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Important Characters That Were Recast in Major Films 

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Important Characters That Were Recast in Major Films 

In franchises, it’s become increasingly normal for actors to be replaced in roles for a variety of reasons. Here are some big ones.

We see recasts pretty regularly on the big screen. For some franchises like Friday the 13th and Halloween, it’s almost a tradition. It’s less common in a non-genre arena. However, other major films have seen some of their important characters get recast for various reasons. Here are a few of them:

Back to the Future: George McFly and Jennifer

Important Character Recast in Major Films: Back to the Future: Jennifer

Two roles were recast in Back to the Future: Part II. The first recast was that of Jennifer who in the first film is played by Claudia Wells and then in the sequel is played by Elizabeth Shue. Not only did Shue replace Wells in the sequel, but all the flashback scenes to the first film were re-shot with her to make it make sense. The recast here was due to Claudia Wells taking a break from acting to go take care of her mother who had been diagnosed with cancer. This break on Wells’ part lasted decades before she returned to her career in 2008. It must be noted that Wells returned the part of Jennifer for the Back to the Future video game released in 2010. As for George McFly, the part was originated by Crispin Glover who opted out of the sequels when he was offered a much lower salary than other returning co-stars. The production used some of his scenes from the previous film in the second one which led to him suing the production and settling out of court.  

Teenage Mutant Ninja Turtles: April O’Neil 

Played by Judith Hoag in the first film and Paige Turco in the second and third, April was a central character to the TMNT franchise, so her recasting was evident between the first and second film. The reasons why were not necessarily obvious to all viewers at the time, but is now better known as Hoag has discussed it openly. She’s also said she has no ill will towards Turco and the two are now friends. The reason for the recast was because the director of the film did not take it well that Hoag had openly criticized the film’s treatment of its stunt crew and the way schedule changes were handled.  

Terminator: John Connor 

This one is an odd ball of a situation here as there is more than one timeline within the Terminator universe, so recasting the part of John Connor can be expected. However, the changes were not always indicative of the different timelines and some of them were more due to the age of the actors and when the films were shot and released versus the age Connor needed to be within the story. That being said, John Connor has been played by a higher number of actors than almost any character (excluding situations like James Bond). The part began in the hands of Edward Furlong in T2, in the third entry he was played by Nick Stahl, in the fourth film the part went to Christian Bale, and the fifth film it went to Jason Clarke, then there’s also the television series where the part went to Thomas Dekker. Furlong came back for the newest entry of the film series, but in a very CGI way. As mentioned, the series gets away with these recasts because of the different timelines and needs for different ages for the character. Between parts 2 and 3, Furlong was recast due to being dropped from the film and it was reported to be because of his substance abuse, something he seems to have won the battle over now.  

X-Men: Sabretooth aka Victor Creed 

Important Character Recast in Major Films: X-Men: Sabretooth

The first X-Men movie had a few appearances from Sabretooth played by Tyler Mane. In the following appearances by the character, in X-Men Origins: Wolverine, the part went to Liev Schreiber, quite the departure from the style of Mane. Mane wanted to get back to the role but was denied the opportunity as the filmmakers were aiming at a younger actor for the part possibly so he could come back in sequels. This goal seemed to go out the window once they hired Schreiber who is only one year younger than Mane. Overall, X-Men is another one of those series where the timeline changes, so recasting parts is something that is expected. Mane himself has said that the recast was due to the film needing someone who could be more believable as relative of Wolverine. Schreiber was supposed to come back to the part in Logan, but things didn’t work out due to scheduling.  

Iron Man: James Rhodes aka Rhodey aka War Machine 

Important Character Recast in Major Films: Iron Man: Rhodey

In the first film, the part of Rhodey is played by Terrence Howard. But, in subsequent movies, the part is played by Don Cheadle. He’s since become synonymous with the character due to how well he handled the transition and how often he played the part. The switchover between the two actors was due to a falling out between Terrence Howard and Marvel Studios according to some sources. Other sources say that the reason for the change in cast was due to salary demands from Howard that Marvel didn’t agree with. Which sounds like a clearer version of “a falling out”.  Of course, Marvel replacing actors isn’t anything new, with them also casting Mark Ruffalo as The Hulk after Edward Norton played the part in The Incredible Hulk.
 
What are you favorite (or least favorite) recastings? Let us know in the comments!

Originally published at https://www.joblo.com/important-character-recast-in-major-films/

Theo Rossi teases “totally different” Sons of Anarchy spinoff

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Theo Rossi teases “totally different” Sons of Anarchy spinoff

Another Sons of Anarchy spinoff may be closer than ever, with star Theo Rossi suggesting it’s a “really cool” spin on the series.

Another Sons of Anarchy spinoff may be closer than ever, as actor Theo Rossi–who played “Juice” Ortiz on the FX series–said there very well could be something revving its engine.

Speaking with Deadline, Theo Rossi said of a potential Sons of Anarchy spinoff, “There might be something coming up where we’re all back together, which is insane…If it happens, it’s wild, but if it doesn’t, it would be perfect and really cool because we also talk every day.” He added, “It’s totally different. It’s really cool.” Whether this would be another show or a potential movie remains unknown, but it wouldn’t be the first spinoff. Mayans MC premiered in 2018, less than four years after Sons of Anarchy concluded.

Mayans MC’s success–it was renewed for a fifth and final season last summer–shows that Sons of Anarchy fans are eager to support a spinoff. Indeed, fans have been loyal throughout the shows’ runs, even if it wasn’t a major hit on the awards circuit, only ever earning five Primetime Emmy nominations over its seven season run, none in major categories. “We knew that we were in something that was rarefied air…We were the people’s champ. Everybody loved us, but no one in Hollywood gave a shit about us. The executives, none of them watched it, they didn’t care.”

Whether or not another Sons of Anarchy spinoff leaves the garage, Theo Rossi has kept busy. He was recently nominated for an Independent Spirit Award for his performance in Emily the Criminal. He, too, will star in the upcoming Carry-On, which he likened to Die Hard, saying, “It’s Die Hard with Taron Egerton playing Bruce Willis, and me and Jason Bateman are playing Alan Rickman and the blonde twins. It’s set in an airport and it’s crazy.” So a mixture between the first two…Other notable turns include his worthwhile turn in the drama Bad Hurt (2015) and as a criminal on Netflix’s Luke Cage.

What do you think? Would you want to see another Sons of Anarchy spinoff? Would you rather another show or a movie? Let us know in the comments section below!

https://www.youtube.com/watch?v=NePoQKQeQIw

Originally published at https://www.joblo.com/theo-rossi-teases-totally-different-sons-of-anarchy-spinoff/

Arrowverse co-creator says new DC bosses never reached out

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Arrowverse co-creator says new DC bosses never reached out

Arrowverse co-creator Matthew Guggenheim thinks DC heads James Gunn and Peter Safran at least owed him a meeting…

James Gunn and Peter Safran have hit the ground running ever since taking over as co-CEOs and -chairmen of DC Studios. And while major plans have emerged from the shadows under the title Chapter 1: Gods and Monsters, some key players won’t be coming along for the ride. And no, we don’t just mean Henry Cavill…Matthew Guggeheim, co-creator of the Arrowverse, has spoken out against both Gunn and Safran, saying they should have at least sat down for a chat about the future of DC.

Not long after Gunn and Safran unveiled the slate for Gods and Monsters, Matthew Guggenheim took to his online newsletter to pen a piece titled “NO GOOD DEED”, which focused on the Arrowverse and DC In it, he laments the fact that nobody at DC reached out. “I’ll be honest: I would have liked to have gotten at least a meeting…Not a job, mind you. A meeting. A conversation. A small recognition of what I’d tried to contribute to the grand tapestry that is the DC Universe. I’d only spent nine years toiling in that vineyard, after all.” He added, “Although working for DC had been creatively fulfilling, it involved a lot of adversity, challenges, and personal sacrifices — none of which seem to have accrued to any professional benefit. Simply put, the Arrowverse hasn’t led to any other gigs, so it feels — at least on a career level — that I really wasted my time.” Guggenheim says he even considered ending his newsletter for good, writing he never set out to be negative.

Considering how frequently James Gunn responds to criticism on Twitter, it’s a bit of a surprise that so few have brought up the Arrowverse to him–unless, of course, even fans recognize that there’s nothing of true substance within Arrow and Legends of Tomorrow worth expanding on in DC’s future.

In the announcement for Gods and Monsters, Safran said, “As we craft the plan for DC Studios, we are thrilled to share with fans the first 10 stories they can expect from the unified DC Universe featuring some of our most well-known characters as well as the next generation of marquee characters…Chapter 1 tells cohesive stories that highlight love, compassion, and the innate goodness of the human spirit, all designed to minimize audience confusion and maximize audience engagement across platforms.” So, no, no room for the Arrowverse at DC at this time…

What do you think? Does Matthew Guggenheim deserve a call from James Gunn and Peter Safran about the Arrowverse contributing to the future of DC? Do you think Guggenheim really wasted his time? Let us know in the comments below!

https://www.youtube.com/watch?v=rxnAiNvOrFo

Originally published at https://www.joblo.com/arrowverse-co-creator-says-new-dc-bosses-never-reached-out/

Michael Douglas wants control over his likeness after he dies

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Michael Douglas wants control over his likeness after he dies

At 78, Michael Douglas is wondering if he has to protect his name and likeness from the threat of the metaverse after he dies.

From the multiverse to metaverse, Michael Douglas is weighing the options of what will happen to his likeness after he passes on. In a recent “reader interview” with The Guardian, one follower asked, “Would you sell your digital image so you can continue to star in movies after you are dead?”

Michael Douglas responded, “You get to an age where you start thinking about your will and estate. Now I’m thinking I’m also going to have to license my name and likeness so the rights go to my family rather than to the metaverse. I see what AI is doing with pictures with text. It’s only matter of time before you’ll be able to recreate any dead person at any age with the voice and the mannerisms, so I want to have some control.” 

Artificial intelligence has indeed made its presence known as of late. While certainly nothing new, the advancements can’t be denied. One significant component is deepfake technology, which Michael Douglas isn’t the only one skeptical of. Keanu Reeves recently pondered its use and threat, saying, “When you give a performance in a film, you know you’re going to be edited, but you’re participating in that. If you go into deepfake land, it has none of your points of view. That’s scary…Early on…I had a performance changed…They added a tear to my face, and I was just like, ‘Huh?!’ It was like, I don’t even have to be here.”

One wonders if Reeves is onto something here. With the news that Michael Douglas is set to play Benjamin Franklin, does the actor even need to be on set at all? Did he even need to be cast? Really, couldn’t Apple just create another version of The First American out of artificial intelligence and deepfake technology? This might be a slight exaggeration, but on the performance front, it is getting to the point where actors may truly have to consider their legacy–not the movies they’re leaving behind, but how they might be used even generations later, with or without permission. Let us never forget Fred Astaire dancing with a vacuum cleaner…

How do you feel about actors licensing their likeness? How far will artificial intelligence and deepfake technology go? Let us know your thoughts in the comments section below.

Originally published at https://www.joblo.com/michael-douglas-wants-control-over-his-likeness-after-he-dies/

Assault on Precinct 13 (1976) – WTF Happened to This Horror Movie?

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Assault on Precinct 13 (1976) – WTF Happened to This Horror Movie?

The new episode of the WTF Happened to This Horror Movie? video series looks back at John Carpenter’s Assault on Precinct 13

We’re getting the week started with a new episode of the WTF Happened to This Horror Movie? video series, and in this one we’re looking back at an early film from one our of legendary “masters of horror”: John Carpenter. The movie in question is the very cool action thriller Assault on Precinct 13 (watch it HERE), and you can find out all about it in the embed above.

Written and directed by John Carpenter, who was drawing inspiration from the Howard Hawks / John Wayne Western Rio Bravo and George A. Romero‘s Night of the Living Dead, Assault on Precinct 13 has the following synopsis: When the LAPD kills several members of the South Central gang Street Thunder, the remaining members avenge themselves by way of a bloody war waged against cops and citizens alike. Caught in the crossfire is Lt. Ethan Bishop, who’s managing a skeleton crew at the local and soon-to-be-closed police precinct. As the gang members close in, Bishop forms an unlikely alliance with a group of prisoners in order to defend the station and the lives of everyone in it.

The film stars Austin Stoker, Darwin Joston, Laurie Zimmer, Martin West, Tony Burton, Charles Cyphers, Nancy Loomis, Peter Bruni, John J. Fox, Marc Ross, Alan Koss, Henry Brandon, Kim Richards, Frank Doubleday, Gilbert De La Pena, Peter Frankland, Al Nakauchi, James Johnson, and Gilman Rankin.

This is what the WTF Happened to This Horror Movie series is all about: Hollywood has had its fair share of historically troubled productions. Whether it was casting changes, actor deaths, fired directors, in-production rewrites, constant delays, budget cuts or studio edits, these films had every intention to be a blockbuster, but were beset with unforeseen disasters. Sometimes huge hits, sometimes box office bombs. Either way, we have to ask: WTF Happened To This Horror Movie?

The Assault on Precinct 13 episode of WTF Happened to This Horror Movie? was Written by Mike Conway, Edited by Lance Vlcek, Narrated by Jason Hewlett, Produced by Lance Vlcek and John Fallon, and Executive Produced by Berge Garabedian.

A couple of the previous episodes of the show can be seen below. To see more, head over to our JoBlo Horror Originals YouTube channel – and subscribe while you’re there!

What do you think of Assault on Precinct 13? Let us know by leaving a comment!

Originally published at https://www.joblo.com/assault-on-precinct-13-1976-wtf/

Modern Horror Movie Talk episode covers the new Children of the Corn movie

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Modern Horror Movie Talk episode covers the new Children of the Corn movie

The new episode of the Modern Horror Movie Talk video series covers the newly released Children of the Corn, directed by Kurt Wimmer

Last week, a new video series called Modern Horror Movie Talk made its premiere on the Arrow in the Head Show YouTube channel. With each episode of this show, we’ll be joining host Tyler Nichols as he covers all new horror releases, the latest horror movie news, and new horror trailers. Films discussed in the first episode of Modern Horror Movie Talk included Cocaine Bear, Eli Roth’s Thanksgiving, and The Pope’s Exorcist. Now the second episode of Modern Horror Movie Talk is online, and in this one Tyler is joined by special guest Mike Conway to discuss the new Children of the Corn movie, which was just released last week. (Read our review HERE, watch our interview with the director and cast members HERE.) To find out what Tyler and Mike had to say about Children of the Corn, check out the video embedded above!

Written and directed by Kurt Wimmer (and inspired, of course, by the Stephen King short story), this Children of the Corn has the following synopsis: Possessed by a spirit in a dying cornfield, a twelve-year-old girl in Nebraska recruits the other children in her small town to go on a bloody rampage and kill all the adults and anyone else who opposes her. A bright high schooler who won’t go along with the plan is the town’s only hope of survival.

The film stars Elena Kampouris, Kate Moyer, Callan Mulvey, and Bruce Spence.

This Children of the Corn was produced by Lucas Foster, Doug Barry, John Baldecchi, and Pam Collis. Executive producers are Wimmer, Mathieu Bonzon, Pascal Borno, John Fragomeni, Brian LaRoda, Keri Nakamoto, Andre Gaines, Sean Harner, and Donald P. Borchers – who produced the 1984 version of Children of the Corn and directed the 2009 remake. Other entries in the franchise include Children of the Corn II: The Final Sacrifice, Children of the Corn III: Urban Harvest, Children of the Corn: The Gathering, Children of the Corn V: Fields of Terror, Children of the Corn 666: Isaac’s Return, Children of the Corn: Revelation, Children of the Corn: Genesis, and Children of the Corn: Runaway.

What did you think of this episode of Modern Horror Movie Talk and the new Children of the Corn? Let us know by leaving a comment below!

The first episode of Modern Horror Movie Talk can be seen below, along with a sample of one of the other shows on the Arrow in the Head Show YouTube channel. To see more, head over to the Arrow in the Head Show YouTube channel… and subscribe to the channel while you’re there!

Originally published at https://www.joblo.com/modern-horror-movie-talk-children-of-the-corn/

Teenage Mutant Ninja Turtles: Mutant Mayhem: New teaser trailer for the animated film from Seth Rogen drops online

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Teenage Mutant Ninja Turtles: Mutant Mayhem: New teaser trailer for the animated film from Seth Rogen drops online

The animated film from Seth Rogen and Evan Goldberg show our heroes in a half-shell as true teenagers in the new reboot.

Cowabunga, dudes! After the cast announcement over the weekend for the new movie Teenage Mutant Ninja Turtles: Mutant Mayhem, Paramount now throws the new trailer online with a ninja star. The new animated adventure comedy comes from Seth Rogen as he takes on producing duties with long-time producing partner Evan Goldberg. The new animated film is a brand new interpretation of the popular franchise and will have no relation to the big-screen adaptations produced by explosion maestro Michael Bay.

The official synopsis reads:

After years of being sheltered from the human world, the Turtle brothers set out to win the hearts of New Yorkers and be accepted as normal teenagers through heroic acts. Their new friend April O’Neil helps them take on a mysterious crime syndicate, but they soon get in over their heads when an army of mutants is unleashed upon them.

Rogen has stated that this version will emphasize the fact that they’re teenagers, and the trailer certainly shows these reptilian brothers being as youthful as they ever have been as they goof around and fumble about when handling their weapons. The animation style is a unique one that looks similar to the concept art released last year, as well as showcasing a low frame rate look made popular by Spider-man: Into the Spider-verse and used in the latest Puss in Boots: The Last Wish.

Little is shown of the list of rogues in the movie as the Mutant Mayhem title suggests, a bevy of mutant characters from the classic animated series will be making appearances, including Bebop and Rocksteady, Genghis Frog, Ray Filet, Mondo Gecko, and Leatherhead.

The cast that’s been most recently announced includes an ensemble with Micah Abbey, Shamon Brown Jr., Hannibal Buress, Rose Byrne, Nicolas Cantu, John Cena, Jackie Chan, Ice Cube, Natasia Demetriou, Ayo Edebiri, Giancarlo Esposito, Post Malone, Brady Noon, Seth Rogen, Paul Rudd, and Maya Rudolph.

Taking up directing duties will be Jeff Rowe, who recently helmed The Mitchells vs. the Machines, and co-director Kyler Spears, writer of We Bare Bears. Ramsay McBean and Josh Fagen are executive producing the project with James Weaver joining Rogen and Goldberg as producers.

Teenage Mutant Ninja Turtles: Mutant Mayhem will hit theaters on August 4.

Originally published at https://www.joblo.com/teenage-mutant-ninja-turtles-mutant-mayhem-teaser-trailer/

Red Wing Shoes Brings Mario’s Boots to Life in Celebration of Nintendo + Illumination’s the Super Mario Bros. Movie

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Red Wing Shoes Brings Mario’s Boots to Life in Celebration of  Nintendo + Illumination’s the Super Mario Bros. Movie
The Super Mario Bros. Movie Hits Theaters on April 5, 2023


In celebration of Nintendo + Illumination's The Super Mario Bros. Movie, Red Wing Shoes reveals a prototype of Mario's Boots at Nintendo New York on MAR10 Day.

In celebration of Mario's leap to the big screen in Nintendo and Illumination's The Super Mario Bros. Movie (in theaters April 5 - tickets are on sale now), Red Wing Shoes brings Mario's iconic shoes to life in a one-of-a-kind prototype. The only pair created was unveiled at Nintendo New York, Nintendo's flagship store at Rockefeller Center, in front of a crowd of excited fans on March 10 - also known as MAR10 Day.

Red Wing's master craftspeople worked with the film's creative team to translate every on-screen pixel into a real-life stitch. Durable, natural leather and slip-resistant treads prove these are the boots of the super plumber, and mushroom-based, mycelium heel pads provide a welcome power-up to help Mario take on Bowser and his army.

"At Red Wing Shoe Company, we've been supplying long-lasting, durable and comfortable footwear that protects trades workers on the job site for 118 years. We were excited to deliver that same ambition and energy to Mario's Boots as one of the most famous plumbers in the world!" Dave Schneider, CMO, Red Wing Shoes.

Mario's Boots will remain on display for public viewing at Nintendo New York at Rockefeller Center throughout the month of April.

ASSETS HERE

Product Images (Courtesy of Red Wing Shoes / Aaron Rice)

Event Images (Courtesy of Alyssa Greenberg)

Making Of Video HERE (Courtesy of Red Wing Shoes / Dallas Currie)

SOCIAL

@supermariomovie @illuminationent #SuperMarioMovie

About The Super Mario Bros. Movie

From Illumination and Nintendo comes a new animated film based on the world of Super Mario Bros. The film will be released in North America on April 5, 2023, and in Japan on April 28, 2023.

Directed by Aaron Horvath and Michael Jelenic (collaborators on Teen Titans Go!, Teen Titans Go! To the Movies) from a screenplay by Matthew Fogel (The LEGO Movie 2: The Second Part, Illumination's Minions: The Rise of Gru), the film stars Chris Pratt as Mario, Anya Taylor-Joy as Princess Peach, Charlie Day as Luigi, Jack Black as Bowser, Keegan-Michael Key as Toad, Seth Rogen as Donkey Kong, Fred Armisen as Cranky Kong, Kevin Michael Richardson as Kamek and Sebastian Maniscalco as Spike.

The film is produced by Illumination founder and CEO Chris Meledandri and by Shigeru Miyamoto for Nintendo. The film is co-financed by Universal Pictures and Nintendo and released worldwide by Universal Pictures.

About Nintendo

Nintendo Co., Ltd., founded in 1889, and headquartered in Kyoto, Japan, has created characters and game series that have become household names worldwide, such as Mario™, through its integrated hardware and software business. From the launch of the Nintendo Entertainment System™ in 1983, through today and into the future, Nintendo's continuing mission is to create unique entertainment that puts smiles on the faces of people all over the world.

About Illumination

Illumination, founded by Chris Meledandri in 2007, is one of the entertainment industry's leading producers of event-animated films, including Despicable Me—the most successful animated franchise in cinematic history—as well as Dr. Seuss' The Lorax, Dr. Seuss' The Grinch and The Secret Life of Pets and Sing films. Illumination's soon-to-be-released Super Mario Bros. movie will join a studio library that includes two of the top 10 animated films of all time. Illumination's iconic, beloved franchises—infused with memorable and distinct characters, global appeal and cultural relevance—have grossed more than $8 billion worldwide. Illumination has an exclusive financing and distribution partnership with Universal Pictures.  Illumination's upcoming films include the new Super Mario Bros. film in April 2023 and Migration in December 2023.

About Red Wing

Red Wing Shoe Company Inc. is a global leader in the design, production and distribution of safety and lifestyle footwear and work apparel. Established in 1905 in Red Wing, Minn., the privately held company's family of brands includes Red Wing Shoes®, the premium choice for purpose-built work footwear, workwear and accessories. Its brands are distributed to more than 110 countries in an immersive multichannel environment of 500+ Red Wing retail stores, third-party partners and owned e-commerce platforms. Red Wing Shoe Company employs more than 2,000 employees worldwide and operates two U.S. manufacturing facilities in Red Wing, Minn. and Potosi, Mo. For more information, please visit RedWingShoeCo.com or follow @RedWingShoes.

About Rockefeller Center

For more information on Rockefeller Center, please visit rockefellercenter.com and follow along on Twitter @rockcenternyc, Instagram @rockefellercenter and @topoftherocknyc, and Facebook@rockefellercenternyc. For free, self-guided audio tours of Rockefeller Center, download Gesso.

Contact Information:
Andrea Ng
[email protected]
Related Images

In celebration of Nintendo + Illumination's The Super Mario Bros. Movie, Red Wing Shoes reveals a prototype of Mario's Boots at Nintendo New York on MAR10 Day.


In celebration of Nintendo + Illumination's The Super Mario Bros. Movie, Red Wing Shoes reveals a prototype of Mario's Boots at Nintendo New York on MAR10 Day.


In celebration of Nintendo + Illumination's The Super Mario Bros. Movie, Red Wing Shoes reveals a prototype of Mario's Boots at Nintendo New York on MAR10 Day.


In celebration of Nintendo + Illumination's The Super Mario Bros. Movie, Red Wing Shoes reveals a prototype of Mario's Boots at Nintendo New York on MAR10 Day.


In celebration of Nintendo + Illumination's The Super Mario Bros. Movie, Red Wing Shoes reveals a prototype of Mario's Boots at Nintendo New York on MAR10 Day.



Original Source: Red Wing Shoes Brings Mario's Boots to Life in Celebration of Nintendo + Illumination's the Super Mario Bros. Movie

How Credit Scores Are Changing to Give People More Access to Credit

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How Credit Scores Are Changing to Give People More Access to Credit

Credello: Since the first FICO scoring model was released in 1989, few updates have been made to how credit reporting agencies tally your score. That's all begun to change thanks to the economic conditions younger generations face. With the lack of options for homeownership and other reasons to apply for large loans, both Millennials and Gen Z are disrupting the traditional borrowing world and forcing banks, and the reporting agencies they use for credit scores, to adjust. 

Here's a quick overview of how multiple credit scoring models are coming into the mainstream and how they can affect your options for borrowing money.

A quick overview of traditional credit scoring models

Banks and lenders use three reporting agencies to pull your credit score: Experian, TransUnion, and Equifax. These agencies use one of two scoring models:

FICO - The Fair Isaac Corporation created the first credit score, and their model is the most popular method. FICO scores range from 300-850 and are based on five weighted factors:

  • On-time payments (35%)
  • Amounts owed (30%)
  • Length of credit history (15%)
  • New credit (10%)
  • Credit mix (10%)

VantageScore - Created in 2006 by the three reporting agencies, this score is more weighted on your number of on-time payments than a FICO score and is easier to get (it typically takes a month to generate a VantageScore while FICO scores aren't determined until after six months). It also uses the range of 300-850 and has multiple weighted factors in determining your score:

  • On-time payments (40%)
  • Amounts owed (34%), which is the sum of:
  • Credit utilization (20%)
  • Balances (11%)
  • Available credit (3%)
  • Depth of credit (21%)
  • Recent credit applications (5%)

The new models becoming available

As the younger generations dominate the workforce, it's becoming clear that traditional methods of generating credit scores aren't working anymore. Thankfully, new options are coming into the marketplace to make getting approved for borrowing money more in line with the current economy:

Experian Boost - Launched in 2019 by Experian, this is an optional program anyone can sign up for that wants to improve their FICO scores. The "boost" comes from Experian looking into your financial history to see how well you pay bills on time. If your history shows a strong record for keeping on track with bill payments for things like rent, utilities, streaming services, etc., you can expect an instant increase in your credit score.

UltraFICO - Launched in 2018 by FICO, fintech company Finicity, and Experian, this option utilizes your banking activity to give a more comprehensive picture of you as a potential borrower. It looks at the length of time you've had accounts other than loans or credit cards open, the recency and frequency of your bank transactions, evidence of whether or not you have consistent cash on hand, and your history of maintaining positive balances in your checking and savings accounts.

CreditXpert - CreditXpert focuses more on mortgages than general credit scores and is designed to help potential homeowners locate opportunities to get the best rate and loan terms. CreditXpert factors in both your consumer FICO score and a mortgage score lenders use to generate a more comprehensive score that helps lenders better understand you as a borrower and opens up more opportunities for you to find the best deal possible.

The bottom line

A few new models are coming into the mainstream, making how banks and lenders score your creditworthiness more in line with the current economic climate. Make sure to keep up to date on which models are being used so you can have the best chance of securing the loan you want.

Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125


Original Source: How Credit Scores Are Changing to Give People More Access to Credit

Citadel: first trailer for the big-budget Russo Bros series with Richard Madden & Priyanka Chopra Jonas

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Citadel: first trailer for the big-budget Russo Bros series with Richard Madden & Priyanka Chopra Jonas

The first trailer for Anthony and Joe Russo’s big-budget Prime Video spy series, Citadel, has been released.

Fresh off launching a global spy franchise for Netflix with The Grey Man, the Russo Bros are at it again with the global launch of Citadel, a big-budget spy show the duo is producing for Prime Video. The studio has finally unveiled the first trailer for this massive production which is to spawn global spin-offs, with instalments (that are already filming) set for Italy and India.

The series stars Game of Thrones and Eternals vet Richard Madden and Priyanka Chopra Jonas as two former spies who work for the titular organization. As per the official synopsis:

Eight years ago, Citadel fell. The independent global spy agency—tasked to uphold the safety and security of all people—was destroyed by operatives of Manticore, a powerful syndicate manipulating the world from the shadows. With Citadel’s fall, elite agents Mason Kane (Richard Madden) and Nadia Sinh (Priyanka Chopra Jonas) had their memories wiped as they narrowly escaped with their lives. They’ve remained hidden ever since, building new lives under new identities, unaware of their pasts. Until one night, when Mason is tracked down by his former Citadel colleague, Bernard Orlick (Stanley Tucci), who desperately needs his help to prevent Manticore from establishing a new world order. Mason seeks out his former partner, Nadia, and the two spies embark on a mission that takes them around the world in an effort to stop Manticore, all while contending with a relationship built on secrets, lies, and a dangerous-yet-undying love.

The series, which co-stars Stanely Tucci and Leslie Manville recently had a global event for the trailer, in which Anthony and Joe Russo outlined their vision for the franchise.

“This is a really unique television event and I think that’s what excites Anthony and I the most about it,” stated Joe Russo. “The concept was an idea that Jen Salke presented to us a few years ago. The notion of telling a story that could be interwoven throughout the world. It would have a flagship show and then regional shows. You know, written, produced and directed by regional talent that could interweave with the flagship show. And we thought that, one, that was such a novel idea for a narrative. And, two, an amazing way to create a really diverse global community of storytellers to tell a giant mosaic of a narrative together. And after our work on the Marvel films and spending so much time traveling the globe, this was an idea I think that was really exciting to Anthony and I and ignitable for us. And seemed like an incredible challenge.”

Priyanka Chopra Jonas as Nadia Sinh

For Priyanka Chopra Jonas, who in addition to her work in North American has as a long career as the lead in Bollywood blockbusters, Citadel was a unique challenge:

“I think the show has so many layers and complexities and there’s a word that we used from the beginning which was duality for every character. What you see is what you don’t get. Don’t believe what you see. Everything is just conceptually crazy. And it’s just so exciting to be able to share it with the world because it’s been a long time in the making because it’s so ambitious. And I’m very excited about it.”

While co-star Richard Madden has experience in action with Game of Thrones, his hit series Bodyguard and Eternals, Citadel is a different experience:

“There’s huge set pieces in this, and that’s something that’s amazing to be part of. And not only that, but I think oftentimes, we see shows that are 80 percent drama, 20 percent action or vice versa. And this show aimed to be 100 percent of both. And I think that’s what we’ve managed to pull off ‘cause in the middle of these huge sequences with explosions and cars blowing up and all of that that I don’t want to spoil for you, we have this really kind of intimate drama between these two characters and how they dance together. So, for me, that’s what was so exciting about these huge action pieces was that they are infused with heart and drama and storytelling. We get to see a lot about these characters, how they physically interact, not just great action sequences but there’s drama at the heart of each one of them.”

Citadel premieres on Prime Video on April 28th with two episodes. Weekly episodes will follow until the finale on May 26th.

Are you looking forward to Citadel?

Originally published at https://www.joblo.com/citadel-first-trailer-russo-bros-series/