Become OsmoLab Certified
The Osmolality Lab offers the OsmoLab Certified mark to products that meet The Osmolality Lab Certification Program?s strict testing and evaluation criteria

CHARLOTTE, N.C., September 28, 2023 (Newswire.com) - The Osmolality Lab, with an established testing lab in Draper, Utah, and corporate offices in Star Valley, Wyoming, is expanding their capacity and East Coast reach with a new osmolality testing facility located in Kannapolis, North Carolina, just outside of Charlotte and about two hours west of the city of Raleigh and its well-established “Research Triangle Park”.

The Osmolality Lab’s new testing facility will be housed at the North Carolina Research Campus, a 350-acre collaborative research center in Kannapolis, NC, which currently features several commercial biotech operations, as well as dedicated human health, diet and exercise research groups from numerous North Carolina Universities, including NCSU, Appalachian State University, UNC Chapel Hill & UNC Charlotte. The expansion brings greater capacity for testing at The Osmolality Lab while establishing a physical presence for East Coast clients for greater service opportunities. This new testing lab will join the larger effort of helping establish the Raleigh-Charlotte area as North Carolina’s Innovation Corridor for scientific research.

The Osmolality Lab, the global leader in osmolality product testing, was founded in 2018 with the mission “to improve health and safety for all consumers by providing unique services to partners driven to create excellence in their category”. Their team tests and certifies in a variety of industries such as hydration beverages, functional beverages, spring waters, and personal lubricants, skin care, and more to help clients and consumers learn more about how the product performs so they can purchase with confidence. Products that meet The Osmolality Lab Certification Program’s strict testing and evaluation criteria can also be awarded the “OsmoLab℠ Certified” Mark to help communicate the commitment to transparency and product quality to consumers.

Visit TheOsmolalityLab.com or click here to learn about the “Five W’s” of Osmolality Testing.

NEW YORK, September 28, 2023 (Newswire.com) - How much money is needed to retire comfortably? That is a very good question. It is also one for which there is no easy answer. The good news is resources like the free Yieldstreet retirement calculator can help find an answer that best fits each person’s circumstance, as well as the lifestyle they want to enjoy in retirement. 

How Much Money Will Be Needed?

A basic rule of thumb for making this determination is guided by what is known as the 25x rule. Essentially, it states that in order to live without generating new income, a person will need to have accrued 25 times the amount of money they anticipate needing in retirement. 

To arrive at this figure, one first multiplies their current monthly budget by 12 to define their annual budget. Multiplying the product of that calculation by 25 returns the amount needed—assuming all expenses remain constant. 

At What Age Is Retirement Feasible?

The key is to calculate the total amount of time required to accrue the sum indicated by the application of the 25x rule. Subtracting the amount of savings currently on hand from the 25x result will indicate the additional amount needed. 

Applying a compound interest calculator to that figure, assuming an annual growth rate of 6%, will indicate the amount by which the current savings will have grown at a given age. 

Subtracting that number from the result of the 25x rule calculation—then dividing the difference by an estimated savings amount—will return the number of years required to reach the established monetary goal for each age chosen. 

What is the Optimal Withdrawal Amount?

People who have considerable experience in these matters recommend adherence to the 4% rule. This calls for withdrawing 4% of retirement savings the first year, then repeating the process each following year, with an adjustment for rate of inflation. 

Assuming a 6% average rate of return on investments with a 50/50 mix of stocks and bonds, withdrawals in these amounts can be sustainable for approximately 30 years. 

This assumes the underlying portfolio remains invested during retirement—and the market returns historical averages. To counter the implied risk, alternative investments have the potential to make portfolios less sensitive to public market short-term swings. 

Alternative Investments and Portfolio Diversification

Real estate, private equity, venture capital, digital assets, precious metals and collectibles are among the asset classes deemed alternative investments. These asset classes were traditionally accessible only to accredited investors and institutions buying in at very high minimums. However, Yieldstreet has opened a number of carefully curated alternative investment strategies to all investors.

Learn more about the ways Yieldstreet can help diversify and grow portfolios.

In Summary

These three calculations can help you plan for retirement. However, there are other elements to consider. These include factors such as taxes, inflation and required minimum distributions. The free Yieldstreet Retirement calculator also takes those into consideration to help arrive at a more accurate estimate. 

SADDLE BROOK, N.J., September 27, 2023 (Newswire.com) - Nutrition21 LLC (“Nutrition21”) an Everwell Health Company, and a leader in clinically-studied branded ingredients, announced today the launch of its nootropic ingredient nooLVL® into the cognitive health space. The unique patented complex of nooLVL is non-stimulant and provides multiple cognitive benefits, including focus, concentration, improved memory, and energy.

The results of nooLVL in two double-blind, placebo-controlled clinical studies^(1,2) conducted with healthy adults in the United States demonstrated:

• Improved cognitive function even under high mental and cognitive demands 
• Improvements in visual attention and information processing 
• Enhanced accuracy 
• Fast action – working in just 15 minutes, as a non-stimulant to enhance energy 

The Bonded Arginine Silicate in nooLVL is a highly bioavailable, long-lasting form of arginine that increases nitric oxide production and blood flow. The increase in nitric oxide supports the delivery of oxygen and essential nutrients to the brain. This method of action delivers focus you can feel without the potential downsides commonly associated with other cognitive health ingredients or stimulants.

With a neutral taste profile, nooLVL is ideal for powders and stick packs and can be formulated into foods and beverages. The R&D Team at Nutrition21 also offers added value by assisting customers with formulation expertise to help fast-track product development projects.

The cognitive health market continues to grow and includes mental health, mood, and stress as well as enhanced memory, focus, and energy. Nutrition Business Journal (NBJ) estimates that sales of brain health supplements in the United States hit $1.2 billion last year—an 8.1% increase over 2021. 

“The market has been asking for a non-stimulant solution that really works, and Nutrition21 has developed it. While the Nutrition21 Team originally developed nooLVL as the groundbreaking functional ingredient for the high cognitive demands of the e-sports market, it became apparent that a much wider consumer market could benefit by using it. Everyone ranging from students to parents, professionals, and athletes can benefit from using nooLVL,” said Joe Weiss, President, Nutrition21. 

Study Citations

1. Effects of Inositol-Enhanced Bonded Arginine Silicate Ingestion on Cognitive and Executive Function in Gamers. Nutrients, 13(11), 3758. https://doi.org/10.3390/nu13113758

2. A Prospective Study Evaluating the Effects of a Nutritional Supplement Intervention on Cognition, Mood States, and Mental Performance in Video Gamers. Nutrients, 11(10). https://doi.org/10.3390/nu11102326

About nooLVL®

The Bonded Arginine Silicate in nooLVL is a highly bioavailable, long-lasting form of arginine that increases nitric oxide production and blood flow. The increase in nitric oxide supports the delivery of oxygen and essential nutrients to the brain. The unique patented complex of nooLVL is non-stimulant and provides multiple cognitive benefits, including focus, concentration, improved memory, and energy.

About Nutrition21, LLC

Nutrition21, an Everwell Health company, is an industry-leading developer and marketer of efficacious, high-value, clinically substantiated ingredients for use in dietary supplements, functional foods and beverages. With decades of experience, the company’s scientific platform has continued to create unique, patented products that are both safe and clinically effective. To build consumer trust, Nutrition21 ensures product efficacy and safety through a product development process that involves rigorous preclinical and clinical research. The company currently holds more than 50 domestic and international issued and pending patents for its ingredients which support unique claims associated with sports nutrition, weight management, cognitive health, and beauty-from-within, among others. 

For more information on Nutrition21visit: www.Nutrition21.com

About Everwell Health Holdings, LLC

Everwell Health aims to help people look, feel and perform their best by advancing the science of safe, convenient, and attainable functional ingredients. Everwell Health enables our partners to win by providing trusted ingredient solutions that help all to look, feel and perform their best. The company adds meaningful value to dietary supplement, food and beverage brands by offering scientifically substantiated functional ingredient solutions. The company is actively focused on business development partnerships across the functional ingredients market.

For more information on Everwell Health, visit: www.Everwellhealth.com