There's an ease to outdoor entertaining that makes it enjoyable for everyone, but it doesn't need to be limited by the weather. Here are some easy and inexpensive tips for outdoor entertaining all year around.

MELBOURNE, Australia - September 9, 2022 - (Newswire.com)

According to Halal finance experts, Hejaz Financial Services, Australians want to see themselves reflected in their financial investments. As the country's leading diversified provider of Islam finance products and services, Hejaz explains that it is no longer enough for financial advisers to focus only on fees and returns. Instead, Australians want their investments to reflect their moral and ethical values. The growth of Islamic finance has put financial inclusion in the spotlight, says the Hejaz team.

There remains a distinct lack of customer-centricity around financial advice. In the past, advisers have been heavily incentivised to sell products rather than advise their clients on how to improve their financial situation, says the Sharia loans provider.

Consumers have a right to sound, high-quality financial advice and advisers have a duty to act in the best interests of their clients. To do this, there needs to be a focus on representing the views and opinions of clients, both knowing and understanding their individual circumstances. Financial advisers should consider the values of their clients too when assessing which investments to include or exclude from their portfolio, says Hejaz.

Hejaz points out that there needs to be more of a focus on enabling the provision of high-quality, accessible and affordable financial advice. The Halal home loan provider says it welcomes any dialogue at a national level that will allow the industry to better service growing demographics, including the rapidly expanding Muslim community. 

Modern consumers want to see a reflection of themselves in their investments, says the Halal loans expert. By taking into account the ethics, religious and personal beliefs of clients as well as their goals, financial advisers can build trust and longer term relationships with their clients. 

Contact us - 

Level 11, 2 Queen Street Melbourne 3000

PO BOX 96 Flinders Lane VIC 8009

1300 043 529

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Original Source: Experts Weigh in on the Importance of Expanding Access to Specialist Financial Advice That Aligns With the Ethical Requirements of Consumers

For homeowners wanting to keep their car protected from the elements, a DIY carport offers a budget-friendly and space maximising solution.

BRISBANE, Australia - September 9, 2022 - (Newswire.com)

According to Online Patios, provider of DIY carport kits, protecting a car from the elements can be a hassle for those who don't have a garage on their property. Wind, rain, sun, tree sap, bird droppings and debris can take a toll on vehicles, damaging and corroding paintwork and possibly cracking windshields or causing more expensive damage. 

Keeping a vehicle undercover will typically keep it in better condition in the long run as opposed to parking in a driveway or on the street. In the event of hail or falling tree branches in large storms, parking under cover will help to protect the vehicle from expensive damages. As Online Patios explains, protecting a car from the elements will also help to retain its value. Parking under a carport will help to keep the paintwork and interiors from fading in the sun and in the warmer climates experienced in Queensland, it can also help to keep the internal temperature of the car lower or save time on frosty mornings in winter.

A partially covered structure with a roof and open sides, carports come in a variety of designs and can completely transform an outdoor space. They can either attach to a home, garage or other building or be freestanding. For those who already have a garage but need additional room, a carport is a great option, says Online Patios. 

While the cost of building a carport will vary, one of the most budget-friendly solutions is a DIY carport kit, like those offered by Online Patios. For over 25 years, Online Patios has been one of the most respected suppliers of online patios and carports in South East Queensland. 

Providing the highest quality carport kit Brisbane-wide, the Online Patios team can organise and deliver products to help homeowners create the ideal outdoor setting for their home. Easy to construct, orders come with a full DIY guide to building the carport, explains Online Patios. 

The DIY carport kits can be conveniently ordered online and shipped directly to a customer's home. 

Contact: 1300 156 381

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Original Source: DIY Carports Offer a Budget-Friendly Solution for Keeping Cars Protected From the Elements

A fun, convenient activity in the backyard, trampolines provide many health benefits, like getting the kids outside and into the sunshine, helping parents fight the screen battle.

AUCKLAND, New Zealand - September 9, 2022 - (Newswire.com)

According to one of the biggest trampoline brands in NZ, SpaceJump, trampolines are the gift that keeps on giving. One of those rare toys that continues to be a family favourite across the country, trampolines can rival screens, providing a fun and healthy activity children can enjoy outside in the sunshine, in their own backyard.

As well as providing an engaging activity for children, SpaceJump says trampolines provide a host of other benefits for the whole family. The simplicity of bouncing on a trampoline can be enjoyed by almost anyone, with no strict restrictions or skills needed. 

Trampolining requires a certain level of concentration, which can help both children and adults to reduce stress levels by focusing their mind on something different, explains SpaceJump. A great way to have fun outside in the sunshine, trampolining stimulates the body to naturally release endorphins, helping bouncers feel happier. 

The convenience of having a trampoline in the backyard has always been a drawcard for customers, says SpaceJump. A great alternative to spending time inside in front of the TV or on another screen, getting the kids outside increases their exposure to Vitamin D, which is critical to help improve their immune system as well as aiding muscle and cardiovascular function. 

When it comes to choosing the ideal trampoline, there are various sizes available on the market as well as different styles to choose from. SpaceJump recommends buyers first determine who will be using the trampoline (adults or children or both) as well as how many people will be using it. It's also important to find out information about the safety of the equipment and how to set it up. 

As experts in the industry, SpaceJump has crafted their trampolines with the perfect balance of safety and fun. Their fleet of trampolines is made with robust components that will stand up to the NZ elements, all year around. Offering products ranging in size from 10ft to 15ft, SpaceJump has trampolines to suit everyone. For more information about the best trampoline NZ-wide, visit SpaceJump today.

Contact: 0800 99 66 77

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Original Source: Summer is Around the Corner and Trampolines Provide an Opportunity for All Ages to Jump Outside and Enjoy the Warmer Weather

Seasoned travellers share their suitcase packing tips from travel wardrobe basics to practical tools and ideas, making trip planning easier than ever.

MELBOURNE, Australia - September 9, 2022 - (Newswire.com)

Passionate about travel and making the whole experience as fuss-free as possible for their customers, the Inspiring Vacations team knows a thing or two about packing for a trip. From guided tours of Alaska to Scandinavia tours and everywhere in between, there are a few travel packing hacks that ensure travellers pack like a pro every time they head away on holidays. Here they share their top tips. 

Inspiring Vacations suggests keeping the basics in carry-on luggage including earplugs, a light scarf and medicines to ensure travellers are comfortable on flights. A small toiletry bag containing eye drops, moisturiser and hand sanitiser is also a must for the seasoned travellers. Including a spare change of clothes is also a good idea, just in case luggage gets lost.

Using coloured packing cubes helps to keep clothes organised in the suitcase, says Inspiring Vacations, making it easy to pull out what is needed without searching all the contents of the bag. See-through bags will also come in handy for keeping dirty and wet clothes separated from the rest. For those looking for extra space in their suitcase, Inspiring Vacations recommends stashing items inside shoes, including more fragile items like perfume bottles to keep them protected.

As for what clothing to pack for a trip, Inspiring Vacations says the best thing to do is write a list. It's a good idea to check the weather forecast and then write down all the activities, meetings, events and parties planned to avoid overpacking.

When it comes to those handy things that can help avoid hassles on a trip, the travel experts say a portable phone charger is a must. They also suggest buying a luggage scale to avoid any unwanted overweight baggage charges.

A proudly Australian-owned company, Inspiring Vacations offers an extensive range of detailed travel packages, including tours to Alaska created in partnership with their worldwide network of local travel experts. With a simple online booking system, keen travellers can easily browse the offers and find the best tour to suit them such as tours to Scandinavia, Alaska tours and more. 

Contact Info:
Inspiring Vacations
Phone: 1300 88 66 88
Email: [email protected]

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Original Source: Travel Experts Reveal Their Best Packing Hacks

Some car buyers have been charged illegal fees when they buy out their lease, and many don't even know they were affected. Newhart Legal, PA is helping consumers understand their rights and whether they could recover fees and statutory damages.

PALM BEACH, Fla. - September 8, 2022 - (Newswire.com)

Consumers who bought out their leases at lease end are being compensated for illegal fees the car dealers charged. Newhart Legal, PA and attorney Darren Newhart have recovered more than $130,000 for consumers across Florida and are filing additional cases based on the response to local media reports in South Florida.

"The response has been tremendous because so many car buyers have been affected," said attorney Darren Newhart. "Some dealerships are trying to capitalize on high prices in the used car market by charging fees and adding stipulations that weren't in the original lease agreement. We are successfully recovering fees and statutory damages for car buyers affected by these illegal practices. Unfortunately, most consumers don't even know they can fight the dealers and get their money back at no cost to them."

Numerous car dealerships throughout Florida are charging illegal fees to consumers trying to purchase their vehicle at the end of a lease. Used car prices escalated over the past two years and many leased vehicles hold more of their residual value. Car dealers recognize these market forces and have been causing consumers needless financial harm by charging illegal fees. Some dealers have illegally charged fees and added terms to capitalize on the higher-than-expected car values and the inventory shortage. But that's illegal. Car dealers are legally obligated to honor the original terms of the lease. Illegal changes to buyout terms can include:

• Charging a higher price to buy out the vehicle than the buyout provision in the original lease.
• Adding fees that weren't disclosed in the original lease agreement.
• Forcing consumers to certify their leased vehicle as roadworthy or as a certified pre-owned vehicle.
• Forcing consumers to purchase extended service contracts.

Consumers who want to find out if they have a claim can call (877) 921-3543 or visit leasebuyoutclaim.com/claims.

"Dealerships are discreetly adding fees, and most consumers are forced to pay these bogus charges to buy out their leased vehicle. We want to help car buyers explore their rights and get the compensation they deserve," said Newhart.

About Newhart Legal, PA
Darren Newhart of Newhart Legal, PA, is a consumer protection attorney. Newhart Legal, PA, located in Palm Beach County, Florida and is currently accepting inquiries from individuals who exercised a buyout option on a lease within the last year and were overcharged by a dealership.

For media inquiries or to schedule an interview, call (561) 331-1806 or visit leasebuyoutclaim.com/media.

PAID LEGAL ADVERTISEMENT  Prospective clients may not obtain similar results. The amounts stated above are before deductions for fees and the cost of attorneys' fees.

Related Files
Lease Buyout Dealership Fees Press Release September 2022.pdf



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Original Source: Consumers Receive Compensation From Dealerships for Illegal Charges and Fees for Lease Buyouts

Through a selection of individual and bundled courses, Upcycled Adulting makes it easy for individuals to take necessary steps toward living their best lives

BIRMINGHAM, Mich. - September 8, 2022 - (Newswire.com)

Upcycled Adulting is on a mission to help individuals bring out their best selves, with affordable online courses that guide users through the process of making positive improvements in their lives.

The Upcycled Adulting platform was founded by Cassie Feld, a motivational coach and self-help expert who is dedicated to the empowerment of others. Cassie developed Upcycled Adulting after discovering firsthand the many shortcomings of traditional self-improvement guides and strategies. And after forging her own way ahead through various mental and physical health struggles, she set out to provide others with an easier and more achievable way to better their body, mind, and soul.

All Upcycled Adulting courses are structured using The Small Step Method, which is Cassie's unique approach to helping individuals bring positive change to life. Subscribers will find course collections to peruse, each featuring 5-6 individual courses which may be purchased separately or as a bundle. The collections include:

• Household Management: Here's the chance to get organized and on the right path. The Household Management collection offers and combines courses, resources, and support to help persons get their home in order. The result is contentment: less stress and more time.
• Health Management: For those ready to take control of their health, Upcycled Adulting offers a comprehensive and inclusive health management class collection, complete with 5 individual courses aimed at improved wellness.
• Take Control of Your Life: Looking for ways to reduce overwhelm, create clarity, and find the space in life for what matters most? Look no further. This collection of courses is designed to help people create intention and reduce stress in some of the most challenging areas of life: relationships, money, time, and health.

Upcycled Adulting courses can benefit anyone, but especially those who are struggling to find the time, confidence, and motivation to find their true purpose.

Visit upcycledadulting.com for quick access to all of Upcycled Adulting's valuable course material. Courses can be purchased individually or in curated bundles, and offer multiple days or weeks of specialized content created by Cassie for Upcycled Adulting subscribers. Browse courses now, and sign up for the Upcycled Adulting newsletter to be the first to know about new course content and other key updates.

About Upcycled Adulting

Upcycled Adulting offers a curated collection of self-help courses designed to help individuals reach their full potential. Founded by life coach and self-help expert Cassie Feld, the Upcycled Adulting approach guides users through an achievable process of improvement, using The Small Step Method to enact incremental, sustainable changes to their health, relationships, finances, and other key areas of their life.

For more information, please visit www.upcycledadulting.com

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Original Source: Upcycled Adulting Offering Affordable Online Courses To Help People Make Positive Life Changes

PRAGUE - September 8, 2022 - (Newswire.com)

Not only bullets decide wars. Ukrainian designer Mykola Kovalenko has made one anti-war poster per day since 24 Feb. - the dawn of war in Ukraine. Now they are available as NFTs on OpenSea in a fundraising campaign by International Effectivity.

Another day of war, another unique poster. A firm stance against injustice and violence is a matter of principle for Mykola Kovalenko, an acclaimed and awarded Ukrainian graphic designer. He won't stop until peace is restored in Ukraine.

"I was deeply struck by the invasion. My life motto is 'live to create'. The war directly contradicts my values, representing death and destruction. Therefore, I exert my work to fight it," said Mykola Kovalenko. 

The backstory in this case is a personal one. Mykola had to flee Ukraine in 2015 before finding his new home in EFFE Bratislava, Slovakia. Mykola had a gut feeling that something terrible was cooking in his homeland, where his friends and family reside - and made his very first poster as an anxious anticipation of the upcoming violence. 

The very first poster is one of the rarest in his collection of 120 NFTs. It will be listed as an ultra-rare NFT collectible on OpenSea.

Out of 120 posters Mykola has made so far:

• 80 are already available for sale as common NFTs for 1 ETH.
• 40 rare video NFTs are offered for bidding, starting at 1.1 ETH.
• rare NFTs will include ultra-rares with special connection to the author or war events.

There is a noble deed included: the NFTs are part of a global campaign to raise funds to help war victims. 80% of the generated money will be transferred to a transparent EUR account. Its use will then be decided by a committee consisting of four marketing executives, including the CEO of International Effectivity. The committee will be headed by Mykola Kovalenko himself.

Mykola Kovalenko - chairman of the committee

Dáša Juríková - Brand Hub Director, Slovenská sporiteľňa (Erste Group)

Tatiana Svrčková - CSR Senior Specialist, Slovak Telekom (Deutsche Telekom)

Michal Maruška - Managing director, Ringier Slovakia (Ringier)

Daniel Abrahám - CEO, International Effectivity Group 

"I have exhibited my art worldwide. However, this is my first truly borderless exhibition, thanks to global blockchain technology. And it might even be the most important one, for it has a very significant impact," adds Mykola.

The claim of the campaign is "BLOCK war with art. Start a CHAIN". It's not only a reference to the blockchain, but to the acute need for global compassion too.

And now, a call to action to turn compassion into real help for Ukrainians in need: Mint Mykola's NFTs and generate funds for a good cause. Spread the word about the campaign and join the chain of solidarity that will help block the impacts of the war.

Who is Mykola Kovalenko?

Mykola Kovalenko is a renowned Ukrainian graphic designer with over 20 years of experience in advertising agencies such as Publicis, FCB, LOWE, Saatchi & Saatchi and Effectivity Bratislava. Well known for taking an active stance on social issues, Mykola has initiated a number of international social projects and held numerous solo exhibitions.

Professional associations

• Member of the Art Directors Club / Slovakia
• Member of Brno Biennale Association / Czech Republic
• Honorary Member of the Art Directors Club / Ukraine
• Member of Ukraine's most highly regarded designer associations «4th Block" 

More than 150 awards

• Red Dot Award: Communication Design / Germany, TOYAMA / Japan
• LOGOLOUNGE / USA, Lahti Poster Triennial / Finland
• Graphic Matters / Netherlands, BICeBé / Biennial of Poster / Bolivia
• Mut zur Wut / Germany, WOLDA / Italy, Greece, GOLDEN DRUM / Slovenia
• HOW Poster Design Competition & Awards / USA, GRAPHIS / USA
• European Design Awards / Greece, ADI Design Award / China
• GOOD 50X70 / Italy, International Triennial «The 4th Block» / Ukraine
• INTERNATIONAL POSTER BIENNALE / Poland, IPBM / Mexico
• Ukrainian Design: The Very Best Of / Ukraine

Jury member

• International Triennial «The 4th Block» / Ukraine
• Global Anti-Virus Graphic Design Exhibition / Main jury team / Taiwan
• STRELKA International design biennale / Russia
• Biennale trademarks and logos TaMga / Russia
• Kiev International Advertising Festival / Ukraine
• ADC*E Awards / Spain
• ADC*UA Awards / Ukraine
• KAKADU Awards / Ukraine
• White Square / Belarus

In case of questions do not hesitate to contact us.

[email protected]

www.intereffe.com

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Original Source: Seeing Russian Tanks Near His Hometown Was Dreadful. So He Started Creating Anti-War Posters.