Ideastream and Evergreen Logo
Ideastream and Evergreen Logo

CLEVELAND, March 7, 2023 (Newswire.com) - Ideastream Public Media (Ideastream) and Evergreen Podcasts (Evergreen) are proud to announce the launch of Living for We, a new bi-weekly journalistic podcast series surrounding the health and wellness Black women face in Northeast Ohio. The podcast, hosted by Ideastream's Marlene Harris-Taylor, is part of Connecting the Dots between Race and Health, an ongoing Ideastream Public Media initiative that looks at how racism contributes to poor health outcomes in Northeast Ohio. HeyFranHey of The Loud Speakers Network's The Friend Zone and HBO's Insecuritea podcast is acting as creative director and contributing producer for Living For We, a podcast produced in collaboration with Cleveland's Enlightened Solutions. 

"We hope this podcast takes the listeners on a journey with Black women from Cleveland, as we try to make sense of this study that ranked Cleveland dead last in terms of livability for Black women," says Marlene. "There are so many positive things happening in the city, but Black women say in some respects they are still on the margins, struggling to be seen and heard."

The podcast pulls inspiration from Project Noir, a report created by Bethany Studenic and Chinenye Nkemere of Enlightened Solutions. They were inspired to create the report after Bloomberg CityLAB reported on a newly released study that placed Cleveland as dead last regarding livability for Black Women. In response, Project Noir- a survey featuring over 450 Black women from the Cleveland area sharing firsthand accounts of experiences in Cleveland's workplaces, schools, and educational systems- was published.

"Our partnership with Ideastream on this special community-focused initiative is a proud moment for Evergreen," says David Allen Moss, Evergreen's Chief Creative Officer. "This new series really lives up to our belief that podcasts can have a profound impact on the lives of residents in communities like Cleveland. We are all coming together in the name of positive change."

The limited-run journalistic podcast series will be released bi-weekly through June 2023. Season One of the Connecting the Dots between Race and Health Podcast: Living for We, is made possible by generous support from Dr. Donald J. Goodman and Ruth Weber Goodman Philanthropic Fund of the Cleveland Foundation. One can subscribe to the podcast for free on Apple Podcasts, Spotify, Google Podcasts, and many other podcast platforms. 

The partnership with Ideastream adds to Evergreen's ever-increasing robust lineup of over 200 podcasts on six unique podcast networks - Evergreen, Killer Podcasts, Pit Pass Moto, Five Minute News, Ars Longa Media, and Big Whig Podcasts. Evergreen is headquartered in Cleveland, Ohio. 

About Ideastream Public Media
Ideastream Public Media serves the people of Northeast Ohio as a trustworthy and dynamic multimedia source for illuminating the world around us. Publicly supported and locally owned, Ideastream is indispensable and highly valued for its unique ability to strengthen our community. It is the home of five public television stations (WVIZ, WVIZ OHIO, WVIZ WORLD, WVIZ CREATE and WVIZ KIDS); WKSU, Northeast Ohio's NPR news, and public affairs radio station; WCLV, Northeast Ohio's classical music radio station; and The Ohio Newsroom. Ideastream produces the award-winning children's educational series "NewsDepth" and manages The Ohio Channel and the Ohio Public Radio and Television Statehouse News Bureau on behalf of all Ohio's public broadcasting stations. As Ohio's largest independent, publicly supported media organization, Ideastream provides free programs and services to 3.6 million people in 22 counties across radio, TV, and digital platforms. For more information about Ideastream's rich legacy of innovation and credible content, visit ideastream.org.

NEW YORK, March 7, 2023 (Newswire.com) - iQuanti: Your credit score has a significant impact on your life. A good credit score can help you get a mortgage, a personal loan, credit card consolidation services, and even a job. A bad credit score can prevent you from getting any of those things.

If your credit score is low, don't despair. You can do some simple things to start rebuilding your credit today.

1. Get a copy of your credit report and review it regularly

The first step to rebuilding your credit is to know where you stand in the eyes of financial institutions. You can get a free copy of your credit report from each of the three major credit bureaus once per year. Review your report carefully to make sure there are no errors. If you see anything that looks wrong, dispute it with these credit bureaus.

2. Make all of your payments on time

Payment history is influential in determining your credit score, so you must make sure you pay all of your bills on time. Set up automatic payments if possible, so you don't have to worry about forgetting to pay them.

3. Be mindful of your credit utilization ratio

Credit utilization is another important factor in your credit score. Keeping your debt balances below 30% of your total credit limit is best. For example, if you have a credit card with a $1,000 limit, you should keep your balance below $300.

4. Consolidating credit card debt

A long credit history can be good for your score, so you don't want to close old credit accounts—but that doesn't mean you have to let old credit card debt linger. If you can find a lender willing to give you a loan for credit card consolidation purposes, you might be able to keep your old credit accounts open without worrying about unruly interest charges adding up.

5. Get a secured credit card

Getting approved for a regular credit card may be challenging if you have bad credit. However, you deposit money when receiving a secured credit card that becomes your credit limit. So, if you put down $200, you can only spend up to $200, which can be an excellent way to limit your spending and show off healthy credit practices.

6. Become an authorized user on someone else's credit card

If you know someone with good credit who trusts you, you can ask them to add you as an authorized user on their credit card. You'll get a card linked to their account that you can use, but the activity will show up on your credit report.

7. Use a mix of different types of credit

Having a mix of different types of credit is also good for your score. So, in addition to a regular credit card, you might want to get a car loan or a personal loan. Just make sure you can afford the monthly payments.

NEW YORK, March 7, 2023 (Newswire.com) - iQuanti: Financial products can help you manage your debts, build your credit, or create an emergency fund. Many people may think they don't need support or products from financial institutions. Still, you can use personal loans, credit cards, or debt consolidation to benefit your financial journey—even for those with no or little credit history.

Personal Loans

Personal loans are flexible financial products you can use to support your financial goals. You may even be able to borrow a secured or an unsecured personal loan with little or no credit history, though interest rates will vary and secured loans require staking collateral. You can use personal loans for debt consolidation to combine many bills into one payment, often making the payments easier to manage. Or you can use a personal loan for making large purchases and avoiding high-interest credit card payments.

Credit Cards

Credit cards are flexible financial products that, when used responsibly, can build your credit. By actively using credit cards and paying off their debt balances, you can prove to financial lenders you are a responsible borrower. Lenders report on things like your ability to manage your credit utilization ratio and make on-time payments to credit bureaus. When they report favorable activities on your accounts, this has the potential to help you grow your credit score.

Financial Advice

Financial support is not just for people who understand all the elements of how financial products and services can be advantageous to them. One of the most underrated ways to receive financial support is to work with a lender who makes an effort to understand your unique financial position. When choosing a lender, you select a partner to help you manage your finances, so make sure they can explain how they'll help you achieve your financial plans.

As these are just a few easy ways to secure financial support, diligently selecting a lender to work with can open your eyes to many more support options available. With the appropriate financial support systems backing the decisions you make with your money, you can meet almost any goal you wish to achieve.

NEW YORK, March 7, 2023 (Newswire.com) - iQuanti: When people think about improving their net worth, they usually think about the lifestyle that comes with large amounts of money. The truth is, goal setting is not as active a way as others to grow your finances. Using home improvement or personal loans and paying off debts are just a few practical ways to build your net worth.

1. Use personal loans

Personal loans can be a great way to improve your financial situation and increase your net worth. Using personal loans to consolidate debt or improve your credit score can reduce the interest you pay on your debt in the short and long term.

2. Apply for a personal or home equity line of credit

Many lenders will allow you to borrow up to a maximum lump sum of money, and there are a couple of ways they'll let you do it. Lines of credit work almost like personal loans, except that there are usually borrowing and repayment periods as opposed to one lump sum deposit and installment payments. If you invest these funds into your home for improvements, you can reap tax benefits and potentially sell your home for much more than when you purchased it.

3. Pay off high-interest debt

Having debt can be advantageous, but you want to pay it off fast when you're able to. If possible, make extra payments on debts and loans to reduce the balance owed and improve your net worth. The more money you save by not paying as much in interest, the better.

4. Use home improvement loans

Home improvement loans are another great way to improve your financial situation and increase your net worth. Using home improvement loans to upgrade your home can increase the value of your home and make it more appealing to potential buyers. You can reap the same tax benefits discussed earlier, too.

5. Invest in appreciating assets

Saving money is always a good idea. High-yield savings accounts help your funds passively grow as you stash away cash. Be wary, though—there is a chance you'll lose your entire investment if you don't do enough research and invest poorly.

6. Stay disciplined with your spending

Understanding how much you make and how much you spend a month is the best place to start when considering ways to improve your net worth. If possible, live below your means and save money each month to grow your savings. Emergencies and accidents happen, and having a nest egg of funds can keep you on track as long as you save instead of spending when possible.

SARASOTA, Fla., March 7, 2023 (Newswire.com) - The U.S. Environmental Protection Agency (EPA) recently found that several common pesticide ingredients pose a risk to humans, animals and the environment, and proposed new regulations that would impose restrictions on their use. EcoClear Products, maker of minimum-risk pesticides and cleansers, has reviewed the EPA action and announces that its pest control solutions, like RatX®, MouseX®, VoleX®, and MoleX®, do not include the targeted FGAR and SGAR ingredients.

"Our pest control products are formulated with FDA GRAS ingredients and are safe to use around non-target animals when used as directed," said Christopher Stidd, founder and CEO of EcoClear Products. "EcoClear Products has long been an industry leader in effective, poison-free pest control, and we continue to aim to educate industry leaders and various sectors through our extensive knowledge and research."

Under the Federal Insecticide, Fungicide and Rodenticide Act (FIFRA), EPA must review registered pesticides every 15 years, Stidd explained. The law ensures that as products and practices change, and as science develops a better ability to assess health risks, pesticides continue to meet the standard of causing no adverse effects on human health or the environment.

The most recent evaluation ruled that several common chemicals in pesticides are harming non-target animals and posing a risk to both humans and the environment. When the EPA identifies unreasonable adverse effects, it proposes amendments to pesticide labels to mitigate these risks.

The new EPA proposal suggests new measures be taken for 11 rodenticides currently on the market. Pesticide companies that use these chemicals would be required to remove them from their products, or, in some instances, a designated person from a pest control company would need to observe the area where the pesticide was used for a specific timeframe and report what animals died as a result.

EcoClear Products uses patented and proprietary compounds and processes, and its chemists continue to expand the company's green cleaning, odor-neutralizing, and minimum-risk pesticide products, Stidd said, reiterating that its pesticide offerings contain none of the ingredients the EPA has found to merit new protective measures.

Rodenticides are necessary because rodents cause significant damage to property, crops and food supplies across the country. They may also spread diseases, posing a serious risk to public health. Rodenticides are used in residential, agricultural and non-agricultural settings to control a variety of pests, including house mice, moles, ground squirrels and mongooses.

EcoClear Products is dedicated to researching, developing and perfecting non-poisonous pest management solutions available for home and business owners across the United States. To learn more about EcoClear Products, visit www.ecoclearproducts.com/pro.

About EcoClear Products

EcoClear Products, Inc. is a leading developer of specialty products, which include ecological cleaning, odor removal products, and pest control solutions. Based in Sarasota, Florida, and founded in 2013, EcoClear's mission is to develop innovative and effective products safe for people, pets, and wildlife. EcoClear has been recognized for its commitment to advancements in sustainable chemistry and efficacy. For more information, visit www.ecoclearproducts.com/pro.