The first reactions to Fast X hail Jason Momoa’s villainous Dante as the new MVP of the Fast & Furious franchise.
Fast X hits theaters next week and the first reactions to the beginning of the saga’s grand finale have emerged. If you’re not a fan of the Fast & Furious franchise, it doesn’t sound as though Fast X will win you over at this point. But if you’re already on board, get ready for the same non-stop thrills and over-the-top action you’ve come to expect. There was also plenty of praise for Jason Momoa, who plays the latest villain of the series. Check out the Fast X first reactions below!
#FastX belongs to Jason Momoa and his decadent bad guy, Dante Reyes. Fierce and flamboyant, his perilous peacocking adds a sharp edge and some refreshing dark humor. The rest is ludicrousness with clunky elements but it is stupidly entertaining. What the Fast were you expecting? pic.twitter.com/9Xeuj2In7z
#FastX is an entertaining thrill ride. It’s a visual spectacle with some truly incredible stunts and some wildly outrageous moments you’d expect from the Fast franchise, but what Jason Momoa brings to the film as Dante is magic! His performance oozes charisma. pic.twitter.com/UjOlR77aEF
— Joseph Deckelmeier (@joedeckelmeier) May 12, 2023
#FastX is the worst Fast yet. Yes, including [insert your least fave here]. The action is fun but it’s the 1st film to not up the ante from the last one & the trademark notion of “Family” is an afterthought.
Fast X gets the Fast & Furious series back on track, and reason #1 is Jason Momoa, who plays Dante like F&F’s version of The Joker. He’s a gleeful psychopath, and it’s delightful. Along with a story that avoids what made Fate Of The Furious and F9 feel stale, it’s a win. #FastXpic.twitter.com/fgZy6gjYTR
#FastX is utterly ridiculous (I loved every second). Action sequences and one-liners left my face hurting from smiling so much. Momoa is hilarious. Ensemble rocks. Cinema? Please. Peak summer blockbuster? Hell yes. Built for a popcorn-filled big screen experience. @ComicBookpic.twitter.com/5XWLT4daQO
Caught #FastX last week! It’s a wild, non-stop action thrill ride that delivers the most shocking ending of the franchise, so far. Not perfect (end may divide fans), but it’s been growing on me & I can’t wait to see it again. Universal’s def trying to make this its Infinity War. pic.twitter.com/0EWbLNezOi
Fast X will lead into the grand finale of the Fast & Furious franchise, which Louis Leterrier will return to direct. It was also announced that Universal had tapped Christina Hodson (The Flash) and Oren Uziel (The Cloverfield Paradox) to write the script for Fast & Furious 11, as the studio wanted some “new voices” for the finale.
Fast X – Part 2 may not be the end of the franchise as Vin Diesel recently teased that it could be a three-part finale. “Going into making this movie, the studio asked if this could be a two-parter,” Diesel said. “And after the studio saw this one, they said, ‘Could you make “Fast X,” the finale, a trilogy?’“
“Over many missions and against impossible odds, Dom Toretto (Vin Diesel) and his family have outsmarted, out-nerved and outdriven every foe in their path. Now, they confront the most lethal opponent they’ve ever faced: A terrifying threat emerging from the shadows of the past who’s fueled by blood revenge, and who is determined to shatter this family and destroy everything—and everyone—that Dom loves, forever,” reads the official Fast X description. “In 2011’s Fast Five, Dom and his crew took out nefarious Brazilian drug kingpin Hernan Reyes and decapitated his empire on a bridge in Rio De Janeiro. What they didn’t know was that Reyes’ son, Dante, witnessed it all and has spent the last 12 years masterminding a plan to make Dom pay the ultimate price. Dante’s plot will scatter Dom’s family from Los Angeles to the catacombs of Rome, from Brazil to London and from Portugal to Antarctica. New allies will be forged and old enemies will resurface. But everything changes when Dom discovers that his own 8-year-old son is the ultimate target of Dante’s vengeance.“ Fast X will hit theaters on May 19th.
Mads Mikkelsen teases the villain of Indiana Jones and the Dial of Destiny and gushes over working with Harrison Ford.
Indiana Jones and the Dial of Destiny will be the last time Harrison Ford suits up as the heroic archeologist, and Mads Mikkelsen is grateful that he was there for Indy’s last adventure.
Mads Mikkelsen told Entertainment Weekly that he grew up watching the Indiana Jones movies. “When I was a kid, I had no idea that you could end up becoming an actor,” Mikkelsen said. “I was just watching [these films] like everybody else. It’s always been part of me; it’s been with me always, so that is a special thing to be part of now, like 40-something years later.” The actor added that his first meeting with Harrison Ford was rather special.
Actually, I met Indiana Jones before I met Harrison Ford, because he stepped out of his trailer after he had a costume fitting. And he stepped out with the hat, the jacket, and the whip, which was fun.
Mads Mikkelsen plays Jürgen Voller, a former Nazi turned scientist and mathematician. He seeks the Dial of Destiny, which could have the power to change history. “I think the passion for what he does and passion for what he’s looking for, without giving too much away, and the passion for him knowing that this can make the world a better place — all that I can identify with,” Mikkelsen said. “[But] what does a better place look like? This is where it gets tricky. So I just have to leave that out, and then I can replace the end goal with something else [in my mind]. And then it’s recognizable, for me at least.“
As we know, the opening sequence of Indiana Jones and the Dial of Destiny takes place in 1944, which is when Indy first meets Voller. “He’s a man who is very, very passionate about his job, the science of what he’s doing, and less so with the ideology of what he’s doing,” Mikkelsen said. “But if they can go hand in hand, that will be a good day for him.”
The chance to share the screen with Harrison Ford in the Indiana Jones sequel was a wonderful experience for Mads Mikkelsen. “[Ford’s] just a fantastic actor,” Mikkelsen said. “He knows exactly what he’s doing wherever the camera is. And he doesn’t use enormous means to tell a story. For me, he’s like Buster Keaton, who kind of invented the close-up. He didn’t run to the camera, he made the camera come to him. And it’s wonderful to be that close to see him work. It was just a wonderful experience for me.” Indiana Jones and the Dial of Destiny will hit theaters on June 30th, but will first premiere at the Cannes Film Festival on May 18th.
It’s been a long and emotional road over the past decade for fans of the galaxy’s misfit heroes, but it sure seems like this journey has finally come to an end. Guardians of the Galaxy: Volume 3 hit theaters this past week and gave audiences another two-hour action-packed adventure ride that is being praised as arguably the best MCU movie since Endgame. The Guardians movies have always been beloved by MCU fans and critics alike and the third is no different, with director James Gunn deserving a standing ovation for his MCU encore.
However, despite the movie being Gunn’s last turn behind the camera for the MCU, and the added confirmation from the director that Volume 3 would be the Guardians last outing, the film itself left several loose-ends and countless possibilities for where the fan-favorite characters could return in the future. So, with all of the Guardians split up and taking separate journeys to find themselves, it begs the question – where exactly could the Guardians go from here in the MCU’s future?
New Guardians Team
Volume 3 was rumored to bring the end of many of the Guardians of the Galaxy (with Rocket and Drax being at the forefront of that list) but fortunately everybody made it out with their lives. Sadly, this wasn’t enough to keep the Guardians together and the mid-credit scene gave fans a glimpse of the brand new Guardians of the Galaxy team that will (hopefully) be appearing in the MCU in the future. The team consisted of Rocket (as the new captain) along with Groot, Cosmo, Kraglin, Adam Warlock, and a child rescued from the High Evolutionary’s batch-91 that was identified in the credits as Phyla.
Now, where exactly could this new ragtag crew of heroes show up in the future? Smart money is one the next Avengers film, The Kang Dynasty, or at the very least the following Avengers movie, Secret Wars, since nothing about the Guardians is currently in Marvel’s slated schedule. That said, there are possibilities even as early as The Marvels which will be debuting this November. After all (there have been no confirmations) but Phyla is rumored to be the character Phyla-Vell from the Marvel Comics and her powers/origins have her being connected to Captain Marvel, and we know from The Marvel’s trailer that the movie will definitely be going cosmic and beyond the reaches of just Earth.
All of this being said, there is an added speed-bump in the fact that Bradley Cooper has claimed that he won’t be returning the voice of Rocket. With the character being the new leader of the Guardians, it will certainly leave a large hole in fans hearts knowing that they won’t get to hear Cooper voice the character any longer. But it’s nothing the MCU hasn’t had to handle before and whoever is recast as Rocket will assuredly do their best to win MCU fans over.
Star-Lord
Despite the new Guardians team being led by Rocket and having a surplus of new faces that didn’t include Peter Quills, it was confirmed following the end-credits scene that Star-Lord would undeniably be returning to the MCU. Fans of the character can rejoice knowing that Chris Pratt will continue the Star-Lord legacy, but it undeniably left questions about where Quill would show up in the future.
Again, nothing has been confirmed in the MCU’s slated schedule about anything Guardians related leading up to the next Avengers movies, so it can pretty much be assumed that that’s where Star Lord will be making his return appearance. The next Avengers movie is titled The Kang Dynasty, and despite the current legal accusations raised against Jonathan Majors, it’s unquestionable that the character of Kang is going to be a force to be reckoned with in the MCU and it will require all hands on deck to defeat him. Star Lord concluded Volume 3 by returning to Earth and taking a little time off from the hero gig in order to get to know his grandfather a little better, but fans of the MCU know from experience that you can’t keep a hero out of the fight forever.
Mantis & Her Abilisks
Always the odd one out in the group, Mantis is still no exception when it comes to where she could fit in the MCU’s future. Volume 3 (as well as the Guardians of the Galaxy Christmas Special) really saw the spotlight fall on Mantis much more than it had in Volume 2 or Infinity War. Her character blossomed into a true fan-favorite and was given an arc that audiences could relate and empathize with. Not only that, but Mantis became much more than just comedic relief and proved to be one of the most valuable assets to the Guardians team.
With her concluding Volume 3 by riding off into the unknown to find herself with her three new Abilisk pets, it easily leaves the door open for the character to return in a future Avengers movie. Again, Kang is going to be a powerful enemy and Mantis has more than proven her worth. Not to mention, her Abilisk pets are probably going to be incredibly well-trained by the next time we see them and could prove very useful for the Avengers in any future fights.
Nebula/Drax
Now we start to get further into the gray area about whether or not we’ll be seeing these characters in the MCU’s future. Again, it had been rumored that since Volume 3 was to be the Guardians last outing that several characters would meet their end. Since this wasn’t the case in terms of killing the characters off, they all just decided to go on their separate ways instead. One of the groups that stuck together was Nebula and Drax and their apparent mission to rebuild Knowhere and make it a prosperous place to live.
The reason this gets tricky is because actor Dave Bautista has confirmed that he will never be returning to the MCU as he feels his character arc as Drax has been completed. That may in fact be true, but it also left a very fan-favorable character alive and well in the MCU and would lead to questions as to why he wouldn’t appear to help against a foe as monumental as Kang (or perhaps even worse). Karen Gillan (the actress who plays Nebula) stated back in 2021 that she wanted to continue playing the character after Volume 3, however she said several goodbyes to the character on social media in 2022 following the conclusion of filming the third movie. With no concrete plans for even the new Guardians team in the MCU’s future, it’s hard to see where they could squeeze Nebula or Drax back in other than an Avengers film.
Gamora & the Ravagers
The original Gamora may have met her ultimate end in Infinity War, but that didn’t stop the MCU from brining her back for Volume 3. The alternate universe Gamora was vastly different than the ones that fans had already fallen in love with, but actress Zoe Saldana did an incredible job of making audiences fall in love with the character all over again. After the character already dying and being brought back, Gamora was one that fans actually didn’t expect to die in Volume 3 and their assumptions were correct as the movie concluded with Gamora returning to the Ravagers.
This seems like an easy way for Gamora to return in future projects for the MCU (possibly even a standalone Ravager project somewhere down the line). However, even if that happens, Gamora is going to be different than what fans have come to know and love as Zoe Saldana has confirmed that (just like Dave Bautista) she will never be returning to the MCU or play the beloved green heroine again. It should be noted that Saldana’s reasons are the same as Bautista’s and she feels that she has done the character justice, however she has given her blessing to the MCU to recast the character and let a new generation of actresses take their turn.
Guardians of the Galaxy Christmas Special: Part 2
The elephant in the room that nobody seems to remember. While fans have spent the past weekend in emotional tears thanks to Guardians of the Galaxy: Volume 3, many people have already forgotten that they got a brief one-hour holiday glimpse into the Guardians lives back in December thanks to the GotG Holiday Special. Not only have fans forgotten about the special itself, but in particular about the end credit scene that featured Rocket, Groot, and Cosmo.
Initially, this scene might not have been interpreted as much of anything. It shows Rocket and Cosmo decorating Groot as a Christmas tree, ultimately messing up and Rocket half-heartedly and sarcastically stating that they’ll have to do another Christmas special to atone for their mistakes. However, after the conclusion of Volume 3, this scene might have more weight to it than fans realize.
With Rocket, Groot, and Cosmo all surviving and staying together at the conclusion of Volume 3, it could very easily be plausible that Marvel decides to add another Guardians Christmas special to their slate (probably in 2024 instead of this year) in order to revisit the Guardians and catch up on where they’ve been before they hop back into the madness during Avengers: Kang Dynasty. This is all speculation as nothing has been confirmed, but it makes sense in the grand-scheme of what the MCU has scheduled over the next several years and fans certainly wouldn’t complain about getting to see their favorite Galactic Guardians again.
LOS ANGELES, May 18, 2023 (Newswire.com)
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R's KOSO, a Los Angeles-based company founded by Ryu Okada, has announced the release of a new lower sugar version of its original Koso drink. This new product contains the same powerful combination of probiotics, prebiotics, and postbiotics that support gut health, but with 80% less sugar.
"Our mission has always been to help people support their gut health, and this new product is a great addition to our line," said Ryu Okada, Founder and CEO of R's KOSO. "We are thrilled to offer our customers a lower sugar option that still delivers all the benefits of our original Koso drink."
R's KOSO is a century-old traditional Japanese drink that has been shown to support the gut-brain connection, promoting better digestion and well-being. More than 100 natural fruits, vegetables, seaweeds, and mushrooms are used in the production of Koso. The consumption of probiotics, prebiotics, and postbiotics can help promote a healthy gut, which is essential for overall health.
Koso offers the most comprehensive, healthy way to cleanse. Customers can choose to replace breakfast each morning with Koso, or opt for a 1-day or 3-day Koso cleanse, to fit their individual lifestyles. The MSRP of the new lower sugar version is $99, and customers who subscribe can enjoy a 25% discount.
To purchase R's KOSO's new lower sugar Koso drink or to learn more about the benefits of the traditional Japanese drink, visit rskoso.com.
Contact Information:
Dr. Danielle Kelvas, MD
Physician, Public Relations Consultant [email protected]
DENVER, May 18, 2023 (Newswire.com)
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The LOR Foundation has selected 61 projects for its Field Work initiative, investing $538,802 into water-related agriculture projects led by farmers and ranchers.
Earlier this year the foundation launched Field Work, a research initiative to source innovative approaches to using water in agriculture in the West. Through Field Work, farmers and ranchers in rural parts of Colorado, Idaho, Montana, New Mexico, and Wyoming were eligible for up to $10,000 to implement innovative water projects on their land (think: improved water efficiency, water reliability, water quality, crop yield or crop diversification, and labor efficiency). The goal: Get money quickly into the hands of the people in the field and on the ranch who have the potential solutions.
LOR received more than 250 proposals from producers across all five states. Their innovative projects revealed some important trends among Western farmers and ranchers: the need for more and better pipes, nozzles, and gates to move water efficiently; investment in technology-enabled methods of supplying—and monitoring—remote or hard-to-access areas with water; a growing interest in how soil amendments like wool, fungi, and biochar can improve water retention and soil health; a return to holistic and Indigenous methods of catching, retaining, and spreading water (e.g., earthworks, water planting, underground greenhouses), and more.
"We believe that those closest to the problem often have the best solutions," says Alex Dunlop, LOR's chief business development officer. "Farmers and ranchers in places like Monte Vista, Colorado, and Questa, New Mexico, have creative solutions to water challenges. Field Work is a chance to help them put those ideas into practice and learn from them."
Ultimately, LOR selected 61 projects, which will get underway this spring and summer. These projects are led by the experimenters, tinkerers, innovators, and iterators who—while Western states agonize over how to resolve antiquated water compacts—have been finding ways to eke out a living from the land. They're people who have a vested interest in finding ways to use water more effectively, for their own operations and for the good of the West.
They're people like Michael Lobato, a Colorado School of Mines engineer-turned-farmer, who for the past three years has been rehabbing a five-acre farm outside of Fruita, Colorado. Lobato thinks injecting biochar—which is extremely porous—deep into the soil, rather than using it on the surface level, will improve the drought tolerance of hay and grasses and significantly reduce agricultural water consumption across the West. Interestingly, he's planning to inject it using a piece of machinery previously used for sports turf.
Ultimately, LOR hopes research projects like these—led by the people who best understand the challenge—reveal solutions for using water efficiently to grow food and sustain thriving communities in the West while in the grip of desperate drought.
While AI is a focal point in the strike, Seth Rogen is sure it would take a little “pineapple express” for it to produce anything worthwhile.
As the Writers Guild of America strike continues, many notable celebrities are coming forward with their thoughts, all of which are, expectedly, pro-union. The strike, which began earlier this month, has also given them a platform to speak about topics we may not normally get to hear them lash out about: namely, artificial intelligence. Now, amid the strike, actor, writer and pot(tery) enthusiast Seth Rogen has spoken out against AI, saying it would need some serious bud if it was going to churn out a filmable script.
Speaking with IndieWire about the strike and the prospect of AI setting up shop at the studios, Seth Rogen said, “I think the prospect of artificial intelligence writing things is horrifying…and the fact that they seem to be digging in on [it] is more horrifying…You’d have to shove a lot of weed in that thing [for it to write good TV].” One of the key topics of the WGA strike–the first since the one in 2007-2008, which lasted just over three months–involves studio usage of artificial intelligence, which guild members obviously don’t want to see taking their jobs.
Another key issue of the strike concerns financial compensation, which Seth Rogen also had thoughts on. “In general, the fact that these studios are able to kind of band together to drive down the wages of their workers is horrible. Thank god for labor unions. I think I’ve been in four unions for around 20 years. I’m always in favor of every strike that you can go on. Studios will never act fairly or equitably without being forced to.”
One of Seth Rogen’s collaborators, Judd Apatow, has also made his feelings about the strike quite clear, saying the studios even have a clear date of when they plan to end it. Apatow has directed Rogen three times before: in The 40-Year-Old Virgin, Knocked Up and Funny People.
Seth Rogen can next be seen on Apple TV+’s Platonic, which premieres on May 24th. Interestingly, Rogen spoke out against how streaming services release their viewership numbers. “I’m personally very disturbed and distressed by the lack of information that I personally get from these streaming services that we have films and television shows on…I only assume they’re being secretive because they don’t want to let us know how much money they’re making off us and how little of that money they’re giving to us.” That should make for an interesting promotional circuit…
What are your thoughts on Seth Rogen’s feelings about the strike? Do you think artificial intelligence will cost writers their jobs in the industry? Give us your take in the comments section below!
NEWPORT BEACH, Calif., May 18, 2023 (Newswire.com)
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Glidewell, the nation's largest dental lab and a leader in dental technology, announced a new partnership with LuxCreo, a leading 3D printing company in dental appliances based in San Francisco, to introduce the fastprint.io™ 3D Printing Solution. This co-branded dental 3D printing solution is part of Glidewell's rapidly growing glidewell.io™ In-Office Solution platform and expands Glidewell's portfolio of digital solutions that bring the world's most innovative dental lab chairside.
The glidewell.io In-Office Solution uses advanced digital technology to create single-visit restorations made from BruxZir® NOW fully sintered zirconia and other industry-leading materials. This affordable AI-driven chairside CAD/CAM system gives clinicians full control over the restorative process and makes it simple to provide patients with lab-quality, convenient treatment options while increasing practice profitability. With the addition of LuxCreo's fully integrated solutions — cloud-connected 3D printers, AI-enabled printing software and advanced materials — dentists can now offer more comprehensive treatment options to their patients.
"LuxCreo is proud to partner with Glidewell to seamlessly deliver our latest end-to-end 3D printing solution that expands same-day chairside production to more dental applications," said LuxCreo co-founder and chief revenue officer Michael Strohecker. "LuxCreo is focused on developing and delivering innovative 3D printing technologies, like Digital Polishing™, that provide an exceptional patient experience with faster, more accurate automated workflows."
The fastprint.io 3D Printing Solution combines the innovation of LuxCreo with the user-friendly workflow of the glidewell.io In-Office Solution to give clinicians an efficient, cost-effective 3D printing experience. With a range of resins developed and used by Glidewell, dental professionals are able to create models and nightguards with a streamlined workflow. Users will also benefit from LuxCreo's recent FDA Class II 510(k) clearance to produce same-day clear aligners in as little as two hours. Additional indications, including retainers, dentures and crowns, are currently in development. The fastprint.io requires minimal post-processing compared to other 3D-printed technologies and can directly print clear appliances with LuxCreo Digital Polishing™.
"Clinicians are looking for simplified, low-labor workflows," said Robert Brenneise, senior vice president of sales, marketing and education at Glidewell. "That's why we're committed to delivering products that are user-friendly, affordably priced and backed by manufacturer-direct support. With LuxCreo's mission to simplify sustainable production with additive manufacturing, we found a partner who shares our core value of improving the lives of dentists and their patients through digital innovations that make dentistry easier and more effective."
The fastprint.io 3D Printing Solution will be available exclusively through Glidewell in a bundle that includes the 3D printer, starter kit, and wash and cure units for $16,990. Bundle options that include the fastscan.io™ Scanning Solution and fastmill.io™ In-Office Mill are also available.
"One of our primary goals with glidewell.io is to make digital dentistry more accessible and affordable to dentists everywhere," said Jim Glidewell, founder and president of Glidewell. "By adding fastprint.io, we're building toward a future where every dentist can control their own restorative workflow — bringing value to the practice and patients alike."
NEW YORK, May 18, 2023 (Newswire.com)
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Laurel Road: Student loan debt in the United States totals over 1.7 trillion dollars, with almost 44 million borrowers holding federal loans. Public Service Loan Forgiveness (PSLF) is a federal student loan forgiveness program that offers borrowers the opportunity to have their remaining federal student loan balance forgiven after making 120 qualifying monthly payments over the course of 10 years. PSLF requires individuals to be enrolled in an income-driven repayment plan (IDR). IDR programs utilize information such as annual income, which can help stabilize monthly payments, which can be especially important at the outset of careers. But what happens when an enrollee's salary rises? Salary can play an important role in some of the elements of PSLF—including how much borrowers can save.
PSLF requirements
Qualifying for and applying to the PSLF program involves several important steps. Borrowers must:
be employed full-time by a US federal, state, local, or tribal government or qualifying not-for-profit organization
have Direct Loans (or consolidate other federal student loans into a Direct Consolidation Loan)
enroll in an income-driven repayment (IDR) plan
make 120 qualifying payments over 10 years
submit a complete PSLF application along with the required paperwork
After completing all PSLF requirements, a candidate's remaining Direct Loan balance can be completely forgiven.
Income-driven Repayment Plans
Borrowers seeking PSLF are required to enroll in an Income-driven Repayment plan. Federal student loan borrowers who are having difficulty with their monthly payments could benefit from IDR as these plans calculate monthly payment amounts based on income and family size - rather than the amount of the loan - which can help make student loan debt more manageable.
There are four IDR plans available:
Income-Based Repayment Plan (IBR)
Pay As You Earn Repayment Plan (PAYE)
Revised Pay As You Earn Repayment Plan (REPAYE)
Income-Contingent Repayment Plan (ICR)
Each plan has its own set of requirements and benefits. Federal student loan recipients must demonstrate financial hardship, such as low income or a high debt-to-income (DTI) ratio, in order to qualify.
Payments are typically made over a period of 20 to 25 years, after which any remaining loan balance may be forgiven.
High earners, IDR payments, and PSLF
There is no maximum income cap in the IDR or PSLF program. If a borrower begins with an income low enough to qualify for an IDR plan but later earns a higher salary, their monthly payments under the IDR plan could increase. They may still be eligible for potential forgiveness through PSLF if they continue to work full-time for a qualifying employer and make the required 120 qualifying payments. However, a high-earning IDR participant may become ineligible for forgiveness if they pay off their student loan before making all 120 qualifying payments. Some borrowers may elect to switch to an IDR program that can give them the lowest monthly payments possible.
Recertification Rules
IDR participants must recertify their eligibility once per year by providing information about their income and family size - even if nothing has changed. IDR plans use that data to recalculate a participant's monthly payment, determining whether it should rise, fall, or remain unchanged.
Borrowers also have the option to recertify and recalculate their payment at the time a life change occurs, such as the addition of a family member or the loss of a job. Borrowers who recertify late or fail to recertify may face penalties, increased payments, or even termination of their IDR plan.
Other repayment options
An IDR plan may not be right for everyone. Federal student loan recipients can talk to their loan servicer about other options, such as:
Standard Repayment Plan: fixed monthly payments for 10 years.
Graduated Repayment Plan: begins with lower monthly payments that gradually increase every two years over a 10-year period.
Extended Repayment Plan: extends a repayment period up to 25 years, with either fixed or graduated payments.
Consolidation: combines multiple federal student loans into a single loan, with a fixed interest rate and a single monthly payment.
Deferment or Forbearance: temporarily suspends or reduces student loan payments.
Next steps
With the right qualifications and repayment plan, borrowers interested in PSLF may find the financial relief they need to focus on their personal growth and career development. They should take the time to become familiar with the program's requirements and to comprehend the role that income may play now and in the future. And, of course, they can consult their loan servicer or seek expert guidance to help navigate the process.
Laurel Road began originating student loans in 2013 and has since helped thousands of professionals with undergraduate and postgraduate degrees consolidate and refinance more than $7 billion in federal and private school loans.
The survey of 1,000 U.S. students provides insights into FIRE knowledge, usage, money-saving strategies, common sacrifices, and financial worries.
NEW YORK, May 18, 2023 (Newswire.com)
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Financial Independence Retire Early (FIRE) is a growing trend among young people. Stories of retirement before 30 and achieving financial independence are gaining massive success on social media. In contrast, in real life, students face serious financial difficulties due to student loans, housing costs, etc.
EduBirdie, an all-in-one website for students, surveyed the actual student's money-saving culture. The study involved 1,000 full-time and part-time students from the United States aged 18 to 44. Ethnicity and spoken languages were not considered factors of differentiation. The survey was conducted among two groups: students who know and practice the FIRE approach and those who do not.
"Budgeting is always on the agenda for students, as they might be affected by financial crises more than others. Financial stress can significantly impact their academic performance, personal life, and, most importantly, mental health. We at EduBirdie believe it is crucial to discuss personal finances to have generations that genuinely know financial independence." — Avery Morgan, Chief Communications Officer at EduBirdie.
Results showed that most students surveyed know the FIRE approach and actively practice it. 71% of the surveyed students know the movement and either actively practice it or learn where to start. 14% of students who know about the approach do not like it, and 11% need to understand what FIRE is. Surprisingly, 4% of students who did not know about the movement googled it and became interested in early retirement. When broken down by age, most students who knew about the FIRE approach were between 18 and 24 years old, and 50% of them were already learning to take their first steps in the FIRE approach.
21.92% of students are ready to sacrifice their dream job, 19.18% - buying a car, and 17.81% - traveling to retire earlier. Interestingly, 30% of respondents aged 18-24 would better never have children to enjoy an early retirement.
The survey also revealed alternative and creative ways to cut costs. These include staying sober, learning to sew clothes, riding a bike instead of a car, and taking up cost-saving hobbies such as cooking, gardening, and DIY.
Financial insecurity is becoming a growing concern. When asked what worries students most financially, 18.15% of respondents said rent, 13.90% gas prices, 13.13% mentioned health and medical problems, 12.74% were worried about student loans and 11.97% about job loss.
The most common consequences of financial stress experienced by students were anxiety and depression (23.68%), sleep problems (19.30%), mood swings (17.54%), and fatigue (15.79%). In comparison, only 1.32% of respondents did not feel the harmful effects of financial stress.
For more information on the study and its findings, visit EduBirdie.
"Letters from a Trauma Survivor" by Recovery Ryder
MOUNTAIN HOME, Ark., May 18, 2023 (Newswire.com)
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Emotional and psychological trauma manifests in a myriad of ways. And for those who are in the throes of trauma-induced depression, PTSD, and generational family trauma, understanding the impact of trauma can be overwhelmingly challenging. But with patience, professional help, and the support of fellow survivors, the impossible becomes possible. As a multi-trauma survivor, Recovery Ryder endured various forms of trauma over the course of her life but never gave up. Turning her pain into purpose, she penned a series of letters to inspire other trauma survivors to embark on their own healing journey.
In Letters from a Trauma Survivor, Ryder relates the feelings of pain, uncertainty, and brokenness she experienced after trauma. Using her pen to illustrate the power of using one's voice, she shatters the silence, stigma, and shame associated with trauma to encourage others to reclaim their life. And for those who have not experienced trauma, Ryder's letters expose the harsh realities of trauma survival, fostering empathy and mental health awareness. This raw account of human resilience reminds readers that while there is pain in life, there is still hope. And with hope, there is a path toward recovery.
Letters from a Trauma Survivor is available for purchase on Amazon.com and BarnesandNoble.com. ISBN: Hardcover: 979-8-8229-1425-4
Paperback: 979-8-8229-1427-8
eBook: 979-8-8229-1426-1
Publication Date: Available now on Amazon and BarnesandNoble.com