NEW YORK, March 9, 2023 (Newswire.com) - Advance America: People who are short on cash have lots of options for getting the immediate funding they need in 2023. An instant payday loan can give borrowers same-day funds, and may not require good credit. Here's where to get instant payday loans and what applicants need to qualify.

Where to get an instant payday loan

Payday loans can be acquired from several different places:

Online

Many payday lenders now have online platforms where users can fill out a short application and get approved instantly. This option can not only be done from the comfort of their home, but it also conveniently takes care of connecting with the applicant's bank account so that funds can be transferred right away.

Through an app

Many lenders with an online presence also offer payday loan apps that are convenient for smartphone users. Similar to filling out an application on the lender's website, an app allows borrowers to apply on a mobile device from the comfort of home.

In store

There are still many brick-and-mortar retailers offering payday loans. Applicants who don't feel comfortable with technology or who prefer working with someone in person can lean on payday loan store locations for support.

How to get a payday loan

Those who are interested in getting a payday loan can do so by taking the following steps:

1. Select the application method

The first step an applicant should ask themselves is how they'd prefer to apply for a payday loan: online, by app, or in person. The answer to this question may have a direct impact on which companies they can work with, since some lenders might not offer all three methods.

2. Choose a reputable lender

The next step is to find a lender with creditability and a positive user experience. Applicants should spend some time doing some research online and reading online reviews of various companies. Avoid working with lenders who have consistent negative feedback.

3. Fill out an application

Once the borrower has chosen the right lender, it's time to apply for a payday loan. Applicants will have to provide several personal and financial details and items, including:

• ID (to verify they are over 18 years old)
• Proof of income, such as a paycheck stub
• Social Security number
• Bank account number

4. Write the lender a post-dated check

As part of the process, applicants may also be asked to write the payday lender a post-dated check. This is so that if the applicant does not pay back the money borrowed by the agreed-upon date, the lender can cash it and recoup what is owed. Those people who apply online or by the app may have to agree to a similar arrangement to have money automatically debited from their bank account.

5. Pay off the balance

After receiving the loan, borrowers should devise a plan for how they'll pay back the funds before the balance is due. Although many lenders will offer the opportunity to extend the loan for an additional two to four weeks, this option will lead to additional interest charges. So, it's smart for applicants to strategize ahead of time and take steps to ensure they have a good repayment plan in place.

The bottom line

From online platforms to apps and physical stores, borrowers have many options for getting a payday loan in 2023. Those in need of fast funds can consider working with Advance America, a safe and reputable lender that offers payday loans borrowers can apply for online or in-store. These loans can get borrowers the funds they need as quickly as the same day they apply. Borrowers can visit AdvanceAmerica.net or go to a store location near them to get started on an application today.

AUSTIN, Texas, March 9, 2023 (Newswire.com) - iQuanti: Psychiatrists diagnose and treat mental health conditions. A psychiatrist can address a range of issues, including depression, panic disorders, mood disorders, personality disorders, substance-use disorders, and more. If you're wondering what to expect—whether you're seeing a psychiatrist in Austin, Miami, Omaha, or somewhere else—here's an overview of what psychiatrists do and what they can help patients with. 

What does a psychiatrist do? 

Psychiatry is a branch of medicine that diagnoses and treats mental health conditions. Psychiatrists assess physical as well as mental and emotional symptoms.    

A psychiatrist is a medical doctor (licensed as an M.D. or D.O.). Psychiatrists work with patients to assess and diagnose mental health conditions and create an appropriate treatment plan. To diagnose a patient, a psychiatrist may use physiological and lab tests. They will also ask about the patient's symptoms, their family and medical history, and other relevant information to obtain the information they need to make a diagnosis. Psychiatrists typically consult the American Psychiatric Association's manual, called the Diagnostic and Statistical Manual of Mental Disorders (the DSM), when assessing symptoms and making a diagnosis.  

After making a diagnosis, a psychiatrist may prescribe medication, such as antidepressants, antipsychotics, sedatives, stimulants, or mood stabilizers. They sometimes include scheduled treatments such as electroconvulsive shock treatment (ECT) in a treatment plan. While psychiatrists typically do not perform ongoing therapy themselves, they may recommend regular therapy sessions with a psychologist or other clinician. 

Psychiatrists monitor patients as they adjust to medication and other treatments. In follow-up visits, they may adjust the treatment plan by changing the medication or dosage and recommending other treatments.  

Conditions treated 

Psychiatrists can treat many mental health conditions. These can include substance-use disorders for those struggling with addiction, dementia, anxiety disorders, attention-deficit hyperactive disorder (ADHD), eating disorders, body dysmorphia, bipolar disorder and other mood disorders, panic attacks, post-traumatic stress disorder (PTSD), postpartum and other types of depression, schizophrenia, sleep-related disorders, and others.  

It's important to remember that everyone is different, and treatment plans are tailored to each patient. This means treating panic disorder in one patient may not look exactly like treating the same issue in another. Treatment plans can involve more than one medication.  

Speaking with a psychiatrist 

Speaking with a psychiatrist can be the first step in improving your mental health. If you or someone you know is experiencing symptoms or having difficulty functioning in daily life, it may be time to reach out to a psychiatrist and schedule an appointment.   

AUSTIN, Texas, March 9, 2023 (Newswire.com) - iQuanti: If you're starting a new treatment plan, you'll likely have several follow-up appointments with your psychiatrist in Austin to monitor progress. During these appointments, your clinician will ask questions to assess your mental health and wellness. Here are 10 questions your psychiatrist might ask and why: 

1. How are you feeling? Your psychiatrist might lead with this general question to get an idea of your emotional state. Your answer can provide a broad overview of your current mental health and how medication, if taking, is helping. 

2. Are you experiencing any side effects? Many medications have known side effects. It can help to keep a log or journal of your symptoms and any potential side effects. Documenting this information can make it easier for the psychiatrist to determine whether they need to adjust your medication. 

3. How are your symptoms? This is a direct way to ask how well the medication is working. Let your clinician know if your symptoms are improving or if your progress hasn't been what you expected.  

4. Are you under any stress? Stress can worsen mental health symptoms and impact progress on medication. It's important to share any current life stressors with your psychiatrist, whether it's family-related, work-related, or something else. Understanding what's going on in your life can help your clinician get a fuller, more accurate picture of your mental health. 

5. How well are you sleeping? Sleep issues can indicate a variety of mental health concerns. If your sleep habits are improving, the psychiatrist may see that as a sign that the medication is working. If you're having trouble getting to or staying asleep, this may indicate an issue, such as a side effect of medication. Getting too little sleep can greatly affect your mental health and worsen symptoms of many conditions. 

6. Are there any environmental factors that make your symptoms worse? If you've noticed that certain triggers, such as a particular place or people, make you feel worse, let your psychiatrist know. They might be able to provide strategies for dealing with these triggers. 

7. How would you rate your overall level of functioning? Many people reach out to a psychiatrist because they're having difficulty with daily functioning. Improved functioning - at work, in school, or in relationships - can indicate that treatment is working. 

8. Have you been using any substances? Some people engage in alcohol or substance use to cope with mental health issues and self-medicate. If you're still doing this - or if you've started doing it - this could be a sign that your medication is not working as intended. Some substances interact with medication, so it's important to let your psychiatrist know. A competent clinician will not judge you for this. 

9. Have you noticed any other changes? Your psychiatrist might ask if you've noticed anything outside your symptoms improving or worsening. Anything from an increase in energy levels to better concentration can signal progress.  

10. Is there anything else you'd like to discuss? This open-ended question allows you to bring up any other topics or concerns related to your mental health. Feel free to provide any information that gives your psychiatrist a fuller picture of your mental health and raise any issues that need more attention.  

NEW YORK, March 9, 2023 (Newswire.com) - Legacy Suite announces the company's U.S. patent publication for an estate planning and beneficiary management system.

The United States Patent and Trademark Office issued U.S. Patent No. 11,599,961, titled "Estate Planning and Beneficiary Management System Including Digital Assets," that addresses the system's structure to safeguard different categories of personal digital documents. The patent, filed on June 30, 2022, and granted on March 7, 2023, expands the breadth and depth of Legacy Suite's intellectual property portfolio and underscores its commitment to innovation.

"The granting of this patent recognizes the innovation and unique nature of Legacy Suite's products for protecting the wide range of digital assets that have become common and essential in people's lives, and it protects our work as Legacy Suite expands its reach in the marketplace," company President Gordon Bell said.

Legacy Suite is the developer of an innovative, comprehensive, and integrated slate of products that allow people to manage digital assets like passwords, electronic legal and financial documents, images and other digital media, cryptocurrency, and NFTs, both for their use and as a legacy to their heirs.

"With the emergence of the digital revolution, many of the things people own and consume aren't tangible," said Bell. "That includes cryptocurrency, online banking accounts, social media accounts, and email accounts, as well as digital versions of vital documents like living wills and health care directives."

A person's estate changes over the years, including adjustments to asset portfolios, health insurance policies, marriages and divorces, deaths and births of family members, and tax considerations if moving to a different state or country, Bell said. Also, investment portfolios may increase or decrease in value, and some physical assets may be acquired, sold, donated, or lost.

Users can select heirs and other beneficiaries to access the platform's critical data and digital assets. The estate planning process can include an inventory of assets and the instructions and credentials to locate and access them.

The information is organized into suites, including a legal suite for legal documents, a legacy suite for user legacy information, a digital suite for passwords and digital asset access information, and a financial suite for traditional and digital assets.

"There is clearly a need to include digital estate planning considerations in the traditional estate planning model, and Legacy Suite provides solutions that offer protection and peace of mind for the owner of those digital assets today and in the future," Bell said. 

About Legacy Suite

Legacy Suite is a complete end-to-end solution providing first-class digital asset management, estate planning support, and crypto wallet protection. Legacy Suite is a secure solution for crypto self-custody and password management, which allows you to hold your own keys, set up directives, assign executors, and have peace of mind knowing that your digital assets will safely transfer to your next of kin.

To learn more about Legacy Suite, please visit https://www.legacysuite.com.

To learn more about Legacy Suite's patent, please visit https://www.uspto.gov.