NEW YORK, February 13, 2023 (Newswire.com) - iQuanti: When borrowers need cash fast, applying online could mean getting the funds they need quickly from the comfort of home. But there are also benefits to applying for a loan at a lender's store location, like additional guidance from representatives. Here are some benefits of applying for poor-credit loans online and in person, and what applicants should do to determine the best course of action for their needs and preferences.

The benefits of applying online

Applying for bad-credit online loans has become increasingly popular over the last few years for several good reasons:

Speed

Online platforms have become extremely good at streamlining the application process and determining if borrowers qualify for an online loan almost instantly. This means that from start to finish, the applicant could have the funds they need within a matter of minutes.

Convenience

No longer does an applicant have to waste time traveling to a brick-and-mortar store and waiting in line among strangers. Instead, this entire process can be done from the safety and security of their own home via a computer or smartphone.

The benefits of applying in person

Of course, many major poor-credit loan providers also still have retail locations to serve those clients who prefer the help of a live representative. Here are a few reasons why someone would want to potentially go this route instead of applying online.

Guidance

There are many different types of poor-credit loans, and selecting the right one can be overwhelming for some applicants. If the process seems daunting, in-store representatives can provide guidance and help customers choose an option that's right for them.

Better for those who don't want to apply online

Not everyone is great with computers and smartphones. Some applicants may not have easy access to an Internet connection. In these cases, going to a physical store location may be the better option. 

How to decide which method to use

Customers trying to decide between applying online or in person should ask themselves the following questions:

• Does the borrower understand which type of poor-credit loan they have the best chance of qualifying for? If yes, then applying online may be suitable. However, applicants who have any doubts may prefer to apply in person so they can work more directly with a representative.
• Is the borrower comfortable applying over a computer? If the applicant struggles with technology or simply doesn't have access to the Internet, then applying in person may be a better fit for them.
• Does the borrower have everything they need to apply for this loan? Applicants who have access to all the necessary documentation can apply from the safety of their own homes. Those who are unsure may have to consult a representative in-store and possibly make multiple trips.

The bottom line

There are several advantages to applying for a poor credit loan online and in person. Online loans offer convenience, whereas applying in-person means working directly with a representative to provide the applicant with guidance. In the end, customers should consider their preferences and choose the route that makes them feel the most comfortable while also maximizing their chances of qualifying.

Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125


Original Source: Should Borrowers Apply for Poor-Credit Loans Online or In Person?

From Whisk to Skin: A well-curated and one-of-a-kind experience hosted by Maui Matcha and Matcha MCENTEA that encompasses mindfulness moments, movement, and matcha

LAHAINA, Hawaii, February 11, 2023 (Newswire.com) - As we prepare to spring into a new season, come celebrate Maui Matcha's first anniversary at Whaler's Village.

Maui Matcha, in partnership with Matcha MCENTEA, has joined forces with The Westin Maui Resort & Spa, Kāʻanapali to assemble a "VIP Westin Wellness" hour filled with views, vibes, vinyasa, and a first glimpse of Matcha MCENTEA's plant-based skincare line.

"We are so excited to team up with The Westin Maui, which is committed to supporting small businesses and giving back to the community, by curating a one-of-a-kind mood-boosting experience highlighting ceremonial-grade matcha and its deep-rooted rich antioxidants benefits," said Michelle Nayebkhil, founder and owner of Maui Matcha. 

The March 1 event will kick off with an exclusive morning yoga and sound bath healing session designed to elevate and rejuvenate the mind, body, and soul across the luxurious grounds of the Westin, allowing locals and guests to inhale the waves of wellness. Each ticket will include mindfulness moments and tastefully made swag bags, including Matcha MCENTEA's ceremonial facial serum, a specially crafted beauty-infused matcha refreshment, and more. 

"Our collaboration with Maui Matcha and Matcha MCENTEA aligns well with Westin's focus on fostering deeper connections with visitors by bringing unique and local elements to the table while breathing in a more balanced and revitalized you, all from our state-of-the-art spa and luscious green grounds," shared Kym Forkner, Director of Spa of The Westin Maui Resort & Spa, Kāʻanapali.

"This strategic alliance encompasses everything Matcha MCENTEA as a clean and luxury skincare brand and retailer Maui Matcha stand for as companies. As female business owners who are trailblazing their path across the holistic and matcha community, we wanted to create a bespoke opportunity that gives the people a flavor of matcha; its nutritional and topical benefits while promoting self-care rituals," expressed Ashley McEntee, CEO of Matcha MCENTEA. 

The "VIP Westin Wellness hour" is a limited-seated event that calls upon all matcha enthusiasts and Maui tourists whose focus is maintaining healthy lifestyles while traveling. Please sign up by Feb. 24 through Eventbrite to secure a spot. 

Maui Matcha and Matcha MCENTEA will also extend their good vibrations and activation across Maui Matcha's storefront with an interactive pop-up event with sips of matcha, skincare, and selfie-ops that afternoon from 11 a.m.-3 p.m., open to the public. 

Eventbrite link: https://tinyurl.com/ypwv6v8f

Contact Information:
Ashley McEntee
Founder & CEO
[email protected]
(714)732-1537

Michelle Nayebkhil
Founder & Owner
[email protected]
(808) 800-6627


Original Source: Maui Matcha Celebrates First Anniversary With a VIP Wellness Hour Experience With Matcha MCENTEA at Westin's Kāʻanapali Beach Resort & Spa

NEW YORK, February 10, 2023 (Newswire.com) - iQuanti: With the holidays coming to a close, it's time to look ahead and make sure you're paying off those leftover debts from last year. The APR for personal loans is typically lower than that of credit cards, making this an attractive option for consolidating debt: it will cost less interest overall and can reduce your monthly payments considerably. That said, it's also crucial to remember that repaying debt responsibly requires discipline: you'll need to stay organized with budgeting, use proper money-management skills, set short- and long-term goals - and yes, commit to them! Successfully taking control of your finances in this way benefits both your financial health and your peace of mind.

In addition to consolidating debt, this article will discuss how to get rid of your debt from last year. Several options exist. All you have to figure out is which of them makes the most sense for your unique situation.

1. Take Out a Personal Loan

You might consider personal loans if you have several outstanding debts from 2022. Credit unions and banks offer personal loans. Either of these can be reputable entities.

You can take the money from a personal loan and pay off all your outstanding debts. By doing so, you make your repayment schedule less complicated. 

You can go from owing several different entities to only owing money to a single one. Many times, it's that simplification of your repayment schedule that will assist you in becoming debt-free during the new year. 

2. Hunt for a Job that Pays More

Looking for a job that pays more in the new year can also get you out from under the debts you accumulated in 2022. Maybe you feel that you've reached the limit of what you can achieve in your current position. You don't see a path to a promotion and a raise that can accompany it.

If that's true, you can update your resume and look for jobs online. You can use sites like Monster, Indeed, and LinkedIn. If you don't have a LinkedIn profile yet, you should create one.

Getting a job that pays more will free up more money that you can use to pay off your debts from 2022 quicker. Don't rest until you find a new position that pays you a salary that matches your skill set. Being complacent at your current job isn't going to help you if you're sure there's no raise or promotion in your immediate future.

3. Don't Accumulate Any More Debt

You can also work on paying off what you owe from last year without accumulating any new debt. Often, debt piles up because you keep accruing new debts before you can pay off your existing ones. If that's happening, it's a sure sign you need to curb your spending.

Don't live an extravagant lifestyle. Limit the number of times you go out to dinner. Instead, buy bulk food items and use them to make low-cost meals. Purchase clothing at second-hand stores like Goodwill instead of buying them brand new. If you can put off shopping for new clothes, do that.

If you need a new vehicle, get a used or certified pre-owned one instead of buying the latest model. Only spend money on home improvements if they're unavoidable. 

Conserving money in all these ways will let you put the cash you've saved toward paying off your 2022 debts. If you're determined and don't mind living this way for a while, you should see positive results.

You Can Get Rid of Last Year's Debt

Getting rid of last year's debt can be challenging, but you can do it if you're determined. You can save money to put toward debt from 2022 by living frugally. Eating in restaurants less often, shopping for second-hand clothing, and taking similar measures leaves you more money to put toward your outstanding debts.

Hunting for a new job that pays more is another viable option. Spruce up your resume and look for jobs on sites like Indeed, LinkedIn, and Monster. You may also consider taking out a personal loan and using the money from it to pay off all your other outstanding debts. Having one creditor to pay back will simplify the process.

These tips should help you get rid of last year's debt. It may not be easy, but it's always possible. 

Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125


Original Source: How to Get Rid of Your Debt From Last Year

NEW YORK, February 10, 2023 (Newswire.com) - iQuanti: Getting married is an exciting time, but it also means taking on new financial responsibilities. Here are seven important steps to take once you're married in 2023:

1. Discuss personal finances first

The most critical piece to ensuring your marriage is successful is to start with open communication about your finances. Talk with your partner about your current financial situation and your finance-related goals for the future. Ask them to do the same and ensure you're both on the same page.

Some questions to consider:

• Do we want kids? How will we pay for their education?
• Do we want to own a home or rent for the foreseeable future?
• How much debt do we each have? How critical is it for us to get out of debt quickly?
• How much savings do we feel we need? Is there an amount we'd consider "too low" to be comfortable? How will we each contribute to the savings?
• What are our retirement goals? 
• What investments do we have, and how comfortable are we with taking risks in the stock market?
• What are our credit scores? Do we need to make it a priority for one or both of us to improve it? (This is especially critical as your goals for marriage and credit scores can either work in harmony or make your home life stressful very quickly.)

2. Decide if you'll open joint accounts or keep your finances separate

Traditionally married couples would combine their finances into joint accounts. This is changing as more couples earn dual incomes to save for their individual and combined goals. Joint accounts can be beneficial, but only if both partners are comfortable with the arrangement. If you're one of these couples, it's important to have open and honest conversations about the arrangement.

If you choose to separate your finances, create a budget for each person and discuss spending regularly. This way, you'll stay accountable and avoid any financial surprises down the road.

3. Change over your beneficiary information

If you have any life insurance, retirement plans, or other assets that will benefit your partner after you die, it's important to change these beneficiary designations as soon as possible. By doing this, your partner will be the primary beneficiary of these assets, and they'll be able to access them without legal complications.

4. Create a budget and stick to it

A budget is essential for anyone looking to live a financially successful life. Whether married or not, creating and sticking to a budget is vital for your short-term and long-term goals. Creating a budget can be simple - just take a look at your expenses over the past three months and divide them into categories (food, housing, transportation, etc.). Once you have a good idea of where your money is going each month, you can start making adjustments to ensure you're always spending within your means.

5. Discuss asset ownership and make the necessary changes

If you and your spouse own assets, such as a home or car, you should consider how ownership will be handled once you're legally married. Some couples will add their spouse as a co-owner, while others opt to keep assets separate. Whichever you decide to do, it's essential you and your spouse are on the same page so that there aren't any feelings of resentment that come up later.

6. Update your tax withholding

If you're a W-2 employee, consider updating your tax withholding status with your payroll department now that you'll be filing jointly.

7. Get a financial review

Sitting down together and getting a thorough financial review will help you identify areas where you may be overspending or under-investing and make necessary changes so you two are on track for your long-term goals. A financial advisor can also help you create a budget and assess your credit score, so you know where you and your partner stand.

The bottom line

By following these simple tips, you and your spouse will be better positioned to achieve your goals together and ensure your marriage is long and happy.

Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125


Original Source: Financial Steps to Take Once You're Married in 2023

PHILADELPHIA, February 10, 2023 (Newswire.com) - Kane Kalas, son of Hall of Fame Philadelphia Phillies sportscaster Harry Kalas, has released his rendition of the "Eagles' Victory Song" to commemorate the team's place in the big game.

The "Eagles' Victory Song," commonly referred to as "Fly, Eagles Fly," has played a major part in Philadelphia sports culture since the 1950s. While several artists have covered the piece, Kane's version is unique, with a marching band feel and operatic vocals delivered by the classically-trained recording artist. Kane's "Eagles' Victory Song" evokes excitement and suspense; think John Philip Sousa, with maybe a splash of Mendelssohn.

The cover opens with a touchdown monologue voiced by legendary Philadelphia Eagles sportscaster—and the longest-tenured announcer in the NFL—Merrill Reese.

"The 'Eagles' Victory Song' is not only the fight song of the Philadelphia Eagles; in many ways, it is the fight song of the city of Philadelphia itself," says Kane.

"If you're ever in Philly when the Eagles are playing—it doesn't matter where—you're sure to know whenever the Eagles score a touchdown by the rumbling of 'E-A-G-L-E-S EAGLES' from a chorus of fans throughout the city. There's nothing more electric than being among a sea of fans at the Linc during a game and joining them in the chant after the Eagles score."

In addition to his role as the Phillies play-by-play broadcaster, Kane's father, Harry Kalas, frequently broadcasted Eagles games for Westwood One. Kane vividly remembers watching the games with his father growing up and cheering on the Eagles. "I must've been four years old the first time I watched an Eagles game with my dad—the Eagles scored a touchdown, and he began to bellow the 'Eagles' Victory Song.' It was the first time I had heard it," Kane recalls. "He was a true homer. Dad often said there were no sports fans in the world as enthusiastic as Philadelphia fans; that's why he pledged to spend his entire broadcasting career in Philly."

Kane's forthcoming album High Hopes is lovingly dedicated to his father and the city of Philadelphia.

Listen to his cover of the "Eagles' Victory Song" here.

Connect with Kane Kalas
Website // Instagram // Facebook // Twitter // YouTube // TikTok

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Contact Information:
Ariel Hyatt
CEO and Publicity, Cyber PR
[email protected]


Original Source: Kane Kalas, Son of Hall of Fame Sportscaster Harry Kalas, Releases His Rendition of the 'Eagles' Victory Song' as the Philadelphia Eagles Advance to the Big Game

Meetings in Savannah offer memorable experiences through ETHOS' vision of purposeful planning for meaningful results.

SAVANNAH, Ga., February 10, 2023 (Newswire.com) - ETHOS Event Collective, a growing destination and event management firm with offices across the country, has officially opened a new location in Savannah, Georgia. The ETHOS team hopes to play a critical role in bridging the gap between meeting and incentive planners and Savannah's offerings. 

The expansion to Georgia allows ETHOS to work with existing relationships and resources within the city while developing destination offerings that grow the local economy and create opportunities for hotel, supplier and client partners. These relationships and resources help to enhance the quality of event experiences while simultaneously retaining a true sense of Savannah's meaningful past. Attendees can relax and maximize their time away in the city that has been a stalwart of American tradition since its formation in 1788.

Having established itself as a mainstay of experiential adventure, this expansion is nothing new to the ETHOS team. The ETHOS creative methodology and strategic boots-on-the-ground philosophy are why ETHOS has been able to host remarkable events in cities such as Las Vegas, San Francisco, Chicago, Miami, and Orlando, as well as many others.

The ETHOS Event Collective creative process and operational excellence have already produced meaningful connections, experiences, and results for its clients. Businesses that have partnered with ETHOS have already attributed increased employee retention, sales, and brand loyalty to ETHOS-managed events, and local tourism experts have begun to notice the positive impact the events have had on the local Savannah community.

"The Savannah office will continue to serve our mission of purposeful planning with meaningful results," said Maura O'Donnell, ETHOS Business Development Manager. "We have been able to make a significant impact in cities where ETHOS has already been established. With the newly opened Savannah office full-steam ahead, we are ready to enhance our offerings in the southern region of the U.S."  

Learn more about ETHOS Event Collective and its new office in Savannah, Georgia, by visiting https://www.ethoseventcollective.com. 

About ETHOS Event Collective

ETHOS Event Collective is a Destination & Event Management Company that helps meeting and event planners stay ahead of increasing demands while supporting the people and places that make the experiences we create possible. ETHOS approaches every client's event with the intention of positively influencing the aftereffect, starting with the big picture, then working through each multifaceted element. They are in pursuit of creative ideas that become grounded in a company's strategy, driving results long after an event has ended.

Contact Information:
Lexi Matias
Marketing Manager
[email protected]


Original Source: ETHOS Event Collective Opens New Office Location in Savannah, Georgia