Some car buyers have been charged illegal fees when they buy out their lease, and many don't even know they were affected. Newhart Legal, PA is helping consumers understand their rights and whether they could recover fees and statutory damages.

PALM BEACH, Fla. - September 8, 2022 - (Newswire.com)

Consumers who bought out their leases at lease end are being compensated for illegal fees the car dealers charged. Newhart Legal, PA and attorney Darren Newhart have recovered more than $130,000 for consumers across Florida and are filing additional cases based on the response to local media reports in South Florida.

"The response has been tremendous because so many car buyers have been affected," said attorney Darren Newhart. "Some dealerships are trying to capitalize on high prices in the used car market by charging fees and adding stipulations that weren't in the original lease agreement. We are successfully recovering fees and statutory damages for car buyers affected by these illegal practices. Unfortunately, most consumers don't even know they can fight the dealers and get their money back at no cost to them."

Numerous car dealerships throughout Florida are charging illegal fees to consumers trying to purchase their vehicle at the end of a lease. Used car prices escalated over the past two years and many leased vehicles hold more of their residual value. Car dealers recognize these market forces and have been causing consumers needless financial harm by charging illegal fees. Some dealers have illegally charged fees and added terms to capitalize on the higher-than-expected car values and the inventory shortage. But that's illegal. Car dealers are legally obligated to honor the original terms of the lease. Illegal changes to buyout terms can include:

• Charging a higher price to buy out the vehicle than the buyout provision in the original lease.
• Adding fees that weren't disclosed in the original lease agreement.
• Forcing consumers to certify their leased vehicle as roadworthy or as a certified pre-owned vehicle.
• Forcing consumers to purchase extended service contracts.

Consumers who want to find out if they have a claim can call (877) 921-3543 or visit leasebuyoutclaim.com/claims.

"Dealerships are discreetly adding fees, and most consumers are forced to pay these bogus charges to buy out their leased vehicle. We want to help car buyers explore their rights and get the compensation they deserve," said Newhart.

About Newhart Legal, PA
Darren Newhart of Newhart Legal, PA, is a consumer protection attorney. Newhart Legal, PA, located in Palm Beach County, Florida and is currently accepting inquiries from individuals who exercised a buyout option on a lease within the last year and were overcharged by a dealership.

For media inquiries or to schedule an interview, call (561) 331-1806 or visit leasebuyoutclaim.com/media.

PAID LEGAL ADVERTISEMENT  Prospective clients may not obtain similar results. The amounts stated above are before deductions for fees and the cost of attorneys' fees.

Related Files
Lease Buyout Dealership Fees Press Release September 2022.pdf



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Original Source: Consumers Receive Compensation From Dealerships for Illegal Charges and Fees for Lease Buyouts

Through a selection of individual and bundled courses, Upcycled Adulting makes it easy for individuals to take necessary steps toward living their best lives

BIRMINGHAM, Mich. - September 8, 2022 - (Newswire.com)

Upcycled Adulting is on a mission to help individuals bring out their best selves, with affordable online courses that guide users through the process of making positive improvements in their lives.

The Upcycled Adulting platform was founded by Cassie Feld, a motivational coach and self-help expert who is dedicated to the empowerment of others. Cassie developed Upcycled Adulting after discovering firsthand the many shortcomings of traditional self-improvement guides and strategies. And after forging her own way ahead through various mental and physical health struggles, she set out to provide others with an easier and more achievable way to better their body, mind, and soul.

All Upcycled Adulting courses are structured using The Small Step Method, which is Cassie's unique approach to helping individuals bring positive change to life. Subscribers will find course collections to peruse, each featuring 5-6 individual courses which may be purchased separately or as a bundle. The collections include:

• Household Management: Here's the chance to get organized and on the right path. The Household Management collection offers and combines courses, resources, and support to help persons get their home in order. The result is contentment: less stress and more time.
• Health Management: For those ready to take control of their health, Upcycled Adulting offers a comprehensive and inclusive health management class collection, complete with 5 individual courses aimed at improved wellness.
• Take Control of Your Life: Looking for ways to reduce overwhelm, create clarity, and find the space in life for what matters most? Look no further. This collection of courses is designed to help people create intention and reduce stress in some of the most challenging areas of life: relationships, money, time, and health.

Upcycled Adulting courses can benefit anyone, but especially those who are struggling to find the time, confidence, and motivation to find their true purpose.

Visit upcycledadulting.com for quick access to all of Upcycled Adulting's valuable course material. Courses can be purchased individually or in curated bundles, and offer multiple days or weeks of specialized content created by Cassie for Upcycled Adulting subscribers. Browse courses now, and sign up for the Upcycled Adulting newsletter to be the first to know about new course content and other key updates.

About Upcycled Adulting

Upcycled Adulting offers a curated collection of self-help courses designed to help individuals reach their full potential. Founded by life coach and self-help expert Cassie Feld, the Upcycled Adulting approach guides users through an achievable process of improvement, using The Small Step Method to enact incremental, sustainable changes to their health, relationships, finances, and other key areas of their life.

For more information, please visit www.upcycledadulting.com

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Original Source: Upcycled Adulting Offering Affordable Online Courses To Help People Make Positive Life Changes

PRAGUE - September 8, 2022 - (Newswire.com)

Not only bullets decide wars. Ukrainian designer Mykola Kovalenko has made one anti-war poster per day since 24 Feb. - the dawn of war in Ukraine. Now they are available as NFTs on OpenSea in a fundraising campaign by International Effectivity.

Another day of war, another unique poster. A firm stance against injustice and violence is a matter of principle for Mykola Kovalenko, an acclaimed and awarded Ukrainian graphic designer. He won't stop until peace is restored in Ukraine.

"I was deeply struck by the invasion. My life motto is 'live to create'. The war directly contradicts my values, representing death and destruction. Therefore, I exert my work to fight it," said Mykola Kovalenko. 

The backstory in this case is a personal one. Mykola had to flee Ukraine in 2015 before finding his new home in EFFE Bratislava, Slovakia. Mykola had a gut feeling that something terrible was cooking in his homeland, where his friends and family reside - and made his very first poster as an anxious anticipation of the upcoming violence. 

The very first poster is one of the rarest in his collection of 120 NFTs. It will be listed as an ultra-rare NFT collectible on OpenSea.

Out of 120 posters Mykola has made so far:

• 80 are already available for sale as common NFTs for 1 ETH.
• 40 rare video NFTs are offered for bidding, starting at 1.1 ETH.
• rare NFTs will include ultra-rares with special connection to the author or war events.

There is a noble deed included: the NFTs are part of a global campaign to raise funds to help war victims. 80% of the generated money will be transferred to a transparent EUR account. Its use will then be decided by a committee consisting of four marketing executives, including the CEO of International Effectivity. The committee will be headed by Mykola Kovalenko himself.

Mykola Kovalenko - chairman of the committee

Dáša Juríková - Brand Hub Director, Slovenská sporiteľňa (Erste Group)

Tatiana Svrčková - CSR Senior Specialist, Slovak Telekom (Deutsche Telekom)

Michal Maruška - Managing director, Ringier Slovakia (Ringier)

Daniel Abrahám - CEO, International Effectivity Group 

"I have exhibited my art worldwide. However, this is my first truly borderless exhibition, thanks to global blockchain technology. And it might even be the most important one, for it has a very significant impact," adds Mykola.

The claim of the campaign is "BLOCK war with art. Start a CHAIN". It's not only a reference to the blockchain, but to the acute need for global compassion too.

And now, a call to action to turn compassion into real help for Ukrainians in need: Mint Mykola's NFTs and generate funds for a good cause. Spread the word about the campaign and join the chain of solidarity that will help block the impacts of the war.

Who is Mykola Kovalenko?

Mykola Kovalenko is a renowned Ukrainian graphic designer with over 20 years of experience in advertising agencies such as Publicis, FCB, LOWE, Saatchi & Saatchi and Effectivity Bratislava. Well known for taking an active stance on social issues, Mykola has initiated a number of international social projects and held numerous solo exhibitions.

Professional associations

• Member of the Art Directors Club / Slovakia
• Member of Brno Biennale Association / Czech Republic
• Honorary Member of the Art Directors Club / Ukraine
• Member of Ukraine's most highly regarded designer associations «4th Block" 

More than 150 awards

• Red Dot Award: Communication Design / Germany, TOYAMA / Japan
• LOGOLOUNGE / USA, Lahti Poster Triennial / Finland
• Graphic Matters / Netherlands, BICeBé / Biennial of Poster / Bolivia
• Mut zur Wut / Germany, WOLDA / Italy, Greece, GOLDEN DRUM / Slovenia
• HOW Poster Design Competition & Awards / USA, GRAPHIS / USA
• European Design Awards / Greece, ADI Design Award / China
• GOOD 50X70 / Italy, International Triennial «The 4th Block» / Ukraine
• INTERNATIONAL POSTER BIENNALE / Poland, IPBM / Mexico
• Ukrainian Design: The Very Best Of / Ukraine

Jury member

• International Triennial «The 4th Block» / Ukraine
• Global Anti-Virus Graphic Design Exhibition / Main jury team / Taiwan
• STRELKA International design biennale / Russia
• Biennale trademarks and logos TaMga / Russia
• Kiev International Advertising Festival / Ukraine
• ADC*E Awards / Spain
• ADC*UA Awards / Ukraine
• KAKADU Awards / Ukraine
• White Square / Belarus

In case of questions do not hesitate to contact us.

[email protected]

www.intereffe.com

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Original Source: Seeing Russian Tanks Near His Hometown Was Dreadful. So He Started Creating Anti-War Posters.

AUSTIN, Texas - September 8, 2022 - (Newswire.com)

On the heels of Tinder Swindler, it's a commonly-known fact that the dating space is saturated with the likes of fakes, scammers, catfish, and criminals. Fox & Muse, a new dating website founded in the startup mecca of Silicon Hills, is poised to change the dating game altogether by not only addressing common security concerns in the modern digital world but also integrating a phenomenal luxury loyalty program. 

Safety and accuracy are paramount objectives for the company. As a prerequisite, all romance seekers are required to self-verify themselves with a government ID, and all men must successfully complete a national criminal background check, all seamlessly and securely done through the website. After verification, singles are then able to subscribe on a month-to-month basis to match and message others on the site for dates, with no long-term subscription commitments.

Most impressively, the true brand differentiator for Fox & Muse is its loyalty program that leverages the reputation and status of its parent company, Tragic Kiss, known for its exquisite luxury lingerie made from the finest of European fabrics. Singles on the site earn points from their subscriptions and boosts, which can then be used towards free luxury lingerie. Men even have the ability to gift their earned points to women on the site. With this type of collaborative energy between these two companies, the stage is set for some fun singles events, sexy fashion shows, and amazing product and travel giveaways.

The key points of the new Fox & Muse dating website that aims to offer real connections, safe dating, and loyalty rewards include:

• All profiles are ID-verified.
• All men are criminally background-checked at the national level.
• Loyalty program that allows subscribers to earn/gift points towards luxury lingerie.
• For a limited time, all women receive a free lingerie gift for subscribing to Fox & Muse.
• PROMO code 6LAUNCH90 to receive 90% off for the first six months ($0.50/mo).

"We're really trying to address the most flagrant security issues that all other dating sites refuse to acknowledge, as well as provide an amazing experience and benefit through our loyalty program," said Zia, founder and creative force behind Tragic Kiss and Fox & Muse. "Plus, who doesn't love luxury lingerie? We're just getting started at Fox & Muse. This will become an omnipresent lifestyle brand." 

Considering the benefits of the security measures and the luxury loyalty program, the monthly subscription on Fox & Muse is priced extremely competitively compared to other dating sites at just $5.00 per month. In the interest of building critical mass, the company is currently advertising promo code: 6LAUNCH90, providing 90% off of monthly subscriptions for six months, resulting in just $0.50/mo. For a limited time, women also receive a free lingerie gift upon subscribing. 

Anyone interested in dating on a more secure platform with luxury benefits can sign up at: FoxAndMuse.com.

###

For more information, contact: [email protected].

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Original Source: Introducing Fox & Muse: Integrating Dating, Security, and Luxury

NEW YORK - September 8, 2022 - (Newswire.com)

Credello: When you are in a financial bind, knowing how to get the money you need can be difficult. A hardship loan is a great way to get the cash you need without going into debt. But is it a better option than applying for quick personal loans online? Here's what you need to know.

What is a hardship loan?

A hardship loan is a type of loan that is available to individuals and families who may have difficulty meeting their everyday financial obligations. A hardship loan can cover various expenses, including rent, utilities, groceries, and other basic needs.

Hardship loans are typically available in amounts that range from $500 to $10,000. They can be borrowed from private lenders or government agencies such as the Department of Agriculture or the Small Business Administration. 

There are a few things to keep in mind when using a hardship loan: 

• The money must be used for an urgent need and cannot be saved or used for other purposes; 
• The borrower must provide proof of the need for the money (for example, an affidavit from the person responsible for paying the bills); 
• The repayment schedule will vary depending on the type of loan being applied for; and 
• Repayment options may include lump sum payments or installment plans.

What is a personal loan?

A personal loan is a loan that you take out from a bank or other financial institution. The loan usually covers short-term needs, such as unexpected bills, housing costs or car repairs. Personal loans are often considered less risky than other types of loans because the lender has direct access to your credit history. Personal loans are also available with varying interest rates and terms, so you can find one that's right for your needs.

How are quick personal loans different from hardship loans?

Quick personal loans are different from hardship loans in a few important ways. First, they are designed for short-term needs only. Second, interest rates on quick personal loans can be quite high. Finally, quick personal loans are not available to everyone. They are typically only available to people with good credit history who have been approved by the lender.

So which is better? It depends on your specific needs and situation. If you need money quickly and don't need to borrow much, a quick personal loan may be the best option.

Should I get a personal loan or a hardship loan?

When considering a personal or a hardship loan, it is important to understand the difference between the two. A personal loan is a short-term loan that you borrow from a bank or other financial institution. A hardship loan is a longer-term, low-interest loan that you can borrow from a private lender or a government agency.

There are several factors to consider when deciding which type of loan is right for you. For instance, if you have good credit and a stable income, you may be better off getting a personal loan. If your income fluctuates and you cannot afford to pay back your debt quickly, then a hardship loan may be more appropriate for you. Additionally, if you need money urgently but do not qualify for traditional loans due to your credit history or other reasons, an emergency payday advance might be best.

The bottom line

There are a few key differences between quick personal loans and hardship loans. If you need money quickly and your credit is good, a quick personal loan may be your best option. However, a hardship loan may be a better option if you need a longer-term loan and your credit is not as good.

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Original Source: How Hardship Loans Work vs. Quick Personal Loans

Following an incredibly challenging period for the travel industry, demand has surged since governments relaxed or removed restrictions that had grounded most non-essential travel since the start of the pandemic.

MELBOURNE, Australia - September 8, 2022 - (Newswire.com)

According to Inspiring Vacations, leading provider of guided and group travel worldwide including tours to Egypt, tours of Cape York and everywhere in between, the travel industry is experiencing an unprecedented recovery with better than expected results posted by major travel agents and airlines. 

In June, Qantas Group revealed it has reduced its net debt by $1.5 billion in just six months while Flight Centre said in a statement to ASX in July that it had returned to monthly profitability at the end of the financial year, now transacting similar values to those prior to the pandemic. 

Inspiring Vacations explains the surge in demand coupled with higher than normal ticket prices caused by airlines reducing their capacity is the main reason for such a strong bounce back in the industry. The surge in demand has overwhelmed airports and airlines with travellers subject to massive queues, high rates of lost baggage and delays. 

With the arrival of spring and the latest COVID wave dissipating across the country, Inspiring Vacations says there is renewed optimism amongst customers who are now feeling more confident to lock their travel bookings in. Many customers are now eager to plan trips ahead of time, which is a strong indication of the renewed confidence in the travel industry. 

A recent survey of 5,000 Webjet customers found that 71% were now comfortable travelling internationally, with 64% saying they intended to head overseas in the next month. 

Boasting the best-guided tours Egypt-wide as well as destinations closer to home such as Cape York tours, Inspiring Vacations offers a simple online booking system with detailed travel packages created in partnership with their worldwide network of local travel experts. 

To learn more about their Egypt tours, tours to Cape York and everywhere in between, visit Inspiring Vacations online today.

Contact Info:
Inspiring Vacations
Phone: 1300 88 66 88
Email: [email protected]

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Original Source: Experts Say the Travel Industry is Bouncing Back From the Pandemic Quicker Than Expected

NEW YORK - September 8, 2022 - (Newswire.com)

Credello: If you're looking to buy a classic car, chances are it will be more expensive than ever. But how much is too much? Before you start researching classic car financing, you should know a few things about the market first because it could save you thousands of dollars.

What are classic cars?

Classic cars are vehicles that were manufactured in the late 1950s to early 1970s. The classic car movement began in the U.S. in the early 1960s and gained popularity worldwide during the 1970s. Classic cars are usually older, larger and often have unique features that set them apart from other vehicles on the market. Many classic car enthusiasts regard these cars as American culture and history symbols.

Why are classic car prices so high?

Classic car prices are high because of the rarity and collectibility of these vehicles. Only a certain amount of these cars were made, and as they become rarer, the price for them goes up. Additionally, classic cars require a lot of upkeep and special care, so they typically command a higher price than other vehicles.

In addition, new laws in the U.S. are passing that aim to reduce the availability of internal combustion engines (ICEs) and promote electric or hybrid vehicles, making those who prefer the feel of a traditional ICE car seek options, which in turn drives demand and raises prices.

How do you find a good deal on a classic car?

When considering buying a classic car, looking for a good deal is essential. There are a number of ways to find one. One way is to check online classifieds or newspapers. You can also contact dealerships directly and ask about their current prices on specific models. Another option is to go to car shows and auctions, where you can find cars that are being sold below market value. Before you buy a car, be sure to do your research and find the best deal possible.

What should you look for in a classic car?

When considering which classic car to purchase, it is vital first to understand what makes a "good" classic car. A classic car should be reliable and have a well-maintained engine. It should also have been well-preserved with little rust on the panels or frame and overall be in excellent condition. Finally, consult with a qualified mechanic before making a purchase to ensure the car is in good working order.

What are the risks of buying a classic car?

There is a slew of risks when buying a classic car. Often, these cars are not in the best condition and may require extensive restoration or repair. Furthermore, many classic cars are no longer street-legal in most states and may only be able to be used for show or exhibition purposes. Additionally, there is always the risk that the car may not meet your expectations and may not be worth the investment. 

How can I protect myself when buying a classic car?

Buying a classic car can be an exciting experience, but there are some things to keep in mind to protect yourself. When you're ready to make your purchase, be sure to do your research and understand the costs associated with repairing or restoring a vintage car. Also, make sure you have enough money set aside in case of an unexpected repair or replacement. Finally, always consult a qualified mechanic before making any significant repairs to your car.

The bottom line

Buying a classic car can be a fantastic way to enjoy some of your favorite vintage vehicles. However, it is important to be aware of the risks involved and have a plan for any unexpected repairs or problems. 

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Original Source: Credello: Classic Car Prices Are Getting Super Expensive

NEW YORK - September 8, 2022 - (Newswire.com)

A personal loan is a great way to get the money you need when you need it. Many of those looking for a loan will automatically go to a big bank, but did you know that credit union personal loans could be the better way to go? Here's what you need to know.

The benefits of taking a personal loan from a credit union

1. Credit unions offer lower interest rates than big banks. For example, a credit union loan with an interest rate of 7% will typically be less expensive than a loan with an interest rate of 10% from a big bank.

2. Credit unions typically require less documentation than big banks when applying for a loan. This is likely because credit unions know that the vast majority of their loans go to local community members.

3. If you have bad credit, you may still be able to get a personal loan from a credit union. Credit unions typically require a lower credit score than big banks.

How to find a credit union in your state

1. Go to the National Credit Union Administration (NCUA) website. This is the federal agency that regulates credit unions.

2. Search for your state by county or zip code. This will help you find a local credit union that serves your area.

3. Call or visit the local credit union branch to learn more about its services and how to apply for a loan.

How to get a personal loan from your local credit union

1. Sign up for a checking or savings account first. Most credit unions will have more favorable interest rates and be more willing to approve someone who's already a union member.

2. Get your credit report up-to-date and in good standing. This will help your credit union assess your ability to repay a personal loan.

3. Review the loan terms and conditions carefully. Most credit unions offer borrowers various options, such as fixed interest rates or adjustable-rate loans that can change depending on the market conditions.

4. Go into a branch instead of applying on the website and speak to a staff member. While you're free to apply online, going in person before applying can help answer your questions about your eligibility, loan terms, promotional offers, etc. Speak with a representative that's at a cubicle instead of a bank teller, as they'll typically be the ones handling your application and help guide you through the application process.

5. Apply for the loan and provide documentation of your income, assets, and debt obligations. 

6. Have proof of your residency - A utility bill, driver's license, or other acceptable documents will suffice.

The bottom line

Credit unions offer a range of loans and credit products that can be a great way to get the money you need without going through a traditional mortgage lender. By researching and understanding the loan terms before applying, you'll have a better chance of getting approved and getting the best possible loan deal.

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Original Source: Credello: How to Get a Personal Loan From a Credit Union in Any State

NEW YORK - September 8, 2022 - (Newswire.com)

Credello: Being self-employed has many benefits for those interested in entrepreneurial life, but now science shows surprising information about how many of those benefits can be health-related, especially for women. Researchers at UCLA found that the overall health benefits for self-employed women include reduced likelihood of obesity, high blood pressure, or diabetes.

But before you start looking for self-employed loans to start your business, there are things you can do to mimic the positive health habits women entrepreneurs have. Here are a few tips for improving your health, whether self-employed or not.

1. Keep a tight budget for your business and personal finances

Dr. Kimberly Narain, one of the senior researchers on the UCLA study, says that "[h]eart disease is the No. 1 killer of women, which is something a lot of people are not aware of," so it's essential that women in any job role practice heart-healthy financial habits to reduce stress levels and improve overall health.

2. Make time for regular exercise

When juggling work and home life, it's easy to put exercise on the back burner. A study from the Centers for Disease Control and Prevention found that people who get moderate-intensity exercise (the equivalent of walking briskly) at least thirty minutes a day have a lower risk of developing heart disease, diabetes, cancer, and respiratory problems.

It can feel overwhelming to head to the gym after a hard day on the job. Still, there are other ways you can better incorporate light cardiovascular activity into your daily life:

• Park further away from your office or get off 1-2 stops earlier if you take the bus or subway. 
• Take a brisk walk around your work building before going inside or at lunch
• Get off the elevator 2-3 floors earlier and take the stairs the rest of the way
• Buy an under-the-desk pedal bike that allows you to keep your legs moving while you're working on your computer

3. Eat a balanced diet

Self-employed women tend to have more time to meal prep from scratch than people in other jobs, so it's essential to ensure that what you're eating is nutritionally sound and doesn't contribute to any weight problems. You can have the same result if you prioritize bulk meal preparation once a week. Simply carve out 2-3 hours on an off day to prepare healthy meals you can reheat quickly. Not only will this save you money from no longer having to buy takeout for lunch, but you'll be able to eat more nutritious meals made from higher-quality ingredients.

4. Make your mental health a priority

Mental health is an important issue that contributes to your overall health more than you might think. One of the reasons self-employed women are statistically more healthy than women employed by others is that they often understand how stress and poor mental health can affect their company's bottom line. Take breaks often, set boundaries for your job, and see professional help if you need it without apologizing. The more you prioritize mental health, the quicker you'll begin to see an improvement in your mood, sleep habits, and physical health.

The bottom line

While self-employed women seem to have better health habits, that doesn't mean you can't practice better health. Make sure you have a solid financial foundation, mental health resources, and healthy eating habits to maintain optimal health.

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Original Source: Self-Employed Women Are Often Healthier Than Others According to a New Study