopers ATV Rentals, which offers reliable 5-seat Honda 1000s. 
• In the evening, Lake City Brewing Company offers locally brewed beverages. Relax outside or belly up to the bar and enjoy a gourmet brat.
• Check out Packer Saloon & Cannibal Grill. With their large patio and campfire-style outdoor fire-pit, this is a great place to relax.
• And don't forget ice cream for dessert. The San Juan Soda, Co. is centrally located right across the city park on Silver Street.

Looking for a campsite, RV site or motel? Lake City, Co. has you covered.

• For motels in Lake City, check out some of the popular places here. Lake City Lodge is reasonably priced, clean, and family-owned.
• For camping in Lake City, consider Wupperman campground, which is managed by Hinsdale County and hosts several lake view camping sites.
• For RV parks near Lake City, there is a handful of parks in and around Lake City. Grizzly RT RV Park offers big sites away from it all on Cinnamon Pass road on the Alpine Loop.

Lake City, Co. is a fall travel destination because of its many activities and access to the Alpine Loop. For more information contact Steve Twyman of Lake City Loopers at 970-944-0553 or [email protected].

Credello: When you're looking for a personal loan, knowing if you're pre-approved for one can be helpful. Checking your pre-approval status can help you better understand the loan options available to you and also give you peace of mind in knowing that you're considered a safe investment by the lender. But if you're worried that you're not a good candidate, don't worry. Getting a pre-qualified personal loan can be a lot easier than you might think, and it can save you a lot of time and hassle. Here's what you need to know.

What are the benefits of being pre-approved for a personal loan?

Personal loans are a great way to get the money you need without having to dip into your savings or borrow from loved ones. That said, not everyone is a good candidate for a personal loan, so checking whether or not you're prequalified can prevent a hit to your credit report from the hard inquiry. 

In addition, being pre-approved means that you'll have a better understanding of the interest rates and terms you're eligible for. This can save you time and money in the long run, as you won't have to go through the hassle of applying for a personal loan only to be turned down because you didn't understand the terms or getting offers for terms that are well outside your budget.

How do I check my pre-approval status?

The best way to check your pre-approval status is to contact your potential lender directly. Many lenders offer online applications, but if you're not comfortable filling out an online application, you can also head directly to one of their branch locations (if they have brick-and-mortar offices).

You'll need to provide basic information, including your name, birth date, social security number, and income levels. The lender will then see what eligible terms you qualify for.

If you find out you've pre-qualified for a loan, great! You can now start to prepare yourself for the application process. But remember, pre-approval is not a guarantee of getting a loan. You still have to meet all of the lender's eligibility requirements, and sometimes banks and lenders can change their terms at any time.

If you're not pre-approved, there are still ways to get a personal loan. You can try another lender or search for a loan that better meets your needs. Many options are available, so don't feel limited by your pre-approval status. However, be sure to compare interest rates and terms carefully before applying, as some lenders offer lower rates if you're pre-approved.

So whether you're pre-approved or not, make sure you understand your options before making a decision. And if you have any questions about the pre-approval process, contact your potential lender for help.

Tips for ensuring you get pre-approved for a personal loan

There are a few things you can do to make sure you get pre-approved for a personal loan before you apply. First, make sure your financial history is in order. This includes ensuring your credit score is up-to-date and that there aren't any errors on your report. You'll also need copies of recent pay stubs and banking information.

Next, find a lender that is compatible with your financial situation and goals. You'll typically have better luck working with a lender with whom you have a prior relationship.

Finally, be prepared to provide documentation of your income and debts when you apply for a personal loan. The more proactive you are with providing information, the higher likelihood you'll get pre-approved.

The bottom line

Pre-approval is a critical step in the personal loan process. Make sure you take the time to investigate your options first before applying and be prepared to provide documentation that supports why you're qualified.

Scott Ryder and Tasha Kennard

Thistle Farms, a nonprofit social justice enterprise serving women survivors of trafficking, prostitution, and addiction, has announced the appointments of two executive leaders. 

Tasha Kennard has been named chief executive officer. With an extensive leadership history in non-profit, for-profit, and entrepreneurial sectors, Kennard brings a wealth of executive experience, financial oversight, and organizational development to the role. As CEO, she will partner with founder and President Becca Stevens, the board of directors, and the leadership team to fulfill the mission of Thistle Farms, support continued sustainable growth, and further evolve its long-term strategy while ensuring a collaborative, positive, trauma-informed, diverse, and inclusive environment. Kennard follows Hal Cato, who recently stepped down after a six-year period of enormous growth for Thistle Farms.

"Thistle Farms is a beacon of hope — an organization founded on healing and radical hospitality," says Kennard. "I feel a strong calling to this work as it weaves together my values, gifts, and experiences like a patchwork quilt — similar to the women entrepreneurs Thistle Farms supports in our community and across the globe. I'm grateful for the opportunity to support and expand our ability to serve, love, and champion women survivors by providing a safe place to live, a meaningful job, and lifelong sisterhood of support."

Scott Ryder has joined as Thistle Farms' first chief financial officer. The elevation in financial leadership was set in motion as the organization grew from $8.5 million to $12.6 million over the last 12 months. As CFO, Ryder will help steward the organization's investment in programs, sustainable growth, and overall impact. 

"Thistle Farms' mission is one that I believe in wholeheartedly," Ryder said. "As a mission interwoven with social enterprise, its model is uniquely structured to merge impact with economic opportunity for the women it serves. I am honored to help steward our finances as we step into the future." 

"I am filled with hope as I think about this new chapter for Thistle Farms. Both Tasha and Scott are uniquely qualified for leading Thistle Farms and are passionate about expanding our services for women survivors and increasing our presence nationally," said President Becca Stevens. "Our next chapter will be about creativity and scalable growth made possible by all the donors, volunteers, survivors, and allies that have nurtured us for 25 years."

Driven to serve the community, Kennard has led innovative solutions that simultaneously closed gaps for the underserved while lifting up entrepreneurs. As Executive Director of the Nashville Farmers' Market, Kennard led efforts to revitalize the 200-year-old beloved institution, including a $7 million renovation; establishment of small business incubation programs; and a statewide food-security program that doubled the buying power for EBT customers and secured $1 million in grant funding during the pandemic. Kennard has most recently served at Southall Farms, a farm resort and hospitality company, and has also served as Vice President of Marketing and Communications for Second Harvest Food Bank of Middle Tennessee. 

Ryder's 25+ years of executive and finance leadership experience will be invaluable on both the nonprofit and social enterprise sides of the organization. Most recently, Ryder served as CFO of Casa de Amparo, an organization addressing child abuse and neglect in San Diego County and beyond. Ryder earned an M.B.A. from the Paul Merage School of Business at U.C. Irvine, and a Bachelor of Arts degree in Economics from University of Redlands. 

"On behalf of the Board, I am excited to welcome Tasha and Scott to Thistle Farms," said Parag Desai, Thistle Farms Board of Directors President and Genesco's SVP, Chief Strategy and Digital Officer. "Both Tasha and Scott bring deep and relevant experience and a commitment to culture and community which is closely aligned with Thistle Farms' values and strategy. As leaders, Tasha and Scott embody the spirit that underpins our mission to help women survivors recover and heal from prostitution, trafficking, and addiction." 

The last three years have seen unprecedented growth for the organization. Fiscal support has poured in from customers, donors, wholesale accounts, corporate partnerships, and grants. The resulting cash flow has been reinvested into expansions on both the program and social enterprise sides of the organization — creating more opportunities for healing, housing, and employment for women survivors. 

ABOUT THISTLE FARMS 

Thistle Farms works with women survivors to overcome and heal from systems of prostitution and exploitation. The model provides housing, healing, and employment; a national network of more than 550 long-term free beds for women survivors; and a community of advocates who believe that love is the most powerful force for change in the world. For more information, visit thistlefarms.org. 

MEDIA CONTACT: 
Amanda Clelland
Thistle Farms Sr. Media Relations & Communications Manager 
[email protected] 
615.298.1140 x8

Concordance, a CARF accredited, non-profit re-entry program headquartered in St. Louis, announced today that Clinton "Lee" Holmes has joined Concordance as Chief Administrative Officer. He will report to Danny Ludeman, Concordance Chairman & CEO.

In his role at Concordance, Mr. Holmes will be responsible for executing administrative oversight for several departments across the organization including finance, human resources, information technology, and facilities. He will also oversee the implementation of organizational policies across administrative and participant service departments.

"Having worked as an employment partner with Concordance for two and a half years, I got to see first-hand how they impacted the lives of justice-involved individuals and personally experience the passion and caring their team members exhibited while interacting with Concordance participants," said Mr. Holmes. "This experience has impacted me significantly, to such a degree that I am proud to have joined this inspiring organization and work alongside the Concordance team members and participants that I have gotten to know!"

Mr. Holmes joins Concordance from Triad Manufacturing, having served as their Human Resources Manager. As Human Resources Manager, he led all aspects of human resources, including benefits, recruiting, training, strategy management, worker's compensation, 401K, and the Employee Stock Ownership Plan (ESOP). He also served on Concordance's Employer Advisory Council where he provided valuable insight on trends in the talent market and how they could impact the Concordance Employment Agency. Before joining Triad Manufacturing, Mr. Holmes was the Chief Operating Officer of NVision IT where he managed navigating business relationships within the government contracting sector.

"Through Concordance's partnership with Triad Manufacturing as a hiring partner and by serving on the Concordance Employer Advisory Council, Lee's passion for our mission and the well-being of our participants was obvious," said Ludeman. "As Chief Administrative Officer, Lee's role will be critical to our organization as we expand the Concordance Re-Entry Model nationally to 11 new cities in the next five years. And I am honored that he is joining us on this journey."

With over 20 years of experience in HR, Finance, and IT, Mr. Holmes has vast expertise in financial reporting, banking relations, corporate and legal oversight, risk mitigation, employee relations, safety management, recruiting, benefits, regulatory compliance, and business development. Mr. Holmes is a retired Major with the United States Army Reserve and earned his Bachelor of Arts in Business Administration, with an Accounting minor, from McDaniel College in Westminster, Maryland.

About Concordance

Concordance is a CARF-accredited nonprofit that offers holistic, and evidence-informed services to individuals returning to their community from prison. Founded in 2015 by Danny Ludeman, former CEO of Wells Fargo Advisors, Concordance has lowered the rate of reincarceration by 56 percent among its participants who have released from prison in the last three years. The nonprofit works with individuals in three primary areas: behavioral health and wellness; education and employment; and community and life skills. Concordance is committed to healing individuals, reuniting families, transforming communities, achieving racial equity, and advancing the field of re-entry services. Headquartered in St. Louis, Concordance is working toward national expansion, with plans to bring its re-entry model to 11 additional cities nationwide over the next five years. For more information, visit https://concordance.org. Resources for news media including fact sheets, photos, and videos are available at https://concordance.org/media-kit.

CONCORDANCE MEDIA CONTACTS

Jill Lewin - 314-396-6024
[email protected]

Sivan Fernandez - 314-396-6045
[email protected]

A much sought-after financial advisor, CEO of Rosenthal Wealth Management Group (RWMG) Larry Rosenthal, charges that the average investor underperforms the market* over the long term due to three key financial oversights. 

According to Rosenthal, investors often fail to:

1. Understand risk protection

2. Stay invested during market volatility

3. Buy when markets are low

"These are just the biggest reasons why returns on investments (ROI) aren't higher. There are several more common pitfalls that must be avoided, such as failure to set proper tax allocation, failure to carry out proper estate planning and not compensating for individual risk management tolerances, that also play a role in ROI.  Further, because of current inflation pressures, it is now even more important that investments be carefully managed to maximize yield. Investors need to make sure that they are acting on the most current and accurate market analysis to guide their financial decisions," Rosenthal said.

Toward that end, Rosenthal provides interested persons complimentary access to webinars that deliver updated news on the current economic and stock market environment as it relates to personal financial planning. The next RWMG webinar is scheduled for Sept. 14, 2022. Interested persons can get access to this seminar by visiting RosenthalWealthManagement.com

"RWMG has always acted as a financial educational hub and a touchstone for reliable financial/estate planning. RWMG can help investors identify blind spots in dealing with estate planning and show interested persons how to cut through the fluff and learn about the economy and how it affects their investment strategies and recession possibilities. They need to more fully understand why the average investor gets returns well under market performance," Rosenthal says.

Rosenthal has appeared regularly on Fox Business News and has been quoted in The Wall Street Journal, CNNMoney, U.S. News and World Report, CNBC's The Nightly Business Report, The Washington Post, USA Today, Money, Bloomberg, The Chicago Tribune, The Fiscal Times, Kiplinger's Retirement Report, Consumer Report's Money Advisor, The Washington Times, Financial Planning, Financial Advisor and others.

Rosenthal has been providing financial counseling for about three decades. He is based out of the D.C. Metro area but serves clients nationwide.  

Rosenthal is also the national radio show host of "Making Money Sense." The show has aired every Saturday morning on DC's WAVA from 9:00-10:00 a.m. for nearly two decades. The national show is simulcast via satellite on SiriusXM channel 131.

Investment Adviser Representative(s) offering Securities and advisory services through Cetera Advisor Networks LLC, member FINRA/SIPC, a Broker/ Dealer & Registered investment Adviser. Cetera is under separate ownership from any other named entity. RWMG is headquartered at 9265 Corporate Circle, Manassas, Va. 20110.

Rosenthal Wealth Management Group is not a subsidiary of nor controlled by Cetera.

*JPMorgan Guide to the market. All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. For a comprehensive review or your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.

Contact: Bob Johns 7039556622, [email protected]